Hi there,
The GPA is going to be a challenge for sure (and I think it will make Wharton too much of a long shot unfortunately) but the GMAT certainly helps to outweigh it & ideally the specifics of your work experience will as well. A lot will depend on the quality of your accomplishments in your career, but unfortunately it can be tough to have achieved quantifiable results when you're in an analyst role just by nature of the job. Ideally the adcom wants candidates who have made meaningful impact (e.g., driving increases in revenue or decreases in cost, launching a profitable new product, etc) . Strong accomplishments at work will also help you point to the fact that that experience is a better indicator of your abilities than the GPA is. Is there anything in particular you can use the explain the low GPA like financial or medical issues that impacted your ability to do your best in school? If it's just about time management and poor judgement than that's not ideal but it's not a deal breaker. You'll need to own up to it in the optional essay (and you can see some thoughts we have on this subject here:
https://admissionado.com/blog/mba/the-t ... a-low-gpa/)
In terms of target schools, it's hard to say for certain without knowing more about you & the specifics of your accomplishments but I think you have a solid list given your GMAT & what you shared here. You're just going to want to make sure every other part of your application really shines so you allay any concerns they have about that GPA.
If you need any help thinking through your strategy or your story definitely reach out to us. If you email Claudia at
claudia@admissionado.com she can set you up with a free consultation with an MBA consultant who can take a look at your resume & give you some more targeted thoughts!