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Witchiegrlie
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Dakinemon
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That score is non-competitive at those schools unless you have some very unique and valuable experience. Being female is a plus, but it's not nearly to the degree of being an underrepresented minority - the classification of "Asian" would be a huge factor.

Keep in mind that most of these schools are not re-applicant friendly. If you put forth less than your best the first time around, it will be harder next year. You can try asking in the "accepted.com" forum below for more advice.
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650 even for a female is on the low side for those schools, especially if you are from one of the more competitive asian demographics. It is doable at a few of them if you have a very strong profile other than the GMAT but its late in the game to start applications this year anyways. At 26 you are at or below the averages for the schools so another holding off another year wouldn't hurt your chances.
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Take another few months to intensively prepare for retake #3 and aim for a 680~720. Use the additional time after the exam to work with a admissions consultant to craft a solid application for those schools. You are only 26, so don't cut yourself short.
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Thanks everyone for your advice. I've given it a lot of thought and I think I'm going to go for it! I'm come so far and it would be shame to wait another year. So I've started my essays and will try a crack at the GMAT again on 12/27! Busy December for me!
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Witchiegrlie
Thanks everyone for your advice. I've given it a lot of thought and I think I'm going to go for it! I'm come so far and it would be shame to wait another year. So I've started my essays and will try a crack at the GMAT again on 12/27! Busy December for me!


that's good to hear! depending on the programs you are planning to apply to i wouldn't be too hung up on a 650.. that's great that you have the motivation but don't forget to take care of yourself and take some time to enjoy the upcoming holidays! :)
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How did this turn out for you? Just happened to me :(
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