Last visit was: 23 Apr 2026, 07:51 It is currently 23 Apr 2026, 07:51
Home
Messages
Tests
Schools
Events
Close
GMAT Club Daily Prep
Thank you for using the timer - this advanced tool can estimate your performance and suggest more practice questions. We have subscribed you to Daily Prep Questions via email.

Customized
for You

we will pick new questions that match your level based on your Timer History

Track
Your Progress

every week, we’ll send you an estimated GMAT score based on your performance

Practice
Pays

we will pick new questions that match your level based on your Timer History
Not interested in getting valuable practice questions and articles delivered to your email? No problem, unsubscribe here.
Go to My Error Log Learn more
Close
Request Expert Reply
Confirm Cancel
avatar
zbaboor
avatar
Joined: 29 Jun 2008
Last visit: 11 Jan 2010
Posts: 3
Own Kudos:
2
 [1]
Posts: 3
Kudos: 2
 [1]
MBA Credit Cards (to use while in Business School) 24 Jun 2009, 13:11
1
Kudos
Add Kudos
Bookmarks
Bookmark this Post
There is a very easy way to get an American Express as an international, assuming you already have one in your home country.


By using the Amex Global Transfer service you can use your prior payment and credit history with any Amex card you had anywhere in the world.
https://www.americanexpress.com/globaltr ... r_en.shtml



This is how I received a 10K Credit limit with NO credit history in the US.
User avatar
refurb
User avatar
Current Student
Joined: 28 Feb 2008
Last visit: 30 Oct 2013
Posts: 1,321
Own Kudos:
161
Given Kudos: 6
Schools:Tuck
Posts: 1,321
Kudos: 161
MBA Credit Cards (to use while in Business School) 24 Jun 2009, 13:26
Kudos
Add Kudos
Bookmarks
Bookmark this Post
zbaboor
There is a very easy way to get an American Express as an international, assuming you already have one in your home country.

By using the Amex Global Transfer service you can use your prior payment and credit history with any Amex card you had anywhere in the world.
https://www.americanexpress.com/globaltr ... r_en.shtml

This is how I received a 10K Credit limit with NO credit history in the US.
Show more

Wow! Good find! I never knew they did that.

RF
User avatar
Paradosso
User avatar
Joined: 04 Jan 2005
Last visit: 07 Feb 2011
Posts: 254
Own Kudos:
143
Given Kudos: 3
Location: Milan
Concentration: Technology, Entrepreneurship, VC
Schools:Wharton, LBS, UChicago, Kellogg MMM (Donald Jacobs Scholarship), Stanford, HBS
Posts: 254
Kudos: 143
MBA Credit Cards (to use while in Business School) 25 Jun 2009, 03:10
Kudos
Add Kudos
Bookmarks
Bookmark this Post
zbaboor
There is a very easy way to get an American Express as an international, assuming you already have one in your home country.


By using the Amex Global Transfer service you can use your prior payment and credit history with any Amex card you had anywhere in the world.
https://www.americanexpress.com/globaltr ... r_en.shtml



This is how I received a 10K Credit limit with NO credit history in the US.
Show more

Will you marry me?
avatar
zbaboor
avatar
Joined: 29 Jun 2008
Last visit: 11 Jan 2010
Posts: 3
Own Kudos:
2
 [1]
Posts: 3
Kudos: 2
 [1]
MBA Credit Cards (to use while in Business School) 29 Jun 2009, 09:41
1
Kudos
Add Kudos
Bookmarks
Bookmark this Post
This global transfer service is even better than I thought.

After receiving my SSN (just a few weeks ago) I called the AMEX customer service and asked them to report to my credit report using my newly received SSN. It turns out that they reported the long history of payments to my AMEX.

Look at your "member since" year on your AMEX card - they report all your payments from that year. I now have 700+ score and a good credit history in the US, who would have thougut.

There are a lot of bad things to say about AMEX, but this has totally surprised me.
User avatar
Paradosso
User avatar
Joined: 04 Jan 2005
Last visit: 07 Feb 2011
Posts: 254
Own Kudos:
143
Given Kudos: 3
Location: Milan
Concentration: Technology, Entrepreneurship, VC
Schools:Wharton, LBS, UChicago, Kellogg MMM (Donald Jacobs Scholarship), Stanford, HBS
Posts: 254
Kudos: 143
MBA Credit Cards (to use while in Business School) 29 Jun 2009, 12:28
Kudos
Add Kudos
Bookmarks
Bookmark this Post
This is way interesting, I have maybe 100k of expenses on my Amexes.

zbaboor, are you on a student visa? How did you get a SSN? Thanks!
avatar
zbaboor
avatar
Joined: 29 Jun 2008
Last visit: 11 Jan 2010
Posts: 3
Own Kudos:
2
Posts: 3
Kudos: 2
MBA Credit Cards (to use while in Business School) 01 Jul 2009, 21:15
Kudos
Add Kudos
Bookmarks
Bookmark this Post
I got that SSN years ago, when I was a kid my father was teaching in the US. We all received SSNs, mine is a weird SSN that is written on a card that says "not valid for employment" on it.

Today, without an SSN or special arrangements it's difficult to get a normal credit card in the US. if you are currently banking with a bank that is also operating in the US, you may be able to use your history with the bank to receive a bank backed credit card - I know that HSBC and UBS used to that and they might still be able to do that now.
User avatar
Paradosso
User avatar
Joined: 04 Jan 2005
Last visit: 07 Feb 2011
Posts: 254
Own Kudos:
143
Given Kudos: 3
Location: Milan
Concentration: Technology, Entrepreneurship, VC
Schools:Wharton, LBS, UChicago, Kellogg MMM (Donald Jacobs Scholarship), Stanford, HBS
Posts: 254
Kudos: 143
MBA Credit Cards (to use while in Business School) 02 Jul 2009, 00:39
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Thanks zbaboor,

as I am the recipient of a fellowship at Wharton, I am planning to get an ITIN to claim my fellowship as tax-exempt income: there's no need at all for this, but it will give me an ITIN to match my AmEx credit history to. It's that convoluted!
   1   2