The key concept being tested here is Formula-based Word Problems in Problem Solving — translating a multi-part verbal formula into an equation, then solving for one unknown.
1. Translate the formula exactly as stated:
LDL = Total Cholesterol − (HDL + (1/5) × Triglycerides)
2. Plug in the known values (Total = 240, HDL = 60, LDL = 156):
156 = 240 − (60 + (1/5) × TGL)
3. Simplify the right-hand side step by step — first handle what's inside the parentheses:
156 = 240 − 60 − (1/5) × TGL
156 = 180 − (1/5) × TGL
4. Isolate the triglyceride term:
(1/5) × TGL = 180 − 156 = 24
5. Solve for TGL:
TGL = 24 × 5 = 120
Answer: E
Common trap: Students often try to solve in one shot and either drop the (1/5) multiplier — treating it as TGL instead of (1/5) × TGL — or they misread the formula as LDL = Total − HDL − TGL (without the one-fifth). Both errors give a wrong answer. The formula has a nested structure: you're subtracting the sum of HDL and a fraction of TGL, not each one independently.
Takeaway: For any nested-formula Word Problem in Problem Solving, write the equation out in full before plugging in numbers — it takes 10 extra seconds and eliminates 90% of errors on these questions.