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# Medicare, the United States governments health insurance

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Senior Manager
Joined: 27 May 2009
Posts: 268
Medicare, the United States governments health insurance [#permalink]

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15 Aug 2009, 10:59
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Question Stats:

67% (01:30) correct 33% (00:39) wrong based on 790 sessions

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Medicare, the United States government’s health insurance program for the elderly and disabled, covers the full cost of
home health care, but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.

A. but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.

B. but not of other nonhospital services, making beneficiaries pay 20 percent of the costs.

C . but not of other nonhospital services, for which beneficiaries must pay 20 percent of the costs.

D. which is unlike other nonhospital services in that 20 percent of the costs must be paid by beneficiaries.

E. which is unlike other nonhospital services that make beneficiaries pay 20 percent of the costs.
[Reveal] Spoiler: OA

Last edited by nguyendinhtuong on 19 Jun 2017, 02:04, edited 2 times in total.
Reformatted question
Senior Manager
Joined: 17 Mar 2009
Posts: 301
Re: Medicare, the United States governments health insurance [#permalink]

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16 Aug 2009, 22:32
IMO C

A. use of by.. passive

B. nonhospital services , making

C. correct

D. use of by.. passive

E. changes meaning.

what is OA?
Manager
Joined: 15 Jun 2009
Posts: 153
Re: Medicare, the United States governments health insurance [#permalink]

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16 Aug 2009, 23:05
IMO C....
|| ism ...full cost of home health care..........but not of....

In B..I think...particpal phrase ..."making benefeciaries pay...." modify nonhospital services....which changes the menaing ...bcoz it is not nonhospitla services,which is making benfeciaries pay...it is the insurance plan that doesn't cover such services...Plz elaborate if I m wrong...
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Joined: 28 Jul 2009
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Location: India
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Re: Medicare, the United States governments health insurance [#permalink]

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17 Aug 2009, 02:57
Agree with age. Parellelism is the error.
".. full cost of... but not of.."

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Re: Medicare, the United States governments health insurance [#permalink]

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17 Aug 2009, 04:07
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rohansherry wrote:
Medicare, the United States government’s health insurance
program for the elderly and disabled, covers the full cost of
home health care, but not with other nonhospital services
where 20 percent of the costs must be paid by beneficiaries.

A. but not with other nonhospital services where 20 percent of
the costs must be paid by beneficiaries.
B. but not of other nonhospital services, making beneficiaries
pay 20 percent of the costs.
C . but not of other nonhospital services, for which beneficiaries
must pay 20 percent of the costs.
D. which is unlike other nonhospital services in that 20 percent
of the costs must be paid by beneficiaries.
E. which is unlike other nonhospital services that make beneficiaries
pay 20 percent of the costs.

PLEASE UNDERLINE THE SENTENCES..IT WOULD BE OF HELP!!!

IMO C..."for which" corectly rplaces "that" in the sentence
Intern
Joined: 14 Aug 2009
Posts: 33
Re: Medicare, the United States governments health insurance [#permalink]

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17 Aug 2009, 22:52
IMO C to keep parallel formation on " not of "
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Manager
Joined: 21 Jul 2009
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Re: Medicare, the United States governments health insurance [#permalink]

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14 Sep 2009, 10:51
C

B is wrong - it makes it unclear what clause the 20% payment refers to, the home care, or non-hospital service.
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Re: Medicare, the United States governments health insurance [#permalink]

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13 Jun 2010, 05:08
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New learning for me - for which works as that.

Thanks.
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Re: Medicare, the United States governments health insurance [#permalink]

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04 Jul 2010, 17:13
IMO C

Narrowed it down to B and C for || ism ...

in B the -ing form ideally modifies a verb where as we are looking to modify non hospital services

"for which" makes that clear.
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Re: Medicare, the United States governments health insurance [#permalink]

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18 Jan 2011, 23:33
rohansherry wrote:
Medicare, the United States government’s health insurance
program for the elderly and disabled, covers the full cost of
home health care, but not with other nonhospital services
where 20 percent of the costs must be paid by beneficiaries.

