GMAT Question of the Day - Daily to your Mailbox; hard ones only

 It is currently 15 Aug 2018, 09:44

### GMAT Club Daily Prep

#### Thank you for using the timer - this advanced tool can estimate your performance and suggest more practice questions. We have subscribed you to Daily Prep Questions via email.

Customized
for You

we will pick new questions that match your level based on your Timer History

Track

every week, we’ll send you an estimated GMAT score based on your performance

Practice
Pays

we will pick new questions that match your level based on your Timer History

#### Not interested in getting valuable practice questions and articles delivered to your email? No problem, unsubscribe here.

Author Message
SVP
Joined: 14 Dec 2004
Posts: 1639

### Show Tags

10 Jan 2006, 11:11
00:00

Difficulty:

(N/A)

Question Stats:

0% (00:00) correct 0% (00:00) wrong based on 0 sessions

### HideShow timer Statistics

For most consumers, the price of automobile insurance continues to rise annually, even if free of damage claims and moving violations.

(A) even if
(B) despite being
(C) even if they are
(D) although they may be
(E) even if remaining

--== Message from GMAT Club Team ==--

This is not a quality discussion. It has been retired.

If you would like to discuss this question please re-post it in the respective forum. Thank you!

To review the GMAT Club's Forums Posting Guidelines, please follow these links: Quantitative | Verbal Please note - we may remove posts that do not follow our posting guidelines. Thank you.
Manager
Joined: 19 Jul 2005
Posts: 66
Location: Atlanta

### Show Tags

10 Jan 2006, 11:22
I don't like any of the choices so I'm going to stick with A.
Manager
Joined: 09 Jun 2005
Posts: 89
Location: New York

### Show Tags

10 Jan 2006, 11:40
Jeez Vivek..u coming up wid some toughies today!

Think I will stick wid A too
VP
Joined: 21 Sep 2003
Posts: 1046
Location: USA

### Show Tags

10 Jan 2006, 11:41
I like B.

despite being free of damage claims and moving violations
- expresses the contrast correctly.
_________________

"To dream anything that you want to dream, that is the beauty of the human mind. To do anything that you want to do, that is the strength of the human will. To trust yourself, to test your limits, that is the courage to succeed."

- Bernard Edmonds

Director
Joined: 17 Dec 2005
Posts: 536
Location: Germany

### Show Tags

10 Jan 2006, 13:43
I think "even though" or "even if" isn't as bad.

For the consumers, the price rises, even if they are free of damaging claims...

A is incomplete; it omits the verb and the subject

It should be B if the sentence sounds like:

"For most consumers, despite being free of damage claims and moving violations, the price of automobile insurance continues to rise annually", but I doubt that one can change this construction in order to find the fitting answer.

Between DCE, I choose D, because E omits the subject and C iexpresses the contrast less effectively.
Manager
Joined: 09 Jun 2005
Posts: 89
Location: New York

### Show Tags

10 Jan 2006, 13:52
Ok so this one is driving me nuts...now I think it shud be C.

A, B, E are out since theyr donot indicate who is free. D is wrong because the usage of 'although' does not seem rite to me.

Now now its C.
Manager
Joined: 19 Jul 2005
Posts: 66
Location: Atlanta

### Show Tags

10 Jan 2006, 14:37
After reading the choices again I don't think A is the best choice. I don't particularly like any of them but C is probably the best. C!
Senior Manager
Joined: 03 Nov 2005
Posts: 349
Location: Chicago, IL

### Show Tags

Updated on: 10 Jan 2006, 15:09
Nasty one!

I'll give my vote to C

B is out, -ing verb on gmat can only, without exception, be used with absolute phrases

When the -ing form or being is correct, it's because these words are in an absolute phrase;

for ex.., Country X saw dramatic increases in many industries, with industry Y being the industry with the greatest increase.

D is out- changes the meaning. No "may be", it's a fact.

A,D are out, we need a pronoun to refer to consumers for the purpose of completion.
_________________

Hard work is the main determinant of success

Originally posted by rlevochkin on 10 Jan 2006, 14:48.
Last edited by rlevochkin on 10 Jan 2006, 15:09, edited 1 time in total.
VP
Joined: 20 Sep 2005
Posts: 1007

### Show Tags

10 Jan 2006, 18:02
I will go with C.

Even though they are....they refers to the consumers and has the right verb "are"..

vivek123 wrote:

For most consumers, the price of automobile insurance continues to rise annually, even if free of damage claims and moving violations.

