I previously shared my GMAT score and the circumstances under which I took the exam, and I am currently trying to decide whether I should apply to Top 20 Master of Finance programs now or retake the GMAT later.
My profile:
- GMAT Focus: 555 (Q83, V76, DI73)
- GPA: 3.8/4.0
- 2 years of experience in financial reporting at a bank
- Current role in data analysis
- Strong quantitative and financial reporting background
- International applicant
One major factor affecting my preparation was a serious family situation. Since late 2025, I have been the primary caregiver and financial support for my father, who was diagnosed with Stage T4N1 Signet Ring Cell Carcinoma (SRCC), an aggressive form of cancer. At the same time, I was working 10–12 hour days during peak reporting and audit periods, so most of my GMAT preparation happened late at night under significant emotional and financial stress.
My quantitative score (Q83) was relatively strong, but I struggled heavily with the verbal/reading sections under time pressure. Even though my IELTS Reading has improved significantly over time, GMAT RC still feels extremely difficult for me.
I would sincerely appreciate advice from people familiar with Top 20 MFin admissions:
- How competitive would my profile realistically be with my current score?
- Would applying with a GMAT waiver make sense?
- Would retaking the GMAT later significantly improve my chances?
- Do schools sometimes provide need-based aid or scholarships in situations involving serious family medical and financial hardship?
Thank you very much for any honest advice or perspective.