A. but not with other nonhospital services where 20 percent of
the costs must be paid by beneficiaries.
B. but not of other nonhospital services, making beneficiaries
pay 20 percent of the costs.
C . but not of other nonhospital services, for which beneficiaries
must pay 20 percent of the costs.
D. which is unlike other nonhospital services in that 20 percent
of the costs must be paid by beneficiaries.
E. which is unlike other nonhospital services that make beneficiaries
pay 20 percent of the costs.

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Re: Medicare, the United States governments health insurance [#permalink]

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24 Aug 2011, 04:44
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i checked the web .. OA is indeed C

i think the problem with B is that sentence discusses the costs, which not covered by US govt, not the action that makes them pay 20%. so the correct choice is C. In B, 'making' focuses on the action.
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05 Nov 2011, 21:50
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Medicare, the United States government's health insurance program for the elderly and disabled, covers the full cost of
home health care, but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.
A. but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.
B. but not of other nonhospital services, making beneficiaries pay 20 percent of the costs.
C. but not of other nonhospital services, for which beneficiaries must pay 20 percent of the costs.
D. which is unlike other nonhospital services in that 20 percent of the costs must be paid by beneficiaries.
E. which is unlike other nonhospital services that make beneficiaries pay 20 percent of the costs.

I am confused between options B and C. OA is given as C.

Experts please explain why option B is wrong. Isn't the participial phrase "making beneficiaries...." correctly modifying the preceding clause correctly?
Manager
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Posts: 240
Location: United States
Concentration: Strategy, Marketing
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05 Nov 2011, 21:58
making.. is too far from the noun to unambiguously connect with Medicare.

for which correctly modifies the cost which immediately precedes it
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07 Nov 2011, 16:57
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Expert's post
This is a good question, one that (yet again) exemplifies the importance of understanding the meaning of the sentence.

I will definitely help you with choice B, but before I do that, you need to answer a few questions about the original choice.
Medicare, the United States government's health insurance program for the elderly and disabled, covers the full cost of home health care, but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.

1: What does the sentence (original choice) tell us about Medicare coverage of cost of home health care?
2: What does the sentence (original choice) tell us about Medicare coverage of cost of other non-hospital services?

Once you answer the above questions for choice A, then answer the same questions for choice B
Medicare, the United States government's health insurance program for the elderly and disabled, covers the full cost of home health care but not of other non-hospital services, making beneficiaries pay 20 percent of the costs.
1: What does the sentence (original choice) tell us about Medicare coverage of cost of home health care?
2: What does the sentence (original choice) tell us about Medicare coverage of cost of other non-hospital services?
3: What makes beneficiaries pay 20% of the costs?

I will look forward to your responses.

Payal
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27 Nov 2011, 07:34
Hey Payal,

I guess sungoal is offf for now.

Here are my inputs.

The conveyed meaning : Medicare covers full cost of homecare. Whereas for other non hospital services 20% must be paid by the user.

Here IMO option B is erroneous because it gives a causal relationship for the entire clause. i.e For all the services provided by Medicare the end users must pay 20%.

In option C it is clear that only for non hospital services the users must pay 20%.

I have a few other doubts too.
What is wrong with option A ? - Is it the usage of the pronoun where. where can refer only to places but here there is no place indicated. Is A correct if we replace "where" with " in which "

According to e-gmat concept of clausation in option C,

non hospital services, for which ---> Is it ok to use which in this manner. Here the comma + for is a conjunction and there is anew clause following the for . What does which refers to. According to the meaning it refers to non hospital services. But what is the role of which in this context.

