Will Citi get split up- sure...
Will CitiAssist get sold to someone else- sure...
Will Citi face more losses- sure...
Will Citi hire fewer people- sure...
Will Citi recruit less from b-schools- Sure..
Will Citi get bankrupt-that will be a huge deal IMO. If Citi does go bankrupt, we will have bigger problems than our loans I think. As Saurabh pointed out, its balance sheet is HUGE. Some of the goverments and sovereign investment funds will go belly up.
So...dont think it is ever going to happen (but then, never say never). But even then, even if Citi goes BK, how does it impact our loans? we can all take free money