Justin: Under current state law, employers must provide workers

Question

Justin: Under current state law, employers must provide worker’s compensation insurance, which provides income to employees who cannot work due to injuries sustained at the workplace, to all full-time employees. This form of insurance is vital in protecting workers from financial ruin in the event they are suddenly unable to work.

Bharti: I disagree with your assessment. The high premiums employers are forced to pay for worker’s compensation insurance force many of them out of business, thereby serving to increase the state’s unemployment rate. Since unemployed people are statistically unlikely to carry health insurance, the state-mandated worker’s compensation scheme actually renders workers more vulnerable to financial devastation in the event of bodily injury.

Which of the following, if true, should Justin cite in order to respond most effectively to Bharti’s counterargument?

(A) In addition to carrying worker’s compensation insurance, most employers in the state also provide health insurance for full-time employees.

(B) Patients without health insurance and who have no money typically receive inferior treatment at hospital emergency rooms.

(C) People are statistically more likely to sustain debilitating injuries at the workplace than elsewhere.

(D) The state agency that compensates injured workers under the current insurance scheme is financially able to pay all foreseeable claims.

(E) Many workers file fraudulent worker’s compensation claims, and state regulators often fail to detect such fraud.

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sayan640 · Answer

C should be the answer. If people are more likely to get injured at the workplace then the unemployed people will not be likely to suffer from bodily injury.

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Shwarma · Answer

Option C
Justine - Pro worker's comp insurance--> support this claim, option C does it effectively 
All other options in a way support Bharti claim

Akkiiii · Answer

To respond effectively to Bharti's counterargument, Justin needs to provide evidence that counters the claim that worker's compensation insurance increases unemployment rates and renders workers more vulnerable to financial devastation.

The strongest response would be one that addresses the concerns raised by Bharti while supporting the importance of worker's compensation insurance.

Option (A) would be the most effective response because it directly addresses the issue of health insurance coverage, which Bharti raised as a concern. If most employers in the state also provide health insurance for full-time employees, it counters Bharti's assertion that unemployed people are statistically unlikely to carry health insurance. This would weaken Bharti's argument that worker's compensation insurance renders workers more vulnerable to financial devastation.

So, Justin should cite option (A) in order to respond most effectively to Bharti's counterargument.

Freddy12 · Answer

GMATNinja  can you help me in understanding why's D incorrect?

Bunuel · Answer

OFFICIAL EXPLANATION

The correct answer is (C).

The less likely it is that a person will sustain an injury somewhere other than the workplace, the lower the person’s risk of incurring medical expenses for such injuries. Thus, choice (C), if true, helps to refute Bharti’s argument that the worker’s compensation scheme actually puts workers at greater risk of financial hardship.

einstein801 · Answer

Last sentence is missing a "than".  "... renders workers more vulnerable to financial devastation THAN in the event of bodily injury."
Sentence/question would not make sense otherwise.

VerbalBot · Answer

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Justin: Under current state law, employers must provide workers

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Justin: Under current state law, employers must provide workers

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