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How about this... For most consumers, the price of

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How about this... For most consumers, the price of [#permalink]

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New post 10 Jan 2006, 11:11
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A
B
C
D
E

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How about this...

For most consumers, the price of automobile insurance continues to rise annually, even if free of damage claims and moving violations.

(A) even if
(B) despite being
(C) even if they are
(D) although they may be
(E) even if remaining

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New post 10 Jan 2006, 11:22
I don't like any of the choices so I'm going to stick with A.

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New post 10 Jan 2006, 11:40
Jeez Vivek..u coming up wid some toughies today!

Think I will stick wid A too

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New post 10 Jan 2006, 11:41
I like B.

despite being free of damage claims and moving violations
- expresses the contrast correctly.
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New post 10 Jan 2006, 13:43
I think "even though" or "even if" isn't as bad.

For the consumers, the price rises, even if they are free of damaging claims...

A is incomplete; it omits the verb and the subject

It should be B if the sentence sounds like:

"For most consumers, despite being free of damage claims and moving violations, the price of automobile insurance continues to rise annually", but I doubt that one can change this construction in order to find the fitting answer.

Between DCE, I choose D, because E omits the subject and C iexpresses the contrast less effectively.

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New post 10 Jan 2006, 13:52
Ok so this one is driving me nuts...now I think it shud be C.


A, B, E are out since theyr donot indicate who is free. D is wrong because the usage of 'although' does not seem rite to me.

Now now its C.

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New post 10 Jan 2006, 14:37
After reading the choices again I don't think A is the best choice. I don't particularly like any of them but C is probably the best. C!

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New post 10 Jan 2006, 14:48
Nasty one!

I'll give my vote to C

B is out, -ing verb on gmat can only, without exception, be used with absolute phrases

When the -ing form or being is correct, it's because these words are in an absolute phrase;

for ex.., Country X saw dramatic increases in many industries, with industry Y being the industry with the greatest increase.

D is out- changes the meaning. No "may be", it's a fact.

A,D are out, we need a pronoun to refer to consumers for the purpose of completion.
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Last edited by rlevochkin on 10 Jan 2006, 15:09, edited 1 time in total.

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Re: SC: Damage Claims [#permalink]

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New post 10 Jan 2006, 18:02
I will go with C.

Even though they are....they refers to the consumers and has the right verb "are"..

vivek123 wrote:
How about this...

For most consumers, the price of automobile insurance continues to rise annually, even if free of damage claims and moving violations.

(A) even if
(B) despite being
(C) even if they are
(D) although they may be
(E) even if remaining

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New post 10 Jan 2006, 20:57
My Choice 'C'.

For most consumers, the price of automobile insurance continues to rise annually, even if they are free of damage claims and moving violations.

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New post 10 Jan 2006, 22:50
More often than not "being" is not preferred on GMAT,
but this sentence forces me to go for B .

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Re: SC: Damage Claims [#permalink]

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New post 10 Jan 2006, 23:34
vivek123 wrote:
How about this...

For most consumers, the price of automobile insurance continues to rise annually, even if free of damage claims and moving violations.

(A) even if
(B) despite being
(C) even if they are
(D) although they may be
(E) even if remaining


C
A) even if free of damage claims and moving violations -- Is a phrase and doesn't have any thing to modify. Modifying Insurance does not make sense.
B)Same reason with "despite being" it will be a prepositional phrase --can't modify Insuracne. Out
D)I don't know why this is wrong.
E) awakward use of "remaining".

My Question is even though C sounds the best choice Can some body explain the relationship between these phrase and
clause. I mean how they are connected .

Phrase : For most consumers
Clause : the price of automobile insurance continues to rise annually
Clause : even if they are free of damage claims and moving violations.

appreciate it!!

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New post 11 Jan 2006, 10:10
The OA is 'C' :)

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New post 11 Jan 2006, 21:51
ps_dahiya wrote:
Vivek, Whats the OE??


Sorry, no OE for this.

But I think 'they' in 'C' clearly refers to 'consumers'. Though it's debatable choice.

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New post 12 Jan 2006, 07:13
Yes, I agree with the OA. (C) reinforces that even though consumers may maintain impeccable driving abstracts, the cost of auto insurace continues to rise. "They" is necessary to restate the consumers.

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New post 23 Jan 2006, 00:14
I was completely bowled over, now I understand why C is right !

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New post 23 Jan 2006, 03:43
The correct choice is C. They is necessary to link to customers. Between C and D, C sounds better.

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Re: SC: Damage Claims [#permalink]

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New post 31 Oct 2008, 03:28
this is almost 3 yr old thread .... Can someone explain how option C is right ??
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Re: SC: Damage Claims [#permalink]

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New post 31 Oct 2008, 04:15
"they" is required to reference "consumers". "free of damage claim and moving violations" are applicable for consumers and not for the insurance.

I picked B, but understood why I was wrong.

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Re: SC: Damage Claims [#permalink]

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New post 31 Oct 2008, 08:20
vivek123 wrote:
How about this...

For most consumers, the price of automobile insurance continues to rise annually, even if free of damage claims and moving violations.

(A) even if
(B) despite being
(C) even if they are
(D) although they may be
(E) even if remaining


in A - the phrase - even if free of damage claims - needs a clear subject? Who is free of damage claims? It has to be something and that something is missing. One might argue it's consumers but it has to be specifically expressed because consumers is too far away from this modifying phrase. So A is out.

Again in B - despite being seems to modify Insurance and Insurance can't be free of damage claims etc. so out.

C is right - THEY can refer only to Consumers and nothing else.

D - the word although changes the intent of the sentence - if anything we want to express a contrast that price continues to rise DESPITE the fact that no claims have been registered.

E - even if remaining has an issue similar to that in B --- WHO is remaining free? Automobile insurance or the consumers.

Not sure if that helps...but still my three pennies.

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Re: SC: Damage Claims   [#permalink] 31 Oct 2008, 08:20

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