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# Controversial mortgage laws passed last year state that, if at any poi

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Joined: 08 Nov 2008
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Controversial mortgage laws passed last year state that, if at any poi  [#permalink]

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Updated on: 04 Dec 2018, 04:34
3
19
00:00

Difficulty:

65% (hard)

Question Stats:

48% (00:43) correct 52% (00:44) wrong based on 1650 sessions

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Controversial mortgage laws passed last year state that, if at any point during the maturation period of the loan the person in whose name it is taken is not able to meet the payments, that person’s spouse will have responsibilities that include paying the balance.

(A) will have responsibilities that include paying

(B) will be responsible to pay

(C) is responsible to pay

(D) will be responsible for paying

(E) is responsible for paying

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Originally posted by tenaman10 on 22 Jul 2009, 18:32.
Last edited by Bunuel on 04 Dec 2018, 04:34, edited 2 times in total.
Renamed the topic and edited the question.
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Re: Controversial mortgage laws passed last year state that, if at any poi  [#permalink]

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22 Jul 2009, 22:09
19
5
IMO D

This is a hypothetical "If...then..." clause. (Note: then is optional in the sentence)
When we want to predict something conditional about the future, we can use the present tense in the if clause and will + the base form of the verb in the result clause.
Thus option C and E are out for using "is" instead of "will".

The correct Idiom is "Responsible for" and NOT "Responsible to". E.g I'm responsible for my low gmat scores.
Thus option B and C is out for using incorrect idiom "Responsible to".

Option A is wordy and awkward.
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Re: Controversial mortgage laws passed last year state that, if at any poi  [#permalink]

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22 Jul 2009, 22:51
2
sure, the idiom is "responsibility to" and not "responsible to".
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Re: Controversial mortgage laws passed last year state that, if at any poi  [#permalink]

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23 Jul 2009, 00:45
3
irajeevsingh wrote:
sure, the idiom is "responsibility to" and not "responsible to".

irajeevsingh wrote:
Should be B.

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Re: Controversial mortgage laws passed last year state that, if at any poi  [#permalink]

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06 Jul 2010, 23:01
1
2
Good summary...

I incorrectly picked B also. Must memorize idiom:

responsibility to
and
responsible for
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Re: Controversial mortgage laws passed last year state that, if at any poi  [#permalink]

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09 Aug 2010, 08:43
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3
very good question. I fell for B because I didnt know the idioms.

The correct idioms are;

"responsible for" --> The termites were responsible for the damage
"responsibility to" --> It was his responsibility to take care of himself.

Hence D.
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Re: Controversial mortgage laws passed last year state that, if at any poi  [#permalink]

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12 Aug 2010, 05:42
1
1
idiomatic

"responsible to" refers to people, e.g. The company should be responsible to its clients all the time.
"responsible for" refers to actions/things, e.g. Members who post questions on gmatclub are responsible for providing the official answers.
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Re: Controversial mortgage laws passed last year state that, if at any poi  [#permalink]

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26 May 2016, 08:12
1
1
Pranshumittal wrote:
Controversial mortgage laws passed last year state that, at any point during the maturation period of the loan, if the person in whose name the loan is taken is not able to make the payments, that person’s spouse will have responsibilities that include paying the balance.

A)will have responsibilities that include
B) will be responsible to pay
C) is responsible to pay
D) will be responsible for paying
E) is responsible for paying

Why B is Incorrect

Hi,

you are 'responsible to' someone or somebody.... that means you are controlled or answerable to someone..

whereas resposible for someone or somebody means to take care /control of someone............
and responsible for 'doing something'.. this is the usage in this Q...

So D is correct and B is wrong for unidiomatic usage of responsible to
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Re: Controversial mortgage laws passed last year state that, if at any poi  [#permalink]

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29 Mar 2017, 20:58
1.Be responsible for something or carrying out an action.

For example,
We are responsible for ensuring delivery of the program. (an action)
We are responsible for the program. (a specific thing)

2.Be responsible to a person or group of people.
For example,
We are responsible to our clients (group of people) for the program.

Ans D
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Re: Controversial mortgage laws passed last year state that, if at any poi  [#permalink]

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04 Dec 2018, 04:34
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Re: Controversial mortgage laws passed last year state that, if at any poi &nbs [#permalink] 04 Dec 2018, 04:34
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