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# During the past year, Pro-Tect Insurance Company’s total payouts on ca

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Intern
Joined: 13 Mar 2014
Posts: 6
Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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31 May 2015, 01:13
VeritasPrepKarishma wrote:
goalsnr wrote:
During the past year, Pro-Tect Insurance Company’s total payouts on car-theft claims
were larger than the company can afford to sustain. Pro-Tect cannot reduce the
number of car-theft policies it carries
, so cannot protect itself against continued large
payouts that way. Therefore, Pro-Tect has decided to offer a discount to holders of
car-theft policies whose cars have antitheft devices
. Many policyholders will respond
to the discount by installing antitheft devices, since the amount of the discount will
within two years typically more than cover the cost of installation. Thus, because cars
with antitheft devices are rarely stolen, Pro-Tect’s plan is likely to reduce its annual
payouts.
In the argument above, the two portions in boldface play which of the following roles?
A. The first rules out a certain strategy for achieving a goal; the second presents the
B. The first is a judgment made in support of a certain conclusion; the second is that
conclusion.
C. The first has been used as a consideration to support adopting a certain strategy
for achieving a goal; the second reports a decision to adopt an alternative strategy.
D. The first provides evidence in favor of adopting a certain strategy for achieving a
goal; the second reports a decision to pursue an alternative goal.
E. The first is a consideration offered against adopting a certain strategy for
achieving a goal; the second is the main conclusion that the argument is seeking
to establish.

Discuss your approach to solve this CR.

Responding to a pm:

I don't think you have the correct OA here. Could someone please post a screenshot of the actual question and OA.

The goal is: "protecting itself against continued large payouts"
Strategy 1: reduce the number of car-theft policies it carries
Strategy 2: offer a discount to holders of car-theft policies whose cars have antitheft devices

So (A) fits.

(C) is incorrect.
If statement 1 is viewed as a consideration to support adopting a certain strategy, what is this "certain strategy"? This consideration actually supports the "alternative strategy" only.
The "alternative strategy" of course is "offer a discount to holders of car-theft policies whose cars have antitheft devices".
But (C) talks about two different strategies.

Agree. I searched a few more places and found A as the OA. Request other members to verify.
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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31 May 2015, 05:42
Agreed A is the most logical
A - First boldface is used to rule out the strategy of by reducing policies; second boldface new strategy which the argument assesses
C - the first boldface is not used to support a strategy
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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09 Dec 2015, 22:25
During the past year, Pro-Tect Insurance Company’s total payouts on car-theft claims were larger than the company can afford to sustain. Pro-Tect cannot reduce the number of car-theft policies it carries, so cannot protect itself against continued large payouts that way. Therefore, Pro-Tect has decided to offer a discount to holders of car-theft policies whose cars have antitheft devices. Many policyholders will respond to the discount by installing antitheft devices, since the amount of the discount will within two years typically more than cover the cost of installation. Thus, because cars with antitheft devices are rarely stolen, Pro-Tect’s plan is likely to reduce its annual payouts.

In the argument above, the two portions in boldface play which of the following roles?

(A) The first rules out a certain strategy for achieving a goal; the second presents the strategy that was adopted instead and whose effectiveness the argument assesses.

(B) The first is a judgment made in support of a certain conclusion; the second is that conclusion.

(C) The first has been used as a consideration to support adopting a certain strategy for achieving a goal; the second reports a decision to adopt an alternative strategy.

(D) The first provides evidence in favor of adopting a certain strategy for achieving a goal; the second reports a decision to pursue an alternative goal.

(E) The first is a consideration offered against adopting a certain strategy for achieving a goal; the second is the main conclusion that the argument is seeking to establish.
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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11 Dec 2015, 07:00
During the past year, Pro-Tect Insurance Company’s total payouts on car-theft claims were larger than the company can afford to sustain.
(An observation or phenomenon)

Pro-Tect cannot reduce the number of car-theft policies it carries, so cannot protect itself against continued large payouts that way.
(a constraint or ruling out a non-pragmatic option)

Therefore, Pro-Tect has decided to offer a discount to holders of car-theft policies whose cars have antitheft devices.
(a stretegy that PT has decided to adopt -> supporting the main conclusion)

Many policyholders will respond to the discount by installing antitheft devices, since the amount of the discount will within two years typically more than cover the cost of installation. ( a prediction that, if true, will support the conclusion . The dependent clause is the justification for the success possibilities of the main conclusion )

Thus, because cars with antitheft devices are rarely stolen, Pro-Tect’s plan is likely to reduce its annual payouts.(main conclusion of the argument)

A) Matches the analysis
B) First is not a judgement and second is not a conclusion.
C) First part is correct; second is incorrect as no alternate strategy has been discussed.
D) First part is correct; second is incorrect as argument doesn't discuss "alternate goal".
E) First is a consideration not against any strategy; second is not a conclusion.

Hence A is the correct one.
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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23 May 2016, 14:29
I think the OA should be corrected on this one.

