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3. One aspect of attending b-school that I am very excited about is the opportunity to experience a new part of the country and a different lifestyle as I have lived my whole life in Houston.

I'm guessing Rice University perhaps? And I would agree, it is a great school. I think you're profile is very strong for the schools you are looking at. Nothing on paper says you won't be competitive at those schools. Now its just about crafting strong stories and execution solid applications. You really need to be able to connect the dots on how your past experience translates to an MBA to get you to your short-term goal and ultimately your long-term goal. None of those connections can be weak or your goals essay won't make sense. Let me know if I can ever help since we are both here in Houston.
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3. One aspect of attending b-school that I am very excited about is the opportunity to experience a new part of the country and a different lifestyle as I have lived my whole life in Houston.

I'm guessing Rice University perhaps? And I would agree, it is a great school. I think you're profile is very strong for the schools you are looking at. Nothing on paper says you won't be competitive at those schools. Now its just about crafting strong stories and execution solid applications. You really need to be able to connect the dots on how your past experience translates to an MBA to get you to your short-term goal and ultimately your long-term goal. None of those connections can be weak or your goals essay won't make sense. Let me know if I can ever help since we are both here in Houston.

Great to hear from a fellow Houstonian! Typo on my part. I should have said that I have lived my whole life in TEXAS (although the vast majority has been in Houston).

+1 to both solaris and jb for taking the time to reply to my post. Thanks guys!
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You should be competitive at Kellogg and GSB if you present yourself well, Kellogg's essays probably give you a better chance to do that. McCombs should be a lock as long as you put a little effort in you application.

Your goals make a lot of sense, and I think that it will actually be a pretty big positive since the smaller consulting firms go to the big schools but they arent sought after like McK/Bain/BCG. They will know you will be able to easily reach that goal and it does make sense with your long term career goal which is a good thing.

You have 4 years experience so I think you should forget talking about any internships you had unless one had something extremely unique about it. Your GPA and GMAT are good enough for the top schools, and will be a plus at your safeties. You have experience that schools will like and enough EC's so that section wont look blank. Overall you stand a solid chance at your top 2, though its harder to tell this year with the increase in applications over the last few years.

Your list is a good one since it seems location is a big factor. One thing to remember is that most schols are very flexible about what you can take.. The only required classes are going to be the traditional business ones. Even places like GSB with no real core require you to take classes in certain areas, you just have more options. So you will be able to complete a finance major but take many other classes, at Kellogg it is common to have 3 majors.
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Thank you for the insightful reply river. +1 to you sir.
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Thanks to everyone who shared their input!