You have a pretty impressive profile, here are few strengths:
Penn state is well-renowned name worldwide and it definitely is an add on to your application.
Apart from this your leadership experiences and your finance internship, they can be the bedrock for a good application.
As for your target schools, USC and Vanderbilt have a good reputation but also are quite competitive so make sure that you spend enough time perfecting your Essay and application.
Apart from your targeted schools, you can also try your luck in other Top B-Schools that offer good Masters in Finance programs:
Sloan School of Management, MIT
Brandeis International Business School, Brandeis University
Bendheim Center for Finance, Princeton University
University of Illinois
Carroll School of Management, Boston College
Robert H. Smith School of Business, University of Maryland, College Park
With a GMAT score of 700 you can easily aim for top15 M.fin Universities including you including you targeted one.
Hope this Helps!
Also, To get a better idea of your profile you can check out this profile evaluation link below to know about your chances at your target schools:
https://mim-essay.com/profile-evaluation?gcf