GMAT Question of the Day: Daily via email | Daily via Instagram New to GMAT Club? Watch this Video

It is currently 07 Jul 2020, 21:32

Close

GMAT Club Daily Prep

Thank you for using the timer - this advanced tool can estimate your performance and suggest more practice questions. We have subscribed you to Daily Prep Questions via email.

Customized
for You

we will pick new questions that match your level based on your Timer History

Track
Your Progress

every week, we’ll send you an estimated GMAT score based on your performance

Practice
Pays

we will pick new questions that match your level based on your Timer History

Not interested in getting valuable practice questions and articles delivered to your email? No problem, unsubscribe here.

Close

Request Expert Reply

Confirm Cancel

Medicare, the United States government’s health insurance program for

  new topic post reply Question banks Downloads My Bookmarks Reviews Important topics  
Author Message
TAGS:

Hide Tags

Find Similar Topics 
Retired Moderator
User avatar
S
Joined: 14 Dec 2013
Posts: 2795
Location: Germany
Schools: German MBA
GMAT 1: 780 Q50 V47
WE: Corporate Finance (Pharmaceuticals and Biotech)
GMAT ToolKit User Reviews Badge
Re: Medicare, the United States government’s health insurance program for  [#permalink]

Show Tags

New post 10 May 2017, 04:48
yt770 wrote:
Hi Experts, I have 2 questions:

1) Comma Usage before BUT: Here the usage - Medicare covers the full cost of X, but not of Y. I always see whenever there is COMMA + BUT, then there should be independent clause after BUT. But in this case, COMMA + BUT is used to connect two prepositional phrases. Why is the rule COMMA + FANBOYS should always be followed by IC valid here?

2) ING modifier: I understand in choice B that ING is modifying the previous clause. But the last portion of the previous clause also states - "But not of other nonhospital services" and that's why I marked B thinking that it is the previous clause. Can you explain a bit on why ING is wrong here?

Thanks a lot for your help! I really appreciate it.


1. COMMA+ BUT can also be used for Idioms: NOT X, BUT Y. Option C is such an usage (X, BUT NOT Y)

2. Although many good guides state that the comma+ present participle modifier modifies the entire previous clause, technically this modifier is a verb modifier, referring the verb (action) of the previous clause. This conceptual clarity would help sort out quite a few issues as the one you stated.
Retired Moderator
avatar
P
Joined: 04 Aug 2016
Posts: 465
Location: India
Concentration: Leadership, Strategy
GPA: 4
WE: Engineering (Telecommunications)
Re: Medicare, the United States government’s health insurance program for  [#permalink]

Show Tags

New post 18 Jun 2017, 20:56
Medicare covers X but not Y

X= the full cost of home health care
Y = cost of of other non hospital services

verb-ing is not needed - it will relate back to the subject so Medicare is not making them to pay the cost - so creates nonsensical meaning

Hence C
Intern
Intern
avatar
B
Joined: 24 Aug 2017
Posts: 8
GPA: 3
Reviews Badge
Re: Medicare, the United States government’s health insurance program for  [#permalink]

Show Tags

New post 03 Sep 2017, 01:10
can you please help with option D. Grammatically the options seems fine to me.And though Payal has mentioned that there is an error of meaning in this, I am unable to find one.
What I understand from option D is - Medicare covers full cost of home health. Home health is unlike other services in that ( READ- BECAUSE) 20 % of the costs must be paid by beneficiaries.

Please correct me- What I understand from Payal's comment is that in this sentence we dont know is medicare responsible for the beneficiaries paying 20% for services other than Home health. But I was thinking that since we are talking about the beneficiaries of the medicare- it becomes implicit that Meicare covers only 80% of cost for other services? NO? IS there any grammar error ??
Retired Moderator
avatar
P
Joined: 04 Aug 2016
Posts: 465
Location: India
Concentration: Leadership, Strategy
GPA: 4
WE: Engineering (Telecommunications)
Re: Medicare, the United States government’s health insurance program for  [#permalink]

Show Tags

New post 03 Sep 2017, 02:02
pulkitaggi1 wrote:
can you please help with option D. Grammatically the options seems fine to me.And though Payal has mentioned that there is an error of meaning in this, I am unable to find one.
What I understand from option D is - Medicare covers full cost of home health. Home health is unlike other services in that ( READ- BECAUSE) 20 % of the costs must be paid by beneficiaries.

