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# As the housing affordability gap widens, middle-income

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Director
Joined: 25 Oct 2006
Posts: 633
As the housing affordability gap widens, middle-income [#permalink]

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19 Jan 2009, 19:42
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As the housing affordability gap widens, middle-income families are especially hard-hit, and these families can no longer qualify to buy homes, and rising rental rates force them to use far more than the standard 25 percent of their incomes for housing, leaving them with no equity or tax write-offs to offset the expenditures.

(A) and these families can no longer qualify to buy homes, and
(B) since these families can no longer afford to buy homes, furthermore
(C) for these families can no longer afford to buy homes, yet
(D) and these families can no longer afford to buy homes; however,
(E) and these families can no longer afford to buy homes, for

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19 Jan 2009, 20:06
[quote="priyankur_saha@ml.com"]As the housing affordability gap widens, middle-income families are especially hard-hit, and these families can no longer qualify to buy homes, and rising rental rates force them to use far more than the standard 25 percent of their incomes for housing, leaving them with no equity or tax write-offs to offset the expenditures.

(A) and these families can no longer qualify to buy homes, and
(B) since these families can no longer afford to buy homes, furthermore
(C) for these families can no longer afford to buy homes, yet
(D) and these families can no longer afford to buy homes; however,
(E) and these families can no longer afford to buy homes, for

[/quot

Any sentence that has many subodinates is awkard, so D is the best
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Joined: 07 Apr 2007
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19 Jan 2009, 20:33
As the housing affordability gap widens, middle-income families are especially hard-hit, and these families can no longer qualify to buy homes, and rising rental rates force them to use far more than the standard 25 percent of their incomes for housing, leaving them with no equity or tax write-offs to offset the expenditures.

(A) and these families can no longer qualify to buy homes, and
(B) since these families can no longer afford to buy homes, furthermore
(C) for these families can no longer afford to buy homes, yet
(D) and these families can no longer afford to buy homes; however,
(E) and these families can no longer afford to buy homes, for

the middle income families are hard-hit because they can no longer qualify and rental rates are high as well.
'yet' and 'however' bring contrasting phrase so (C) and (D) are out
'buying' and 'renting' are two distinct methods to acquire housing so i'm choosing (B)

i just started studying so i'm not too confident though
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Joined: 07 Nov 2007
Posts: 1789
Location: New York

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19 Jan 2009, 20:46
priyankur_saha@ml.com wrote:
As the housing affordability gap widens, middle-income families are especially hard-hit, and these families can no longer qualify to buy homes, and rising rental rates force them to use far more than the standard 25 percent of their incomes for housing, leaving them with no equity or tax write-offs to offset the expenditures.

(A) and these families can no longer qualify to buy homes, and
(B) since these families can no longer afford to buy homes, furthermore
(C) for these families can no longer afford to buy homes, yet
(D) and these families can no longer afford to buy homes; however,
(E) and these families can no longer afford to buy homes, for

little tricky question ..

C makes sense here
here "for"= because "yet" = inspite of

farmilies are especially hard hit because... X , Inspite of Y
X= no longer able to buy homes
Y = rising rental rates.

In B. since= because
but "furthermore" --> IN ADDITION TO is not appropriate in the current sentence. It should show contrast.
farmilies are especially hard hit because... X , further more Y
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Senior Manager
Joined: 06 Aug 2007
Posts: 359

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19 Jan 2009, 20:53
priyankur_saha@ml.com wrote:
As the housing affordability gap widens, middle-income families are especially hard-hit, and these families can no longer qualify to buy homes, and rising rental rates force them to use far more than the standard 25 percent of their incomes for housing, leaving them with no equity or tax write-offs to offset the expenditures.

(A) and these families can no longer qualify to buy homes, and
(B) since these families can no longer afford to buy homes, furthermore
(C) for these families can no longer afford to buy homes, yet
(D) and these families can no longer afford to buy homes; however,
(E) and these families can no longer afford to buy homes, for

Going for B. The Sentence is trying to say that families cant afford to buy a house and furthermore the rents are so high that they are using more than 25% of the income on it and not able to put that money they spend on rent into the home equity since its out of their reach to buy a house
VP
Joined: 18 May 2008
Posts: 1258

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19 Jan 2009, 22:22
I will go for B. the sentence describes teh problems of middle income families by mentioning housing affordability gap. the usage of "furthermore" in B takes this peroblem fruther by mentioning rising rental rates
priyankur_saha@ml.com wrote:
As the housing affordability gap widens, middle-income families are especially hard-hit, and these families can no longer qualify to buy homes, and rising rental rates force them to use far more than the standard 25 percent of their incomes for housing, leaving them with no equity or tax write-offs to offset the expenditures.

(A) and these families can no longer qualify to buy homes, and
(B) since these families can no longer afford to buy homes, furthermore
(C) for these families can no longer afford to buy homes, yet
(D) and these families can no longer afford to buy homes; however,
(E) and these families can no longer afford to buy homes, for

Manager
Joined: 27 Aug 2008
Posts: 145

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19 Jan 2009, 23:33
IMO C. It clearly brings out the contrast.
SVP
Joined: 17 Jun 2008
Posts: 1529

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20 Jan 2009, 03:08
Two parts to the sentence are kind of independent. Hence, if the second part begins with moreover, however, etc. that would be the answer.

Thus, B and D are the only options left. However, B is not correct as it uses "since" in addition to "as" in the beginning of the sentence.

Hence, the only answer choice left is D.
Director
Joined: 25 Oct 2006
Posts: 633

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20 Jan 2009, 06:47
scthakur wrote:
Two parts to the sentence are kind of independent. Hence, if the second part begins with moreover, however, etc. that would be the answer.

Thus, B and D are the only options left. However, B is not correct as it uses "since" in addition to "as" in the beginning of the sentence.

Hence, the only answer choice left is D.

You have eliminated B because it uses "since"!! What's about furthermore vs however?
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Joined: 07 Nov 2007
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20 Jan 2009, 07:09
priyankur_saha@ml.com wrote:
scthakur wrote:
Two parts to the sentence are kind of independent. Hence, if the second part begins with moreover, however, etc. that would be the answer.

Thus, B and D are the only options left. However, B is not correct as it uses "since" in addition to "as" in the beginning of the sentence.

Hence, the only answer choice left is D.

You have eliminated B because it uses "since"!! What's about furthermore vs however?

\
I don't think B is wrong because of "since"..
here since --> because.. furthermore is not appropriate.

If rising rental rates force them to use...25% they will try to buy home.

Inspite of(yet/however) rising rental rates..... they will try to buy home but they are no long qualify
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Senior Manager
Joined: 19 Nov 2007
Posts: 457

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23 Jan 2009, 15:04
C for the contrast. What is the OA Saha?
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SVP
Joined: 17 Jun 2008
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23 Jan 2009, 17:01
priyankur_saha@ml.com wrote:
scthakur wrote:
Two parts to the sentence are kind of independent. Hence, if the second part begins with moreover, however, etc. that would be the answer.

Thus, B and D are the only options left. However, B is not correct as it uses "since" in addition to "as" in the beginning of the sentence.

Hence, the only answer choice left is D.

You have eliminated B because it uses "since"!! What's about furthermore vs however?

"furthermore" does not bring in contrast as required in the sentence.
Director
Joined: 25 Oct 2006
Posts: 633

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23 Jan 2009, 22:33
Thank you for discussion.

OA is C
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Re: SC - Affordable?   [#permalink] 23 Jan 2009, 22:33
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