Profile Evaluation | Indian | Male | GMAT 730 and 640

Question

Hi, Request you to evaluate my profile for INSEAD, HEC, LBS, Chicago Booth, Yale, Cornell, Kellogg 1Y, Ross, Darden, NYU Stern, & IMD

GMAT Score
August 2018: Q48/V30/IR7/AWA5.5 Overall: 640
November 2018: Q49/V40/IR5/AWA5.5 Overall: 730

Professional Experience.  
The Hongkong and Shanghai Banking Corporation Limited (HSBC) 
Vice President and Relationship Manager – Commercial Banking (CMB) – Gujarat 01-2018 – Present

-Developing the Commercial Banking franchise in Gujarat in space of company having turnover upto USD100Mn
-Manage entire assets portfolio for the region and doubled the assets book within a year
-Evaluating creditworthiness of corporate clients and structure credit facility to help client meets its capital requirements 
-Consulting and supporting corporate clients in managing their cash flow by offering structured solutions for global liquidity and cash management, and global trade and receivables management 
-Liasoned with a Singapore office and HongKong office to provide regulartory support to a Global Corporate set its business in India
-Acquired five new assets relationship for the bank, crossing the USD75Mn yardstick in asset in first six months.

Yes Bank Limited, Ahmedabad, India 
Relationship Manager - Multinational Corporate Banking (MCB) - Gujarat 04/2016 – 01/2018
-Grew MCB department’s asset book from USD1Mn in 2016 to USD75Mn in 2018 and liability book from USD0.5Mn in 2016 to USD400Mn in 2018
-Acquired key relationships such as Suzuki Motors Gujarat, TBEA, Hitach, and Linde; managed relationships of India offices of Hubergroup, Salzgitter A G, Roquette, and Mexichem. 
-Established the relationships with 14 MNCs having a global turnover over USD 300Mn by providing structured solutions across treasury solutions, cash management, debts solutions, and international trade
-Evaluating and structuring the debt solutions for financing projects with products such as FCCB debentures, external commercial papers, convertible as well as non-convertible debentures, bonds, and long-term letter of credit financing. 
-Evaluated creditworthiness and reduced the credit exposure in an MNC having a global turnover of USD400Mn, safeguarding bank’s capital from getting stressed 
-Scoping opportunities to raise equity and debt solutions; pitching for advisory services to corporations to facilitate inorganic growth by mergers and acquisitions

Citibank N.A., Ahmedabad, India
Asst. Manager - Business Developer (BD) - Gujarat 09/2014 ‒ 04/2016 
-Acquired and built an asset book of Small and Medium Enterprises by 50% and adding clients in Agribusiness sector. 
-Acquired clients having annual turnover between USD10Mn and USD50Mn, and building the asset/liability book of the bank. 
-Built a customized forex solution for the SMEs to ensure transparency in FX and Forward rates. 
-Evaluating cash flows of the Small and Medium Enterprise and suggesting transaction banking products suitable for corporates and supporting them to move to a Digital platform, aligned with digital India initiative of Government of India. 
-Launched asset-backed debt solution, in which debt proposition of the corporate is evaluated within 48 hours post-application. Successfully financed an import of CAPEX machinery for the SME in Ahmedabad through this solution.
 
Awards & Achievements  
-Received the recognition from the Business Head of Multinational Corporate Banking of Yes Bank Limited for establishing a relationship with a large AAA rated MNC, Suzuki. 
-Selected and trained in HSBC office of Hong Kong about commercial banking products and strategy of HSBC for Asia Pacific region. 
-Commended by the Business Head of Business Banking, Commercial Banking for acting promptly on fire that broke out at plant of a client, safeguarding bank from a possible credit distress.

