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Sajjad1994
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gmatheld, Get your questions ready!!

The admission season is here so i hope every paricipant can be benefitted from this chat session.
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hi
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Sajjad1994
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thepriest01, Hello

Thank you ARINGO for joining, Let’s start the session

Welcome Everyone! To the live chat
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hi my name is harjas singh dhariwal

I am going to give my 2nd attempt in gmat, prev one i scored 450

My work experience
1. 2 years experience with Ernst and Young full time
2. 3 month experience with Deloitte Intern
3. 4 month experience with Decathlon intern as in retail

Added experience or perks:
1. Volunteering with Khalsa aid
2. 1 year volunteering with my local community to give after school tuition for students from 6th to 10th for free in maths, history and english mentoring them.

Profile
1. Academic Background- 9.1 Cgpa in bba in GGSIPU
2. Civil servant family background
3. Religion sikh, age 23, male

Please give me counselling on what should i do, where should i perform more, and what opportunities are open for me....please thank you
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Hi Everyone! Excited to meet you and share profile evals and answer any questions you have about B-school applications.
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This post came through our private GMAT Club WhatsApp Group.
Join the WhatsApp Community or Log in to view the full message.
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am applying for R3 in Insead ! I have 11 yrs of work experience 2 yrs in TCS , 4 yrs in bank of Baroda as manager IT , 5 years as Assistant Commissioner of Police in UP . My Gpa is 2.96 ! Will give gmat on 5 dec ! What are my chances if I get 675+ ?after Seeing rejections today , I am in dilemma and lil bit tensed about reasons of rejection! Kindly help

age 35
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harjas2222
hi my name is harjas singh dhariwal

I am going to give my 2nd attempt in gmat, prev one i scored 450

My work experience
1. 2 years experience with Ernst and Young full time
2. 3 month experience with Deloitte Intern
3. 4 month experience with Decathlon intern as in retail

Added experience or perks:
1. Volunteering with Khalsa aid
2. 1 year volunteering with my local community to give after school tuition for students from 6th to 10th for free in maths, history and english mentoring them.

Profile
1. Academic Background- 9.1 Cgpa in bba in GGSIPU
2. Civil servant family background
3. Religion sikh, age 23, male

Please give me counselling on what should i do, where should i perform more, and what opportunities are open for me....please thank you
Hi - Are you seeking an MBA program in the future? 2 years WE is on the lower end, so adding another year can be helpful and if you are looking for EU/UK schools 645 is avg GMAT and for top US it is 675. What do you want to do post-masters degree?

WA@sik1409
CFA certification is important for the admission? Especially who come from medical background wanna pursue MBA?
CFA isn’t required - simply doing well on GMAT/GRE will give proof of academic readiness. Management/Leadership/Team work will be valuable coming from medical background. And appropriate ST/LT Goals. If you were wanting to move to Finance, then CFA could be helpful, but not required.

thepriest01
am applying for R3 in Insead ! I have 11 yrs of work experience 2 yrs in TCS , 4 yrs in bank of Baroda as manager IT , 5 years as Assistant Commissioner of Police in UP . My Gpa is 2.96 ! Will give gmat on 5 dec ! What are my chances if I get 675+ ?after Seeing rejections today , I am in dilemma and lil bit tensed about reasons of rejection! Kindly help
I would reach out to INSEAD for a profile evaluation - likely GPA won’t be the weak spot, it will be years of work ex/age - what are you wanting to do post-grad? and which is your current role - TCS or Assistant Commissioner?
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Hey!
I have scored 645 (87 percentile) in GMAT FE and my section wise scores looks like -
1. Quant 90, 100 percentile
2. Verbal 79, 49 percentile
3. DI 76, 53 percentile

Will the sectional scores make a negative impact? I'm aiming for ISB/IIMA.
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assistant commissioner in police ! I want to switch my job and startup after that
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MuditJain5
Hey!
I have scored 645 (87 percentile) in GMAT FE and my section wise scores looks like -
1. Quant 90, 100 percentile
2. Verbal 79, 49 percentile
3. DI 76, 53 percentile

Will the sectional scores make a negative impact? I’m aiming for ISB/IIMA.
I think there will be some hesitation with the below average percentiles - You can actually reach out to Amit at ISB and ask his opinion
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Quote:

*ARINGO writes:*
> Hey!
> I have scored 645 (87 percentile) in GMAT FE and my section wise scores looks like -
> 1. Quant 90, 100 percentile
> 2. Verbal 79, 49 percentile
> 3. DI 76, 53 percentile
> Will the sectional scores make a negative impact? I’m aiming for ISB/IIMA.
I think there will be some hesitation with the below average percentiles - You can actually reach out to Amit at ISB and ask his opinion
Where can I find him?
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✅ Education
MBA (Finance), scored 71%
B.Sc. (Physics), University of Calcutta, scored 45% - super low - mostly due to interest loss
Certified in Data Analysis (NASSCOM certificate), currently pursuing
GMAT FOCUS 725
✅ Work Experience — 4+ years in US BANK
🔷 Current Role: Asset, Collateral, and Customer Service Team (since Aug 2022)
Researches quantitative borrower data (bank statements, retirement accounts, mutual funds, stocks, CDs, real estate transactions) for 25+ loan applications/day to assess risk.
Investigates borrower business ownership & fraud prevention (business licenses, CPA letters, tax filings).
Monitors borrower accounts to trace funding sources for down payments, EMIs, liabilities.
Reviews title reports to mitigate risks (tax liens, encroachments, liabilities).
Reviewing borrower credit report and access debt part
Calculation of income for employed and self employed borrower
Calculation LTV, DTI , FICO ratios
Consults brokers, realtors, and clients to recommend suitable loan products.
Resolves escalations & client queries across chat, email, and phone channels.
Managed automation & UAT testing of a checklist process, boosting efficiency by 25% and reducing errors.
Mentored team members & collaborated on training a customer service AI to improve borrower experience.
Mitigates risks for ~900 loans/month, worth millions of dollars.

🔷 Previous Roles
Project Coordinator

Acted as point of contact for US-based clients, delivering tailored solutions.

Coordinated with design, development, and marketing teams to deliver products.

Managed Jira boards, supervised product launches, gathered client feedback for improvement.

Led projects & ensured SLA adherence.

Collateral Analyst (Jan 2021 – Aug 2022)

Reviewed title reports to verify property ownership & detect pending liens.

Assessed risk by reviewing deeds, survey maps, subordination agreements, trust documents.

Verified KYC documentation of borrowers & owners.

✅ Leadership & Projects

Handled team of 15 employees during projects.

Drove process automation project to improve review turnaround time and borrower satisfaction.

Contributed to marketing campaigns, event coordination, and customer service enhancements alongside US teams.

✅ Mentorship & Social Impact

Mentored 17+ underprivileged students online through FEA on career planning.

Conducted rural mentorship program in a village on employability skills & visualization exercises.

Organized programs, raised funds & sponsorships during MBA.

✅ Other Activities

Recently joined Toastmasters Club and represented at the Area Level.

✅ Career Goals

Targeting ISB, IIM Ahmedabad, XLRI, BITSOM for MBA in Finance/Strategy/Consulting/Product Management.

can you please check and siggest, my UG score super low. applying next year by that experience will be 5 years
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kindly guide
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thepriest01
assistant commissioner in police ! I want to switch my job and startup after that
Do you have international work ex? that is a key component of INSEADs requirements... I think INSEAD will be a struggle for many reasons. Unless your start up is already in motion, it will be hard to accomplish the career transition in a 9 month program.
I would consider Rotterdam, IMD, HEC maybe

MuditJain5
Where can I find him?
I’ll private message you his email
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Chemical engineer , 4 year exp
Class X - 95%
Class Xll - 81.6%
What marks should I score to get ISB hydrabad or any IIM A,B,C ?
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Hi, im a 27F chef with 2 years of full time work experience from australia, along with 2.5 years of part time/ contract work (pursued along with a masters degree) . i took a gap year in 2025 to rest and recuperate after being diagnosed with a medical condition and having to revaluate career choices. im looking to move to managerial roles in companies which is why im keen on doing an MBA, specialising in data analytics and marketing. Good acads (8.95 GPA for a BA in economics, 88% in 12th, 93.5% in 10th) im originally from india, targeting isb/insead/rotman/nus/nanyang. average gmat score (giving on 2nd december, this is on basis of mocks) is 645. Do i have a chance?

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