Posted from my mobile device
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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23 May 2016, 16:41
Thanks Karishma and approve21. I was having a tough time understanding how C is the correct answer. I agree that A seems like most logical answer.
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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23 May 2016, 16:42
Thanks Karishma and approve21. I was having a tough time understanding how C is the correct answer. I agree that A seems like most logical answer.
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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24 May 2016, 08:38
How is A not the right answer? C can't be correct. The article was written by the author, therefore the conclusion should be HIS and not the insurance company's. I see the conclusion as "Thus, because cars
with antitheft devices are rarely stolen, Pro-Tect’s plan is likely to reduce its annual
payouts."
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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24 May 2016, 18:40
the second statement says that a co. has decided to do the mentioned step ...thus C clearly mentions this part. while A says taht decision has already been adopted and its effectiveness is being analyzed....a minor but substantial difference between A and C
While the first part of options A and C define the first bold part clearly.
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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25 May 2016, 07:25
vishnu440 wrote:
the second statement says that a co. has decided to do the mentioned step ...thus C clearly mentions this part. while A says taht decision has already been adopted and its effectiveness is being analyzed....a minor but substantial difference between A and C
While the first part of options A and C define the first bold part clearly.

Do you have the official source of this question? Still can't possibly grasp how "Thus, because cars
with antitheft devices are rarely stolen, Pro-Tect’s plan is likely to reduce its annual
payouts." isn't the author's main conclusion. Mentioning the company doing something isn't the author's main conclusion. His main conclusion is that their plan of attack will work, not aforementioned plan of attack...
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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25 May 2016, 20:31
vishnu440 wrote:
the second statement says that a co. has decided to do the mentioned step ...thus C clearly mentions this part. while A says taht decision has already been adopted and its effectiveness is being analyzed....a minor but substantial difference between A and C
While the first part of options A and C define the first bold part clearly.

(C) is wrong.

There are two strategies discussed:
Reduce policies
Offer discount

Note that (C) uses "first supports CERTAIN STRATEGY"
Which is this strategy? It supports "offers discount" because it says reducing policies is not possible.

(C) also says "second adopts an alternative strategy"
Now which strategy is this? Second adopts "offers discount" only. It does not adopt an alternative strategy. It adopts the same strategy that first supports.

(A) is correct. Look here: during-the-past-year-pro-tect-insurance-company-s-total-64492.html#p1441546
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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25 Jun 2016, 01:42
VeritasPrepKarishma wrote:
goalsnr wrote:
During the past year, Pro-Tect Insurance Company’s total payouts on car-theft claims
were larger than the company can afford to sustain. Pro-Tect cannot reduce the
number of car-theft policies it carries
, so cannot protect itself against continued large
payouts that way. Therefore, Pro-Tect has decided to offer a discount to holders of
car-theft policies whose cars have antitheft devices
. Many policyholders will respond
to the discount by installing antitheft devices, since the amount of the discount will
within two years typically more than cover the cost of installation. Thus, because cars
with antitheft devices are rarely stolen, Pro-Tect’s plan is likely to reduce its annual
payouts.
In the argument above, the two portions in boldface play which of the following roles?
A. The first rules out a certain strategy for achieving a goal; the second presents the
B. The first is a judgment made in support of a certain conclusion; the second is that
conclusion.
C. The first has been used as a consideration to support adopting a certain strategy
for achieving a goal; the second reports a decision to adopt an alternative strategy.
D. The first provides evidence in favor of adopting a certain strategy for achieving a
goal; the second reports a decision to pursue an alternative goal.
E. The first is a consideration offered against adopting a certain strategy for
achieving a goal; the second is the main conclusion that the argument is seeking
to establish.

Discuss your approach to solve this CR.

Responding to a pm:

I don't think you have the correct OA here. Could someone please post a screenshot of the actual question and OA.

The goal is: "protecting itself against continued large payouts"
Strategy 1: reduce the number of car-theft policies it carries
Strategy 2: offer a discount to holders of car-theft policies whose cars have antitheft devices

So (A) fits.

(C) is incorrect.
If statement 1 is viewed as a consideration to support adopting a certain strategy, what is this "certain strategy"? This consideration actually supports the "alternative strategy" only.
The "alternative strategy" of course is "offer a discount to holders of car-theft policies whose cars have antitheft devices".
But (C) talks about two different strategies.

Thanks for the explanation Karishma.
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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27 Jun 2016, 05:00
Good debate.
I guess answer is A. I agree with Karishma.
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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02 Sep 2016, 06:39
I think, A cannot be the right answer for the fact that the Insurance Company has only decided to offer a discount, not yet offered a discount. Option A rather says the company already adopted the strategy; A is certainly wrong!
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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03 Sep 2016, 08:12
I think, A cannot be the right answer for the fact that the Insurance Company has only decided to offer a discount, not yet offered a discount. Option A rather says the company already adopted the strategy; A is certainly wrong!

