The concept being tested here is ratio-to-variable translation — turning a savings ratio into a set of equations you can solve simultaneously. This is a classic Fractions and Ratios setup that looks messier than it actually is.
The common trap: students work with spending percentages (70%, 75%, 60%) instead of first converting to savings percentages. If you set up equations using how much they spend rather than how much they save, you'll go in circles.
Step 1 — Convert spending percentages to savings percentages.
- Luca spends 70% → saves 30% of his retainer
- Sophie spends 75% → saves 25% of her retainer
- Marta spends 60% → saves 40% of her retainer
Step 2 — Set up the ratio equation.
Let the retainers be L (Luca), S (Sophie), and M (Marta). Their savings are in the ratio 9 : 8 : 14, so:
0.3L : 0.25S : 0.4M = 9 : 8 : 14
Set each fraction equal to a constant k:
- 0.3L / 9 = k → L = 30k
- 0.25S / 8 = k → S = 32k
- 0.4M / 14 = k → M = 35k
Step 3 — Use the total retainer constraint.
L + S + M = €9,700
30k + 32k + 35k = 9,700
97k = 9,700 → k = 100
Step 4 — Solve for Marta's retainer.
M = 35k = 35 × 100 = €3,500
Answer: C (€3,500)
Quick sanity check: L = €3,000, S = €3,200, M = €3,500. Total = €9,700 ✓
Savings: Luca saves €900, Sophie saves €800, Marta saves €1,400 → ratio = 9 : 8 : 14 ✓
Takeaway: When a problem gives you spending percentages but a savings ratio, always flip to savings percentages first — then let a single constant k tie all three retainers together. The total constraint gives you k directly.