Last visit was: 18 Nov 2025, 11:47 It is currently 18 Nov 2025, 11:47
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6 years
India
2025
Female
Score: 645 GMAT Focus
GPA: 3.6
Pre-MBA industry: Finance
Post-MBA industry: Consulting
Booth
Full Time MBA
Full Time MBA
Round 2, 2025
DeniedFeb 6, 25
5 months ago
28 May 2025 02:05
Columbia
Full Time MBA
Full Time MBA
Round 2, 2025
DeniedFeb 21, 25
5 months ago
28 May 2025 02:05
Yale
Full Time MBA
Full Time MBA
Round 2, 2025
DeniedMar 19, 25
5 months ago
28 May 2025 02:05
Fuqua
Full Time MBA
Full Time MBA
Round 2, 2025
DeniedMar 5, 25
5 months ago
28 May 2025 02:05
Johnson (Cornell)
Full Time MBA
Full Time MBA
Round 2, 2025
DeniedMar 18, 25
5 months ago
28 May 2025 02:05
Kellogg
Full Time MBA
Full Time MBA
Round 2, 2025
DeniedMar 18, 25
5 months ago
28 May 2025 02:05
Ross (Michigan)
Full Time MBA
Full Time MBA
Round 2, 2025
DeniedMar 21, 25
5 months ago
28 May 2025 02:05
LBS
Full Time MBA
Full Time MBA
Round 2, 2025
DeniedFeb 7, 25
5 months ago
28 May 2025 02:05
1 year ago
30 Dec 2023 11:12
Nationality: Indian


Age: 29

Education:
Bachelor’s in Commerce(Hons.) from a Top 10 college (Grade: 90%)
MBA (Finance) from NMIMS, Mumbai (college is amongst Top 20) (GPA 3.6/4)

Academically I have excelled throughout (school and college)- with multiple awards, scholarships and consistently in Deans List (top 10 percentile).

GMAT Focus: 645 (Sectional score: Q 83, V 83, DI 79) - equivalent to -700 in GMAT Classic

Work Experience: 5 years (6 years by the start of MBA)

Current Role: Associate at Bank of America (approx. 3.5 yrs)

I am currently working as an Associate in Enterprise Credit. In my present role I am responsible for Underwriting, structuring & documentation of complex transactions for our Indian clients. I work on projection models and perform sensitivity analysis to assess credit risk of the companies. I currently manage multiple blue chip clients ranging from industries such as Technology, Healthcare, Telecommunications, Retail etc.
I was recently promoted from Analyst to Associate for consistent and exceptional work and have been awarded with few awards for excellent client service and stakeholder management.

I had interned with Bank of America as a part of Summer Internship in my MBA and was awarded a Pre-Placement Offer (PPO) for outstanding performance (amongst 4 out of 25 interns who interned).

My previous role (prior to MBA): Associate at Ernst & Young (approx. 1 yr)
In this role I evaluated client background, performed assurance specific procedures and ensured various regulatory compliances. Coordinated with teams based out of France & Luxembourg and successfully evaluated client control systems.

Extracurriculars:
-Won multiple awards/medals in sports and Dance in school (both inter/intra competitions)
-Winner and Runner up in various case study competitions in college
-Leadership Role: Head, Entrepreneurship cell in College
-Organised multiple events/competitions in Annual Commerce fest in college

I had volunteered at an NGO, in which i created video lessons and online study modules aimed to help underprivileged children get access to basic education, which continues to be accessed by thousands of government school children till date.

Post MBA Goal:
Work in a Consulting/Financial consulting role for MBB and get well versed in the nuances of Business.
Preferred Geography for School - USA (T10-T15)

Given this will be my second MBA, i only want to target the Top 15 US schools. As per my current score and my profile, i want to understand which schools would i have a realistic chance at, as I am also from somewhat overrepresented category.
Comments 9 comments
User avatar
1 year ago
31 Dec 2023, 11:45
Hi. You have a great profile. You have great Work experience and brands on the resume.

I feel your biggest challenge to overcome would be providing strong enough reasons for the second MBA. What would give you that you don’t already have? This is the question to answer for both personal success and admission.

