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We need to use 'were' with if clause if the situation described is not assumed to be false.

If I were the President of USA, I would reduce the taxes.

I am not the President, so the situation is already false. So were is appropriate

Whereas, In cases where the situation described could be true, you use 'was'.

If he was going to be late to the meeting then he would call her.

Here, there is a possiblity of his being late so we use was.

In the Second Kaplan sentence,

There would be more accidents if the speed limit was increased to 80 miles per hour

I am assuming that the sentence implies that there is still a possibility of increasing the speed limit - so was is appropriate.

Hope this helps.



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