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akashbolster
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I’ ll go with B.
A ) if they can fund preventive treatment and if it works , it will help lower the overall cost for all customers.
B) not sure how it will help the overall system ... hold
C) it will help solve the issue and will increase cost only for chronically ill
D)if the illness of chronically ill will need high cost of treatment , then it will increase the cost substantially
E)it will keep the coat separate . It somehow helps the company in taking a decision.

So will go with B


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Paras96
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b) Would the health care system as a whole profit from the insuring of people who are chronically ill?

This question is relevant because it considers the broader impact on the health care system, which can have implications for both the chronically ill and other customers.
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napolean92728
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The correct answer is (b) Would the health care system as a whole profit from the insuring of people who are chronically ill?
Reasoning:
This question is least relevant because the argument is concerned with the financial trade-off for the insurance companies, not the broader financial impact on the health care system. The argument focuses on how insurance companies need to balance the financial burden of insuring chronically ill individuals against providing low-cost insurance to all customers. Therefore, the financial implications for the system as a whole do not directly address the concerns about how the companies will manage their costs.

Now, let's look at why the other options are relevant:
  • (a) Could the insurance companies fund low-cost preventive treatment to lower the financial burden of the chronically ill?
    • This is relevant because it explores an alternative solution to the problem. If insurance companies could reduce the financial burden of the chronically ill through preventive care, they might be able to maintain low-cost insurance for all customers. This question addresses whether there are other ways to mitigate costs, which is central to the argument.
  • (c) Could the financial burden imposed by insuring the chronically ill be imposed only on those clients, rather than on the insurer’s other customers?
    • This is relevant because it addresses the core concern of the argument: whether the costs of insuring the chronically ill can be isolated from the costs borne by other customers. This is a key issue in balancing the interests of chronically ill individuals and other insured clients.
  • (d) Do the illnesses of the chronically ill necessitate high-cost treatment?
    • This is relevant because it addresses the basis of the problem. If the chronic illnesses require high-cost treatment, it directly impacts the financial burden the insurance companies face. Understanding the level of medical expenses involved is crucial in evaluating the argument.
  • (e) Could the insuring of the chronically ill be provided by a separate carrier, thereby not affecting the cost of insuring other customers?
    • This is relevant because it suggests a potential solution to the problem, where a separate insurance company could handle the chronically ill population. This would allow the primary insurer to maintain low-cost coverage for others while addressing the needs of the chronically ill in a different manner.
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Palash1207
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GMATNinja , pls explain this.
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