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07 Dec 2011, 19:32
sungoal wrote:
Medicare, the United States government's health insurance program for the elderly and disabled, covers the full cost of
home health care, but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.
A. but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.
B. but not of other nonhospital services, making beneficiaries pay 20 percent of the costs.
C. but not of other nonhospital services, for which beneficiaries must pay 20 percent of the costs.
D. which is unlike other nonhospital services in that 20 percent of the costs must be paid by beneficiaries.
E. which is unlike other nonhospital services that make beneficiaries pay 20 percent of the costs.

I am confused between options B and C. OA is given as C.

Experts please explain why option B is wrong. Isn't the participial phrase "making beneficiaries...." correctly modifying the preceding clause correctly?

Less is more!

1) Identify that parallelism is at play here. The full cost of home health care covers the full cost of...*this* but not *of that*
You'll have to read the whole sentence to catch where exactly that cut off is
2) D & E are out as are A. B&C are in.
3) C has a comma, which means phrase after it is describing nonhospital services. This is true. The phrase after describes nonhospital services, and not the US health insurance program in general, which is what B does.
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Medicare, the United States government's health insurance [#permalink]

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08 May 2012, 09:21
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Medicare, the United States government's health insurance program for the elderly and disabled, covers the full cost of
home health care, but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.

A. but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.
B. but not of other nonhospital services, making beneficiaries pay 20 percent of the costs.
C. but not of other nonhospital services, for which beneficiaries must pay 20 percent of the costs.
D. which is unlike other nonhospital services in that 20 percent of the costs must be paid by beneficiaries.
E. which is unlike other nonhospital services that make beneficiaries pay 20 percent of the costs.
Senior Manager
Joined: 31 Oct 2011
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08 May 2012, 09:40
I am the one who posted this question.

I picked b.
My reasoning was like this.
Medicare covers the full cost of home health care but doesn't cover the full cost of other nonhospital services.
In other words, medicare doesn't cover all of medical expenses, so beneficiaries must pay 20 percent of the costs.

What's wrong with my understanding?

Also, I have a question regarding what "the costs", which are at the end of the sentence in the choice C, refer to.
Do they refer to the full cost of both home health care and other nonhospital services?
(If they do, I guess my understanding above can be correct.)
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08 May 2012, 09:50
Can Anyone please give a good explanation .
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08 May 2012, 11:47
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Hi All,

Medicare, the United States government's health insurance program for the elderly and disabled, covers the full cost of home health care, but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.

Let us first understand the meaning of the sentence. Medicare is the US government’s health insurance program for the elderly and disabled. Medicare covers the full cost of home health care. However, it does not cover the cost of nonhospital services. Now, nonhospital services are services for which beneficiaries are required to pay 20% of the total cost.

Error Analysis:

1. Use of “with” violates the parallelism in the sentence. The two entities in the list should be “the full cost of home health care” and “(the full cost) of other nonhospital services”.
2. Relative pronoun “where” is used to modify places. Use of “where” to talk about a service is incorrect.

POE:

Choice A: but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries: Incorrect for the reasons stated above.

Choice B: but not of other nonhospital services, making beneficiaries pay 20 percent of the costs: Incorrect. Comma + verb-ing modifier “making” modifies the preceding clause “Medicare… covers the full cost…” and renders the meaning of the sentence illogical.

Choice C: but not of other nonhospital services, for which beneficiaries must pay 20 percent of the costs: Correct. “which” is the correct relative pronoun to modify “nonhospital services”.

Choice D: which is unlike other nonhospital services in that 20 percent of the costs must be paid by beneficiaries: Incorrect. This choice fails to establish the fact that Medicare does not cover the nonhospital services.

Choice E: which is unlike other nonhospital services that make beneficiaries pay 20 percent of the costs: Incorrect. Same error as in Choice D.

1. Comma + verb-ing modifier always modify the preceding clause.
2. Relative pronoun “where” is use for places.
3. Be wary of choice that changes or distorts the intended logical meaning of the sentence.

Hope that helps.
Thanks.
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Re: GWD #17 V21   [#permalink] 08 May 2012, 11:47

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