Wharton w/no $ vs. Columbia + $$$

I've seen a number of these types of comparisons on the forum, but I have yet to see this specific one. So here's my (certainly good) dilemma. I have been accepted to both Wharton and Columbia. Wharton looks to be without scholarship/fellowship and Columbia offered me a fellowship that would cover my first year of tuition.

I have been and will continue to research both schools, understand each school's ethos, and figure out which school would be the best fit for me. The admit days will certainly be very important for me to find answers to a lot of my questions.

But I do want to get more outside opinions about this decision. So far, I have really liked both schools, though Wharton has always been higher on the list for me. Besides the more superficial distinctions of prestige and ranking, Wharton's facilities are far superior to those of Columbia, which is somewhat important to my decision. The generalities about Columbia's sense of togetherness/community (it's in NYC, the classes tend to be less cohesive than their top-tier counterparts, etc.) have also been on my mind. CBS students and alums have been quick to reassure me that it's not the case, but you can't help but wonder based on the parameters alone.

As to what I want to do with my business school education - I do think I have a strong idea, but I also want to take the opportunity to make sure that I'm doing my fair share of exploration and not closing any doors. I'm looking to have real estate investment/development be a part of my business school education. Both schools are strong in real estate and both have their respective specialized centers for real estate. That said, I also have other interests that I would love to learn more about in business school - strategy and marketing being two of those areas.

Thanks for indulging me while I rambled a bit about this. I would love to get more opinions about this from you folks, particularly from those who have made the decision between the two schools before.