Deciding a strategy can be considered equivalent to adopting it - what you mean is probably implementation. Option A does not mention that the strategy was implemented, only that it was adopted, and how effective the adoption will be is what the passage assesses. option A is alright.
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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19 Oct 2016, 23:46
(E) is out out because the second is not the main conclusion. (B) is out because the first is not a judgement.

Now, among (A), (C) and (D), notice that (C) and (D) are really saying the same thing. "Used as a consideration to support" (choice C) is the same thing as "evidence in favor of" (choice E). On these grounds, eliminate C and D.
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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25 Mar 2017, 10:02
Correct OA . As GMAT PREP has given OA as A not C . OA IS A and i Chose A . Wrong OA provided
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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27 Mar 2017, 06:34
there have been a lot of controversies on the forums regarding the right answer choices.Some says its A in their gmatprep and some says its C.Can you please explain the right OA?
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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27 Mar 2017, 10:18
1
Top Contributor
Hm, it seems that the GMAT is obsessed with the Pro-Tect Insurance Company: https://gmatclub.com/forum/pro-tect-ins ... 59429.html. Very similar passage, different question format.

This is a tough question, but I'm wondering where the discrepancies in the OA are coming from. Maybe the GMATPrep software is saying one thing, but a Word or pdf file that's floating around on the internet is saying another? I'm not sure.

In any case... what's going on in this passage, and how can we distinguish between A and C? Well, I always like to start these boldfaced questions by making sense of the structure of the passage. In this case, there's a clear conclusion in the passage, for whatever that's worth:

Quote:
Thus, because cars with antitheft devices are rarely stolen, Pro-Tect’s plan is likely to reduce its annual payouts.

The conclusion references Pro-Tect's plan. Great. So what, exactly, is Pro-Tect's plan?

Quote:
Pro-Tect has decided to offer a discount to holders of car-theft policies whose cars have antitheft devices

Hm, and that plan happens to be the second boldfaced statement. Cool, now we can compare the second half of (A) and (C). (A) is clear as a bell -- that second boldfaced statement is clearly "the strategy that was adopted" and, based on our glimpse of the conclusion, it is also the strategy "whose effectiveness the argument assesses." (C) isn't terrible, but I'd argue that if we think about the purpose of the passage, the second boldfaced statement is clearly the main strategy being assessed -- not really an "alternative strategy," as (C) suggests.

And what about the first boldfaced statement? Again, (A) is clear as a bell: the statement clearly "rules out a certain strategy for achieving a goal." (C) again isn't completely awful, but it's far less connected to the main point of the passage: it's hard to argue that (C) is a "consideration to support adopting a certain strategy," because it doesn't seem to support anything in particular -- it just rules out a different strategy.
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Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca [#permalink]

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28 Mar 2017, 01:14
GMATNinja wrote:
Hm, it seems that the GMAT is obsessed with the Pro-Tect Insurance Company: https://gmatclub.com/forum/pro-tect-ins ... 59429.html. Very similar passage, different question format.

This is a tough question, but I'm wondering where the discrepancies in the OA are coming from. Maybe the GMATPrep software is saying one thing, but a Word or pdf file that's floating around on the internet is saying another? I'm not sure.

In any case... what's going on in this passage, and how can we distinguish between A and C? Well, I always like to start these boldfaced questions by making sense of the structure of the passage. In this case, there's a clear conclusion in the passage, for whatever that's worth:

Quote:
Thus, because cars with antitheft devices are rarely stolen, Pro-Tect’s plan is likely to reduce its annual payouts.

The conclusion references Pro-Tect's plan. Great. So what, exactly, is Pro-Tect's plan?

Quote:
Pro-Tect has decided to offer a discount to holders of car-theft policies whose cars have antitheft devices

Hm, and that plan happens to be the second boldfaced statement. Cool, now we can compare the second half of (A) and (C). (A) is clear as a bell -- that second boldfaced statement is clearly "the strategy that was adopted" and, based on our glimpse of the conclusion, it is also the strategy "whose effectiveness the argument assesses." (C) isn't terrible, but I'd argue that if we think about the purpose of the passage, the second boldfaced statement is clearly the main strategy being assessed -- not really an "alternative strategy," as (C) suggests.

And what about the first boldfaced statement? Again, (A) is clear as a bell: the statement clearly "rules out a certain strategy for achieving a goal." (C) again isn't completely awful, but it's far less connected to the main point of the passage: it's hard to argue that (C) is a "consideration to support adopting a certain strategy," because it doesn't seem to support anything in particular -- it just rules out a different strategy.

Dear Charles,

In BF question, there is always terms such as consideration, judgment, evidence...etc. Where is the best source to describe each term and its location (premise or conclusion) inside argument? or what is your best advice to learn those terms?

Thanks
Re: During the past year, Pro-Tect Insurance Company’s total payouts on ca   [#permalink] 28 Mar 2017, 01:14

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