Sorry friends...I was out of this forum so couldn’t reply to many of you
On verbal -
I got greatly benefited by Powerscore and Aristotle..I think my reading habits must have helped as well...I was initially struggling with grammar but in the end a lot of practice helped
I think improvement from 35 to 40-42 is possible but from 30...38-40 is more reasonable target
On PHD/MiF
I’m only applying for LBS MiF and Oxford MFE...might apply to Princeton and MIT as well
In ideal scenario...PHD will happen only after 8-10 years