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# Citing well known challenges to the long term care insurance

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Director
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Citing well known challenges to the long term care insurance [#permalink]

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09 Oct 2012, 03:45
00:00

Difficulty:

5% (low)

Question Stats:

87% (01:49) correct 13% (01:07) wrong based on 68 sessions

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Citing well‐known challenges to the long‐term care insurance industry, MetLife has said that it would stop underwriting new long‐term care policies of individuals since December.
A. MetLife has said that it would stop underwriting new long‐term care policies of individuals since December.
B. MetLife said that they would stop underwriting of new long‐term care policies for individuals from December.
C. MetLife is saying that it will stop underwriting long‐term new care policies for individuals after December.
D. MetLife said that it would stop underwriting new long‐term care policies for individuals after December.
E. MetLife said it would be stopping underwriting new long‐term care policies for individuals after December.
[Reveal] Spoiler: OA

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First Attempt 710 - http://gmatclub.com/forum/first-attempt-141273.html

Last edited by getgyan on 09 Oct 2012, 22:26, edited 1 time in total.
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Re: Citing well‐known challenges to the long‐term [#permalink]

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09 Oct 2012, 11:36
1
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The original sentence has three grammatical errors:

1. Tense error - with "has said" (present tense), it should be "will" and not "would"
2. Preposition error - instead of "policies of individuals", it should be "policies for individuals"
3. Preposition error - "since" should be used only for past events; here it is a future event, therefore "after"

Choice C eliminates all the three errors.
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Re: Citing well‐known challenges to the long‐term [#permalink]

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09 Oct 2012, 14:38
2
KUDOS
Citing well‐known challenges to the long‐term care insurance industry, MetLife has said that it would stop underwriting new long‐term care policies of individuals since December.
A. MetLife has said that it would stop underwriting new long‐term care policies of individuals since December.
B. MetLife said that they would stop underwriting of new long‐term care policies for individuals from December.
C. MetLife is saying that it will stop underwriting long‐term new care policies for individuals after December.
D. MetLife said that it would stop underwriting new long‐term care policies for individuals after December.---correct
E. MetLife said it would be stopping underwriting new long‐term care policies for individuals after December.

IMO D
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Re: Citing well‐known challenges to the long‐term [#permalink]

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09 Oct 2012, 21:30
I vote for D.
C is wrong because : long-term new care is wrong, it should be new long-term care .etc
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Re: Citing well‐known challenges to the long‐term [#permalink]

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09 Oct 2012, 21:40
Agreed D is correct!
rest all contains error as discussed above!
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Re: Citing well‐known challenges to the long‐term [#permalink]

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09 Oct 2012, 21:48
1
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getgyan wrote:
Citing well‐known challenges to the long‐term care insurance industry, MetLife has said that it would stop underwriting new long‐term care policies of individuals since December.
A. MetLife has said that it would stop underwriting new long‐term care policies of individuals since December.
B. MetLife said that they would stop underwriting of new long‐term care policies for individuals from December.
C. MetLife is saying that it will stop underwriting long‐term new care policies for individuals after December.
D. MetLife said that it would stop underwriting new long‐term care policies for individuals after December.
E. MetLife said it would be stopping underwriting new long‐term care policies for individuals after December.

In A, there are several errors
1) "of individuals". This is trying to show that it is the individual's policies. But the correct sense is "policies for individuals".
2) "since". Since is trying to show that they have already stopped underwriting.
The correct meaning is "they will stop underwriting" which is in future, hence the usage of since is incorrect.

In B, "they" is trying to say that MetLife is plural, but since it is a company "it" should be used rather than "they".
Also, "underwriting of new long-term" is incorrect usage.

In C, "is saying" tries to show that MetLife is still saying. Incorrect.
We need "said".

In D, "said" is correct verb form
Also "that" is correctly used.
"policies for" is correct.
"after December" is also correct.

Therefore, D is Correct.

In E, "that" is missing after said.
"be stopping" is also incorrect verb form.

+1D
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Re: Citing well‐known challenges to the long‐term [#permalink]

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29 Dec 2012, 19:34
In this question, option D
Metlife SAID, .. that it WOULD – both past tense
underwrite………. after december? (in the future) ??

should it not be — Metlife said, that it will (present tense if takes future tense action) and after december.

Please correct me if I’m wrong.

anukrati wrote:
getgyan wrote:
Citing well‐known challenges to the long‐term care insurance industry, MetLife has said that it would stop underwriting new long‐term care policies of individuals since December.
A. MetLife has said that it would stop underwriting new long‐term care policies of individuals since December.
B. MetLife said that they would stop underwriting of new long‐term care policies for individuals from December.
C. MetLife is saying that it will stop underwriting long‐term new care policies for individuals after December.
D. MetLife said that it would stop underwriting new long‐term care policies for individuals after December.
E. MetLife said it would be stopping underwriting new long‐term care policies for individuals after December.

In A, there are several errors
1) "of individuals". This is trying to show that it is the individual's policies. But the correct sense is "policies for individuals".
2) "since". Since is trying to show that they have already stopped underwriting.
The correct meaning is "they will stop underwriting" which is in future, hence the usage of since is incorrect.

In B, "they" is trying to say that MetLife is plural, but since it is a company "it" should be used rather than "they".
Also, "underwriting of new long-term" is incorrect usage.

In C, "is saying" tries to show that MetLife is still saying. Incorrect.
We need "said".

In D, "said" is correct verb form
Also "that" is correctly used.
"policies for" is correct.
"after December" is also correct.

Therefore, D is Correct.

In E, "that" is missing after said.
"be stopping" is also incorrect verb form.

+1D
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Re: Citing well known challenges to the long term care insurance [#permalink]

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21 Jan 2017, 09:07
rakesh.id wrote:
The original sentence has three grammatical errors:

1. Tense error - with "has said" (present tense), it should be "will" and not "would"
2. Preposition error - instead of "policies of individuals", it should be "policies for individuals"
3. Preposition error - "since" should be used only for past events; here it is a future event, therefore "after"

Choice C eliminates all the three errors.

Choice 'C' is wrong as "Metlife is saying" is wrong . No need of continuous tense.

Choice D is correct. It removes all the errors pointed by you earlier.
Re: Citing well known challenges to the long term care insurance   [#permalink] 21 Jan 2017, 09:07
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