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Scylas
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MoonShine
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kwam
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pelihu
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A 2.8 GPA is below the middle 80% for all top 10 schools. A GMAT score below the average will not cut it. I'd say you need at least a 700 to have even a long shot at a top 10, and probably a 730+ to be competitive. I have seen very few reports of success (basically none other than underrepresented minorities) where both GPA and GMAT are well below the averages for a school.

The rest of your profile looks alright, but a bit disjointed. You'll have to explain why you've jumped to like 5 different jobs in a span of 2-3 years. Also, keep in mind that most schools will give little to no credit for jobs held while you were a student. You'll have the opportunity to present your experience in your application.
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lhotseface
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One thing you may want to think about is that your work experience (even though it may be on the higher side for 22 year olds) will be compared against all applicants and not necessarily other 22 year olds. You may be classified as an early career applicant but the very few who actually get in have more quantifiable success stories or great pedigree.