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Is there any problem with the structure of the following sentence??

This figure is likely exaggerated, however, because the nearly universal practice of insuring San Francisco properties against fire but not earthquake damage all but guaranteed that most damage to the city was blamed on fire
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Understanding the argument -
­
Which of the following best completes the passage below?

The 1906 San Francisco Earthquake destroyed over half the city and changed the development of the California economy, but much of the damage was actually caused by fire. It has been estimated that as much as 90% of the total destruction was a result of fire damage rather than movement of the earth. This figure is likely exaggerated, however, because the nearly universal practice of insuring San Francisco properties against fire but not earthquake damage all but guaranteed that ___________

- This last part tries to explain the contrast that the figure is exaggerated because maybe there was no insurance coverage for earthquakes, so of course, it is a widespread practice as there is coverage only for fire; when people file claims, that'll skew the data towards fire as against earthquake for which insurance is not popular. 

A. most damage to the city was blamed on fire - ok. 

B. the city would eventually be rebuilt - out of scope. 

C. insurance companies were forced to offer earthquake coverage - Had this been the case, the insurance data would not have skewed towards fire. Distortion. 

D. residents subsequently moved to other cities where earthquake coverage was available - out of scope.

E. buildings not damaged by fire were never repaired - Seems the case described in the argument is opposite. 
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