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In countries where automobile insurance includes compensation for whiplash injuries sustained in automobile accidents, reports of having suffered such injuries are twice as frequent as they are in countries where whiplash is not covered. Presently, no objective test for whiplash exists, so it is true that spurious reports of whiplash injuries cannot be readily identified. Nevertheless, these facts do not warrant a conclusion that has been drawn by some commentators: that in the countries with the higher rates of reported whiplash injuries, half of the reported cases are spurious. Clearly, in countries where automobile insurance does not include compensation for whiplash, people often have little incentive to report whiplash injuries that they actually have suffered.

In the argument given, the two boldfaced portions play which of the following roles?

The first boldface gives the factual pattern: whiplash reports are twice as frequent where insurance covers whiplash. The argument does not dispute this fact. Instead, it disputes one inference drawn from it, namely that half the reports in those countries are false. So the first is a finding whose implication is being debated, and the second is the author’s judgment that this particular inference is not warranted.

A. The first is a claim that the argument disputes; the second is a conclusion that has been based on that claim.

This is incorrect. The argument does not dispute the first boldface claim. It accepts the reporting difference but challenges what some commentators infer from it.

B. The first is a claim that has been used to support a position that the argument accepts; the second is a position that the argument rejects.

This is incorrect. The second boldface is not a position the argument rejects. It is the author’s own position.

C. The first is a finding whose accuracy is evaluated in the argument; the second is the judgment reached by the argument concerning the accuracy of the finding.

This is incorrect. The argument is not evaluating whether the first finding is accurate. It is evaluating what follows from that finding.

D. The first is a finding whose implications are at issue in the argument; the second is the judgment reached by the argument concerning one alleged implication.

This is correct. The first finding is used by some commentators to suggest that half the reported cases are spurious. The second boldface states the author’s judgment that this implication does not follow.

E. The first is a finding, the explanation of which is at issue in the argument; the second is an objection that has been raised against the explanation that the argument defends.

This is incorrect. The second boldface is not an objection raised against the author’s explanation. It is the author’s own rejection of the commentators’ conclusion.

Answer: (D)
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