Please correct me- What I understand from Payal's comment is that in this sentence we dont know is medicare responsible for the beneficiaries paying 20% for services other than Home health. But I was thinking that since we are talking about the beneficiaries of the medicare- it becomes implicit that Meicare covers only 80% of cost for other services? NO? IS there any grammar error ??



Hello pulkitaggi1,

I think the question was directed towards the experts but let me try my hand here (not an expert though, but a far cry from that :sad:)

I think you misunderstood. The meaning of sentence is that - medicare covers full cost of home health care. In this case (home health care), the beneficiaries don't have to pay anything. Everything is covered and cost to beneficiaries is 0% since the plan covers everything. Now this case (payment <--> home health care) is unlike other non hospital services. Why? Because in non-hospital services, beneficiaries have to pay some amount. How much? 20% of all the costs.

Hence there is a distinction between home health care and other non hospital services, the way in which cost is covered by the plan.

The ideal structure in C makes it clear - Medicare (singular subject) covers (singular verb) the full cost of X, but not of Y, for Y beneficiaries must pay 20 percent of the costs.

In option D, the contrast is not clear and the meaning is not understood. The contrast should be in the plan's way of payment in 2 ways. 100% in one v/s 80% in other.

if which refers to home health care, then we have --> home health care is unlike other non-hospital services in that 20 percent of the costs must be paid by beneficiaries.

How is home health care different? in that 20 percent of the costs must be paid by beneficiaries.

For me it states that in home health care, 20% is paid by beneficiaries. This is absurd considering first part of the sentence.
Intern
Intern
avatar
B
Joined: 04 May 2017
Posts: 15
Re: Medicare, the United States government’s health insurance program for  [#permalink]

Show Tags

New post 27 Dec 2018, 02:21
Okay. Lets be honest , three very easy eliminations straight away, focusing on grammar rules.
Option A,D and E out.
A. but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.
where is incorrect , modifying services - > out.

B. but not of other nonhospital services, making beneficiaries pay 20 percent of the costs.
correct comparison. However, making is actually modifying the whole clause which doesn't make sense.

C . but not of other nonhospital services, for which beneficiaries must pay 20 percent of the costs.
correct comparison . for which usage is clear and concise, making it clear that for non hospital services beneficiaries have to pay 20 percent of the costs.

D. which is unlike other nonhospital services in that 20 percent of the costs must be paid by beneficiaries.
which is referring to health care , wait a minute , health care is unlike other non - hospital services . totally wrong. ->out.

E. which is unlike other nonhospital services that make beneficiaries pay 20 percent of the costs.
Same reason mentioned in choice D
Manager
Manager
avatar
S
Joined: 30 Sep 2017
Posts: 142
GMAT 1: 710 Q48 V38
GMAT ToolKit User
Re: Medicare, the United States government’s health insurance program for  [#permalink]

Show Tags

New post 03 Jan 2019, 11:51
rohansherry wrote:
Medicare, the United States government’s health insurance program for the elderly and disabled, covers the full cost of home health care, but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.


A. but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.

B. but not of other nonhospital services, making beneficiaries pay 20 percent of the costs.

C . but not of other nonhospital services, for which beneficiaries must pay 20 percent of the costs.

