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14 May 2026, 06:28
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Can a student finance loan amount be changed after applying in the UK?
21 May 2026, 11:49
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Yes, you can absolutely change your student finance loan amount after you have submitted your application.
The Student Loans Company (SLC) makes it relatively straightforward to alter how much money you want to borrow, whether you are trying to change your Tuition Fee Loan or your Maintenance Loan. You can generally make these adjustments up until one month before the end of the academic year.
The method you use to change the amount depends entirely on when you are making the change and what kind of student you are.
1. If Your Course Has Not Started Yet
This is the easiest scenario. If the academic year hasn't kicked off, you can do everything yourself directly through your online portal.
For Full-Time Undergraduate Students (SFE):
If you are studying part-time or applied only for tuition fee support, you usually cannot change the amounts online. Instead, you will need to download, fill out, and upload a CO2 Form (Change of Circumstances form) through your online account.
2. If Your Course Has Already Started
If you are already at university and realize you need to adjust your loan amounts, the process changes slightly based on what you are adjusting:
If you initially applied for the non-means-tested (minimum) Maintenance Loan and now realize you need the maximum amount you are entitled to, you can change this at any time during the year.
The Student Loans Company (SLC) makes it relatively straightforward to alter how much money you want to borrow, whether you are trying to change your Tuition Fee Loan or your Maintenance Loan. You can generally make these adjustments up until one month before the end of the academic year.
The method you use to change the amount depends entirely on when you are making the change and what kind of student you are.
1. If Your Course Has Not Started Yet
This is the easiest scenario. If the academic year hasn't kicked off, you can do everything yourself directly through your online portal.
For Full-Time Undergraduate Students (SFE):
- Log into your Student Finance England (or relevant body) online account.
- Go to 'Undergraduate student finance applications'.
- Click on 'View and manage your applications', then select 'Change your application'.
- Choose 'Loan amount(s)' and enter the new amount you wish to request.
Quote:
For Part-Time or Tuition-Only Students:
If you are studying part-time or applied only for tuition fee support, you usually cannot change the amounts online. Instead, you will need to download, fill out, and upload a CO2 Form (Change of Circumstances form) through your online account.
2. If Your Course Has Already Started
If you are already at university and realize you need to adjust your loan amounts, the process changes slightly based on what you are adjusting:
- Changing your Maintenance Loan: You can still usually log in and adjust the amount of living cost loan you want via the "Change your application" link in your account. If the online system blocks you, you will need to fill out a paper/PDF Loan Request Form (available to download from your portal).
- Changing your Tuition Fee Loan: If your university changes its fees (or you change your course structure mid-year), you cannot change this yourself online once the term starts. You must ask your university’s student services or finance office to notify Student Finance directly on your behalf.
If you initially applied for the non-means-tested (minimum) Maintenance Loan and now realize you need the maximum amount you are entitled to, you can change this at any time during the year.
- You will need to change your application status to allow them to assess your household income.
- Your parents or partner will then need to log in and provide their financial/tax details.
- Current Year Income Assessment: If your family's household income has dropped by 15% or more compared to the tax year you originally submitted, your parents can submit a "Current Year Income" assessment form to get your loan amount increased to reflect your current financial reality.
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