I had a friend who went to school in Australia and he was an odd bird out there with a US loan at an international school. You’ll have to jump through some hoops with financing outside of the US. I would check with the US private lenders such as SoFi and Discover if they cover HEC.
Fixed rate would be ideal especially during these times of super low rates. At the same time I wouldn’t shy away from a variable rate loan just because it is variable.
Prodigy can be expensive however. Even if it is a fixed rate. FYI You can always refinance it in a few years being a US citizen. That’s bread and butter for SoFi.
You could also potentially get a HELOC or something like that through your family. If there’s enough equity to refinance and pull money out, that could be a super cheap option. You wouldn’t get the tax write off benefits but most MBA’s don’t end up using it.
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