EDUCATION 
MBA/PGDRM - Institute of rural management anand (IRMA), India 
GPA-3.6

Bachelor of Engineering - GPA - 3.5 Gujarat technological university, India

LANGUAGE
English: Read, Write, Speak 
Hindi: Read, Write, Speak
Gujarati: Read, Write Speak

EXTRA-CURRICULAR 
-Founded IRMA Social Entrepreneurship Cell (ISEC) in 2012 with a vision to cultivate the seeds of entrepreneurship among IRMA fraternity. ISEC conceived three social ventures, and now has its own incubation centre
-Help Paryavanmitra.org, an NGO working for the urban poor women, to network with medium sized profitable enterprises in Ahmedabad and to build an association with them
-Elected SPOC for maintenance of facility infrastructure and services of the Ahmedabad office of HSBC 
-Co-heading the Gujarat Chapter of IRMA Alumni Association, and have successfully conducted Tea with Alumni, Chapter meets, and Annual Chapter Meet. 
-Engaging in social treks, cycling treks, and fitness treks in Ahmedabad and Vadodara.

Post MBA Goals:  
My short-term goal is to work at a global strategy consulting firm such as McKinsey or BCG, which are at the forefront of business strategy development and best business practice thought leadership. More particularly, I am interested in BFSI consulting in a global financial hub such as London, Hongkong, Singapore, or Dubai with a long-term view to becoming a Senior Partner and a Subject Matter Expert in a global strategy consulting firm, managing client relationships in either APAC or EMEA

MG4MBACrystalBall · Answer

A few reflections on your profile  NikGujju :
 
  The academic arc looks decent. I am assuming you did your MBA right after undergrad? The GMAT improvement is great, however, the score might be about average (maybe even a tad below) compared to the Indian peer group at many colleges you are targeting. 
  For reasons mentioned  here , we do not speculate on school selection. That being said, for INSEAD and other European programs, international experience matters; read  here .  
  Your profile profile looks good and the association with global brands will be useful. The transition from that into consulting, that too at a higher than average age profile (?) might be a bit tough to manage/justify. Think about how you'll present the case forcefully as this is going to be a singularly important aspects of the candidature. 
  The ECs look pretty solid and the continuity is good there. Make sure you leverage that well.

Hope this helps some.

Cheers,

GeneralEducation · Answer

Hi NikGujju,

Firstly, apologies for late reply. let's have some quick inputs on your Profile.

Congrats on such good improvised results on your GMAT within a short period of time. With a 730 GMAT score, you can target most of the top tier1 B Schools. Having said that, even with 750+ Can can't buy you an interview invites from Adcom.

Work Experience – You have got good and diverse work experience. It is important to not just retell the job profile that you have. It is also essential to showcase the achievements, awards initiatives you have taken, the awards you have received etc. Having such International work profile, would be a bait to impress the Adcom in the essay.
Education – This is something no one do anything about. It would be helpful to mention your standing in your batch if your GPA is not on a scale of 4.0
An optional essay can be a good place to address this and tell some reasons that affected your performance.

Extra Curricular – You seem to have good extracurricular activities. Building an entrepreneurship cell, helping the poor women through an NGO, engaging in social activities would be great to present to the Adcom. It makes impression on you if you have all your extra curriculum activities in papers, to bring them out effectively in your essays.

Essays: This is the section of the application that is in your control and typically carries a lot of weight in the final decision. You need to ensure that you chose the right stories for the questions asked and differentiate yourself from the rest not only in the stories but also in the way you present them.

Finally, we could help you in a better way if you can answer the following questions.

1. Are you targeting 1 year or 2-year programs?
2. Do you have any specific geography or dream B-Schools in Mind?

You can " Click here " to evaluate your profile for free and to know the chances for B -Schools.

PersonalMBACoach · Answer

Thank you for your profile post. While you can take all of this with a grain of salt as it is based on the stats and info you provided only, I think you have a good range here. Reaches: Booth, Yale, INSEAD, Ross, Darden -- good schools to target though the GMAT score is not amazing for your competitive set and also the 2nd MBA hurts your chances a bit Targets: HEC, LBS, Cornell, Kellogg 1Y, Stern, IMD Overall the work experience is good and should prepare you well, though nothing about the experience truly separates you from others. I have to ask, would you consider retaking the test again or no? If you did then we could increase the chances of getting in even more. Reach out if you want to learn about our unique consulting approach. Read our latest article about rankings: https://www.personalmbacoach.com/blog www.personalmbacoach.com

Profile Evaluation | Indian | Male | GMAT 730 and 640

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