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# Medicare, the United States governments health insurance

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Intern
Joined: 24 Aug 2017
Posts: 9
GPA: 3
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03 Sep 2017, 02:10
can you please help with option D. Grammatically the options seems fine to me.And though Payal has mentioned that there is an error of meaning in this, I am unable to find one.
What I understand from option D is - Medicare covers full cost of home health. Home health is unlike other services in that ( READ- BECAUSE) 20 % of the costs must be paid by beneficiaries.

Please correct me- What I understand from Payal's comment is that in this sentence we dont know is medicare responsible for the beneficiaries paying 20% for services other than Home health. But I was thinking that since we are talking about the beneficiaries of the medicare- it becomes implicit that Meicare covers only 80% of cost for other services? NO? IS there any grammar error ??
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03 Sep 2017, 03:02
pulkitaggi1 wrote:
can you please help with option D. Grammatically the options seems fine to me.And though Payal has mentioned that there is an error of meaning in this, I am unable to find one.
What I understand from option D is - Medicare covers full cost of home health. Home health is unlike other services in that ( READ- BECAUSE) 20 % of the costs must be paid by beneficiaries.

Please correct me- What I understand from Payal's comment is that in this sentence we dont know is medicare responsible for the beneficiaries paying 20% for services other than Home health. But I was thinking that since we are talking about the beneficiaries of the medicare- it becomes implicit that Meicare covers only 80% of cost for other services? NO? IS there any grammar error ??

Hello pulkitaggi1,

I think the question was directed towards the experts but let me try my hand here (not an expert though, but a far cry from that )

I think you misunderstood. The meaning of sentence is that - medicare covers full cost of home health care. In this case (home health care), the beneficiaries don't have to pay anything. Everything is covered and cost to beneficiaries is 0% since the plan covers everything. Now this case (payment <--> home health care) is unlike other non hospital services. Why? Because in non-hospital services, beneficiaries have to pay some amount. How much? 20% of all the costs.

Hence there is a distinction between home health care and other non hospital services, the way in which cost is covered by the plan.

The ideal structure in C makes it clear - Medicare (singular subject) covers (singular verb) the full cost of X, but not of Y, for Y beneficiaries must pay 20 percent of the costs.

In option D, the contrast is not clear and the meaning is not understood. The contrast should be in the plan's way of payment in 2 ways. 100% in one v/s 80% in other.

if which refers to home health care, then we have --> home health care is unlike other non-hospital services in that 20 percent of the costs must be paid by beneficiaries.

How is home health care different? in that 20 percent of the costs must be paid by beneficiaries.

For me it states that in home health care, 20% is paid by beneficiaries. This is absurd considering first part of the sentence.
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Re: Medicare, the United States governments health insurance  [#permalink]

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23 Nov 2017, 13:31
Hi Payal,

a little confused in the grammar.
Comma "," + FANBOY joins two independent clause.
Is the sentence after ", but" in the OA an IC?

egmat wrote:
Hi All,

Medicare, the United States government's health insurance program for the elderly and disabled, covers the full cost of home health care, but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.

Let us first understand the meaning of the sentence. Medicare is the US government’s health insurance program for the elderly and disabled. Medicare covers the full cost of home health care. However, it does not cover the cost of nonhospital services. Now, nonhospital services are services for which beneficiaries are required to pay 20% of the total cost.

Error Analysis:

1. Use of “with” violates the parallelism in the sentence. The two entities in the list should be “the full cost of home health care” and “(the full cost) of other nonhospital services”.
2. Relative pronoun “where” is used to modify places. Use of “where” to talk about a service is incorrect.

POE:

Choice A: but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries: Incorrect for the reasons stated above.

Choice B: but not of other nonhospital services, making beneficiaries pay 20 percent of the costs: Incorrect. Comma + verb-ing modifier “making” modifies the preceding clause “Medicare… covers the full cost…” and renders the meaning of the sentence illogical.

Choice C: but not of other nonhospital services, for which beneficiaries must pay 20 percent of the costs: Correct. “which” is the correct relative pronoun to modify “nonhospital services”.

Choice D: which is unlike other nonhospital services in that 20 percent of the costs must be paid by beneficiaries: Incorrect. This choice fails to establish the fact that Medicare does not cover the nonhospital services.

Choice E: which is unlike other nonhospital services that make beneficiaries pay 20 percent of the costs: Incorrect. Same error as in Choice D.

1. Comma + verb-ing modifier always modify the preceding clause.
2. Relative pronoun “where” is use for places.
3. Be wary of choice that changes or distorts the intended logical meaning of the sentence.

Hope that helps.
Thanks.
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08 Jan 2018, 15:17
Still waiting for egmat guys to reply, personal messaged to them around a thousand times but no luck.
If you don't know the answer, then better mention the same, don't make people wait for so long.
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09 Jan 2018, 01:23
rohansherry wrote:
Medicare, the United States government’s health insurance program for the elderly and disabled, covers the full cost of
home health care, but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.

A. but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.

B. but not of other nonhospital services, making beneficiaries pay 20 percent of the costs.

C . but not of other nonhospital services, for which beneficiaries must pay 20 percent of the costs.

D. which is unlike other nonhospital services in that 20 percent of the costs must be paid by beneficiaries.

E. which is unlike other nonhospital services that make beneficiaries pay 20 percent of the costs.

hard one
look at choice B.
there are 3 kinds of meaning errors. we categorize meaning errors so that we can realize errors easily.
meaning is not logic
meaning is unclear
meaning is redundant

look at choice b.
pay 20 percent of the cost of what. unclear meaning. wrong.

unclear meaning is most difficult error.
I missed this problem.
Re: Medicare, the United States governments health insurance &nbs [#permalink] 09 Jan 2018, 01:23

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