(A) even if
(B) despite being
(C) even if they are
(D) although they may be
(E) even if remaining
Senior Manager
Joined: 08 Sep 2004
Posts: 252
Location: New York City, USA

### Show Tags

10 Jan 2006, 20:57
My Choice 'C'.

For most consumers, the price of automobile insurance continues to rise annually, even if they are free of damage claims and moving violations.
Director
Joined: 04 Oct 2005
Posts: 569
Location: Chicago

### Show Tags

10 Jan 2006, 22:50
More often than not "being" is not preferred on GMAT,
but this sentence forces me to go for B .
Senior Manager
Joined: 27 Jun 2005
Posts: 491
Location: MS

### Show Tags

10 Jan 2006, 23:34
vivek123 wrote:

For most consumers, the price of automobile insurance continues to rise annually, even if free of damage claims and moving violations.

(A) even if
(B) despite being
(C) even if they are
(D) although they may be
(E) even if remaining

C
A) even if free of damage claims and moving violations -- Is a phrase and doesn't have any thing to modify. Modifying Insurance does not make sense.
B)Same reason with "despite being" it will be a prepositional phrase --can't modify Insuracne. Out
D)I don't know why this is wrong.
E) awakward use of "remaining".

My Question is even though C sounds the best choice Can some body explain the relationship between these phrase and
clause. I mean how they are connected .

Phrase : For most consumers
Clause : the price of automobile insurance continues to rise annually
Clause : even if they are free of damage claims and moving violations.

appreciate it!!
SVP
Joined: 14 Dec 2004
Posts: 1639

### Show Tags

11 Jan 2006, 10:10
The OA is 'C'
SVP
Joined: 14 Dec 2004
Posts: 1639

### Show Tags

11 Jan 2006, 21:51
ps_dahiya wrote:
Vivek, Whats the OE??

Sorry, no OE for this.

But I think 'they' in 'C' clearly refers to 'consumers'. Though it's debatable choice.
GMAT Club Legend
Joined: 29 Jan 2005
Posts: 5092

### Show Tags

12 Jan 2006, 07:13
Yes, I agree with the OA. (C) reinforces that even though consumers may maintain impeccable driving abstracts, the cost of auto insurace continues to rise. "They" is necessary to restate the consumers.
Director
Joined: 26 Sep 2005
Posts: 548
Location: Munich,Germany

### Show Tags

23 Jan 2006, 00:14
I was completely bowled over, now I understand why C is right !
Manager
Joined: 02 Oct 2005
Posts: 53

### Show Tags

23 Jan 2006, 03:43
The correct choice is C. They is necessary to link to customers. Between C and D, C sounds better.
VP
Joined: 30 Jun 2008
Posts: 1004

### Show Tags

31 Oct 2008, 03:28
this is almost 3 yr old thread .... Can someone explain how option C is right ??
_________________

"You have to find it. No one else can find it for you." - Bjorn Borg

VP
Joined: 17 Jun 2008
Posts: 1474

### Show Tags

31 Oct 2008, 04:15
"they" is required to reference "consumers". "free of damage claim and moving violations" are applicable for consumers and not for the insurance.

I picked B, but understood why I was wrong.
VP
Joined: 15 Jul 2004
Posts: 1337
Schools: Wharton (R2 - submitted); HBS (R2 - submitted); IIMA (admitted for 1 year PGPX)

### Show Tags

31 Oct 2008, 08:20
vivek123 wrote:

For most consumers, the price of automobile insurance continues to rise annually, even if free of damage claims and moving violations.

(A) even if
(B) despite being
(C) even if they are
(D) although they may be
(E) even if remaining

in A - the phrase - even if free of damage claims - needs a clear subject? Who is free of damage claims? It has to be something and that something is missing. One might argue it's consumers but it has to be specifically expressed because consumers is too far away from this modifying phrase. So A is out.

Again in B - despite being seems to modify Insurance and Insurance can't be free of damage claims etc. so out.

C is right - THEY can refer only to Consumers and nothing else.

D - the word although changes the intent of the sentence - if anything we want to express a contrast that price continues to rise DESPITE the fact that no claims have been registered.

E - even if remaining has an issue similar to that in B --- WHO is remaining free? Automobile insurance or the consumers.

Not sure if that helps...but still my three pennies.
Re: SC: Damage Claims &nbs [#permalink] 31 Oct 2008, 08:20

Go to page    1   2    Next  [ 21 posts ]

Display posts from previous: Sort by

# Events & Promotions

 Powered by phpBB © phpBB Group | Emoji artwork provided by EmojiOne Kindly note that the GMAT® test is a registered trademark of the Graduate Management Admission Council®, and this site has neither been reviewed nor endorsed by GMAC®.