D. which is unlike other nonhospital services in that 20 percent of the costs must be paid by beneficiaries.

E. which is unlike other nonhospital services that make beneficiaries pay 20 percent of the costs.


GMATNinja

Hi, I watched your videos on SC and they got me thinking ... whether in B, D, and E "the costs" relate the costs that are really intended here. I think "the costs" refer back to "the full cost of home health care" - are they? I mean that such a meaning doesn't make sense, but to me the structure seems to imply that. You may also wonder why I don't think that the same is true for A and C. Honestly, I don't have a strong case. For C, I guess that that modifier "for which" connects the idea that we're talking about the costs for nonhospital services. As for A, not sure.

Thanks
GMAT Club Verbal Expert
User avatar
V
Status: GMAT and GRE tutors
Joined: 13 Aug 2009
Posts: 3572
Location: United States (CO)
GMAT 1: 780 Q51 V46
GMAT 2: 800 Q51 V51
GRE 1: Q170 V170

GRE 2: Q170 V170
Re: Medicare, the United States government’s health insurance program for  [#permalink]

Show Tags

New post 17 Jan 2019, 13:27
1
Quote:
Hi, I watched your videos on SC and they got me thinking ... whether in B, D, and E "the costs" relate the costs that are really intended here. I think "the costs" refer back to "the full cost of home health care" - are they? I mean that such a meaning doesn't make sense, but to me the structure seems to imply that. You may also wonder why I don't think that the same is true for A and C. Honestly, I don't have a strong case. For C, I guess that that modifier "for which" connects the idea that we're talking about the costs for nonhospital services. As for A, not sure.

Thanks

You answered your own question, jawele! In (B) and (D), "the costs" aren't specified. Do they refer to to the total costs? Just the costs of nonhospital services? There's no way to know, and the ambiguity is problematic - we can't be expected to read the writer's mind.

As you noted, in (C) the phrase "for which" must refer to the nonhospital services, so we know precisely what costs we're talking about.

In (A), the phrase "nonhospital services where 20 percent of the costs must be paid by beneficiaries" is incoherent. It sounds as though "nonhospital services" is a physical location where patients go to pay their bills! That doesn't make any sense. So (C) is the only option with a clear, logical meaning.

I hope that helps!
_________________
GMAT/GRE tutors @ www.gmatninja.com (we're hiring!) | GMAT Club Verbal Expert | YouTube | Blog | Bad at PMs

Beginners' guides to GMAT verbal: RC | CR | SC

YouTube LIVE verbal webinars: all videos by topic

SC articles & resources: How to go from great (760) to incredible (780) on GMAT SC | That "-ing" Word Probably Isn't a Verb | That "-ed" Word Might Not Be a Verb, Either | No-BS Guide to GMAT Idioms | "Being" is not the enemy | WTF is "that" doing in my sentence?

RC, CR, and other articles & resources: All GMAT Ninja articles on GMAT Club | Using LSAT for GMAT CR & RC |7 reasons why your actual GMAT scores don't match your practice test scores | How to get 4 additional "fake" GMAT Prep tests for $29.99 | Time management on verbal

SC & CR Questions of the Day (QOTDs), featuring expert explanations: All QOTDs | Subscribe via email | RSS

Need an expert reply? Hit the request verbal experts' reply button; be specific about your question, and tag @GMATNinja. Priority is always given to official GMAT questions.
Intern
Intern
avatar
B
Joined: 04 Apr 2014
Posts: 22
Medicare, the United States government’s health insurance program for  [#permalink]

Show Tags

New post 18 Jan 2019, 12:15
I'm surprised that nobody's mentioned that there's a problem with choice C) too:

The first two times that cost occurs in the sentence, it's followed by of. But at the end of choice C), we're now talking about costs for. In other words, if we rearrange the relative clause, we have:

Beneficiaries must pay 20 percent of the costs for nonhospital services.

