Recent research cited in The Wall Street Journal suggests that families who
save money regularly and
adhered to a monthly budget were at a reduced risk of experiencing a home foreclosure during prolonged periods of unemployment .Save must be parallel to adhere. A and C out.
Among B, D, and E.
(B) adhere to a monthly budget are at a reduced risk of experiencing a home foreclosure during a period of unemployment
that is prolonged in nature. (just "Prolonged unemployment" Would have stated same meaning) unnecessarily wordy (B out)
(D)
adhere to a monthly budget
have a reduced risk of experiencing a home foreclosure during prolonged periods of unemployment. (Consice, no verb error) Correct.
(E) adhere to a monthly budget
had a reduced risk of experiencing a home foreclosure during prolonged periods of unemployment. (Is the risk higher now? But the sentence points towards low risk not high risk. plus no simple past tense is present) (E out)
Answer is D
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