Before you begin the test you decide if you want it sent directly; if you do so, you have 5 slots, one for every program.
These are included in your Gmat fee.
After you finish the test you will see a screen asking you if you want to keep the score or not, before you can see it.
If you accept, the score will be submitted to the programs you previously selected; if you refuse you will never know what you actually scored and your official gmat history will report "score canceled".
If you really feel unsure about your score and have plenty of time before deadlines, then you might go for the additional score report (with additional expenses); in this case do not forget that if, for example, you scored 600 and did not send it, retook and took 700, the 600 will still show for the next 5 years, just like a canceled score will.
If what worries you is that the B-School might see your score, then be assured that sooner or later they will see it.
Might as well save money