Your GMAT is on the lower side. These schools are averaging around 730 on the classic test which is closer to 675…
User avatar
5 months ago
28 May 2025, 02:27
Hi bb, thank you for your response. I had applied to the above-mentioned schools in Round 2; however, I was denied without an interview. I would appreciate it if you could share your insights on whether reapplying makes sense and which schools to target. Was my score a big factor in being outrighly denied everywhere? Look forward to hearing from you.
User avatar
1 year ago
01 Jan 2024, 02:21
@ Aanchal M - interesting profile, given the brand names, promotions and ECs. Your GMAT is a bit on the lower side for UST-15; would suggest a retake (or transitioning to GRE) to increase your chances. Average GMAT and GRE scores of top B-schools can be found here and here

Agreed with bb's point on justifying the second MBA. Having a strong narrative would be important i.e. showcasing your skills/ experiences, post-MBA goals and what you hope to gain through the MBA (i.e. beyond the geography difference) that would enable the transition.

Regards,
Arvind
Founder, admitStreet
W:https://admitstreet.com | LinkedIn | E: consultingteam@admitstreet.com
User avatar
1 year ago
27 Sep 2024, 21:42
Many thanks both. Could you please advise on the schools wherein i would have a realistic shot at?
User avatar
5 months ago
28 May 2025, 21:57
@Aanchal M. - sorry that the outcomes weren't ideal.

Your GMAT score is on the lower side for most UST15 programs. Another reason could be (though I haven't read your application/ essays) the lack of a strong narrative covering your motivation for a second MBA, career goals, etc. If I were to guess, it'd likely be the GMAT score.

I would suggest a retake (or switching to GRE) if you're looking at UST15. Alternatively, if you've hit a plateau with the score, looking at UST15-30 and EU/ UK programs would be prudent.

Feel free to reach out for a deeper chat.

Regards,
Arvind Kumar (Founder, admitStreet)
Website: https://admitstreet.com/ | Book a free discovery call: https://admitstreet.com/#contact
User avatar
1 year ago
27 Sep 2024, 23:33
School selection is as much a science as it is an art. Some points to ponder: a) Has your research highlighted that your 3-year UG (on its own) would be at a disadvantage at some T15 schools? b) That your first MBA degree is a double-edged sword? It offsets the disadvantage (a) but creates another disadvantage—some T15 will outright reject you for a second MBA? c) That none of the T15 schools have their average GMAT score lower than yours?
Clearly, you need to revisit your strategic choices to decide where do you wish to play and how will you win (am using MBA / consulting language already:-)).
- Dee
MBA admissions consultant and Management Consultant
catalysts.success@gmail.com
User avatar
5 months ago
28 May 2025, 04:38
The dings would have hurt, I am afraid. Most likely, your 645 would not have served your interest. These are highly competitive schools where Indians are the single largest demographic group of applicants. if it interests you, I am happy to offer a ding analysis, pro bono, of course.
User avatar
5 months ago
28 May 2025, 07:24
Hey @Aanchal M! We understand how difficult and disheartening it can be for applicants to face rejection from a school. It's a difficult moment. We've put together an article on the " Major reasons why your MBA Application got dinged. " It provides some understanding of mistakes you might have made in your MBA applications. Take a moment to review it.

If you'd like, we’d be happy to evaluate your profile and help refine your strategy. Together, we can identify strengths, address gaps, and understand more about your journey. Feel free to book a profile evaluation session.

Cheers!
Shantanu Sharma
Founder and Admissions Consultant, MBA and Beyond
Email: valuecreation@mbaandbeyond.com
User avatar
5 months ago
29 May 2025, 02:20
HI Aanchal,
You applied to excellent MBA programs and I am sorry for the results. With your work experience, I don't see the reason for so many dings and I will pin down the possible reasons to:
1. a sub-par GMAT score. With this GMAT score, you already put yourself at a disadvantage. All your target MBAs have class averages hovering around 728-730, and you were clearly below that. So first and foremost, retake GMAT.
2. You must re-evaluate if your applications were strong enough. For applicants vying for a second MBA, b-schools would really want to assess the validity of your career goals, the need for an MBA and if you will benefit from it. Sometimes applicants are not able to convey this convincingly (experienced this last year while helping a reapplicant who applied to Kellogg for a second MBA. In his first attempt, his story was all over the place making him sound incredulous. Once he fixed this with our help in his reapplication, he got admission).
Other than the goals essay, the rest of your application would also need to be really strong while conveying strengths like leadership, collaboration, maturity, a purpose and strategic mindset in life, and the ability to contribute while at b-school.
3. I see that you lack ECAs after your college, so that could be another area to improve on, but if you are applying R1 this year, then focus on GMAT first.

If it helps you, I'd be willing to look at one of your applications and identify any gaps.

Namita Garg, MBA Decoder
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