Clearly of would be preferable here, along with the singular cost, especially in light of what came before. Anyway, I can still agree that C) is the best answer, but it's not without fault either. This question is just another case of picking the least bad answer. I don't really think it's such a great question myself.
Intern
Intern
avatar
B
Joined: 12 Jan 2019
Posts: 35
Re: Medicare, the United States government’s health insurance program for  [#permalink]

Show Tags

New post 20 Sep 2019, 02:03
hi DmitryFarber

Need some expert advice here

do "for which" and "which" have the same function i.e. modifying the immediately preceding word.
Manhattan Prep Instructor
User avatar
G
Joined: 22 Mar 2011
Posts: 1745
Re: Medicare, the United States government’s health insurance program for  [#permalink]

Show Tags

New post 26 Sep 2019, 22:56
2
Nums99 That's right. Any modifier of the form "preposition + which" will still refer to the preceding noun.
_________________

Dmitry Farber | Manhattan Prep GMAT Instructor | San Diego


Manhattan GMAT Discount | Manhattan GMAT Course Reviews | View Instructor Profile |
Manhattan GMAT Reviews
Manager
Manager
User avatar
B
Joined: 24 Jan 2017
Posts: 97
Location: Brazil
Concentration: Strategy, Entrepreneurship
GPA: 3.5
WE: Consulting (Consulting)
CAT Tests
Medicare, the United States government’s health insurance program for  [#permalink]

Show Tags

New post 27 May 2020, 17:27
rohansherry wrote:
Medicare, the United States government’s health insurance program for the elderly and disabled, covers the full cost of home health care, but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.


A. but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.

B. but not of other nonhospital services, making beneficiaries pay 20 percent of the costs.

C . but not of other nonhospital services, for which beneficiaries must pay 20 percent of the costs.

D. which is unlike other nonhospital services in that 20 percent of the costs must be paid by beneficiaries.

E. which is unlike other nonhospital services that make beneficiaries pay 20 percent of the costs.


GMATNinja karishma DmitryFarber

What's wrong with D and E? Why the use of "which is unlike X" is wrong? Is it comparing "home health care" with "nonhospital services"? If so, is that wrong? Tks :)
Manhattan Prep Instructor
User avatar
G
Joined: 22 Mar 2011
Posts: 1745
Re: Medicare, the United States government’s health insurance program for  [#permalink]

Show Tags

New post 28 May 2020, 23:28
2
Will2020 Yes, the "which" modifier generally applies to the preceding noun, so both D and E are saying that home health care is unlike other nonhospital services. We might certainly argue that this is inherently wrong. The difference seems to be in what the provider will pay, not in the services themselves. However, there are specific flaws in both D and E.

D) Notice that this modifier is supposed to refer back to "home health care." It's saying that it's different from others in that 20% must be paid. However, we've just been told that the full cost is covered. This is contradictory. We can't take this modifier and apply it to the other services mentioned within the modifier.

E) First, this implies that the SERVICES THEMSELVES make beneficiaries pay 20%. Surely Medicare is doing this. Second, the essential modifier (THAT) serves to narrow down which services we're talking about, not to show a difference. In other words, it's saying "home health care is different from the services that make you pay 20%," but it's not clarifying that this payment amount IS the difference. This matters, since I might say "I'm different from my friends who went away to college IN THAT I was able to save a lot of money." In other words, the part that says "who went away to college" is just clarifying WHO I'm different from, not HOW I'm different. Similarly, "that make beneficiaries pay" is showing WHICH other nonhospital services we're comparing home health care to, but it doesn't yet clarify WHAT the difference is.
_________________

Dmitry Farber | Manhattan Prep GMAT Instructor | San Diego


Manhattan GMAT Discount | Manhattan GMAT Course Reviews | View Instructor Profile |
Manhattan GMAT Reviews
GMAT Club Bot
Re: Medicare, the United States government’s health insurance program for   [#permalink] 28 May 2020, 23:28

Go to page   Previous    1   2   [ 32 posts ] 

Medicare, the United States government’s health insurance program for

  new topic post reply Question banks Downloads My Bookmarks Reviews Important topics  





Powered by phpBB © phpBB Group | Emoji artwork provided by EmojiOne