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May 0408:30 AM PDT
-09:30 AM PDT
A low GMAT score does not automatically end your MBA admission chances. Every year, top business schools admit candidates whose GMAT scores fall below the class average — not because the score doesn’t matter, but because the rest of the application....
May 0507:00 PM EDT
-08:00 PM EDT
In this live 60-minute masterclass, How to Get Ahead of MBA Recruiting Now, we’ll walk through the four biggest mistakes incoming MBAs make and how to avoid them so you’re not scrambling to catch up once recruiting begins.
May 0710:00 AM EDT
-10:30 AM EDT
Sia Admissions Founder Susan Berishaj is covering this live on YouTube, May 7: how admissions committees actually evaluate goals statements, who is in the room, and why the goals statement most applicants submit wouldn't survive that conversation.- May 08
08:00 AM PDT
-08:30 AM PDT
Join the special YouTube live-stream for selecting the winners of GMAT Club MBA Scholarships sponsored by Juno live. Watch who gets these coveted MBA scholarships offered by GMAT Club and Juno.
Tarangagarwal
Joined: 26 Apr 2020
Last visit: 26 May 2021
Posts: 1
Given Kudos: 3
Location: India
Schools: Harvard '23 (WD)
GMAT 1: 720 Q49 V39
GPA: 3.46
22 Nov 2020, 08:13
Kudos
Bookmarks
Hi,
Is it too late to start working on MBA application?
To give you a brief profile
Indian citizen.
Female
Work experience
I have been working in the Private credit space for the past eight years. I have worked extensively on financial due diligence, preparation of financial model, preparation of credit investment memo and transaction structuring. My work experience constitutes 4 years of Credit research work for US-based Private credit funds, 1 year of working as Co-Founder for a Fintech startup and past 4 years as Sell-Side Investment Banker, primarily focusing on Private Credit.
Education
I have a CFA charter, MBA from Nirma University and Bachelor's in engineering from BIT
I took Gmat and scored 720. I am hoping to retake the exam in next 10 days and try to score atleast 740.
Post MBA goals
Join a US credit fund active in HY private credit or join a bulge bracket bank
Regards,
Tarang
Is it too late to start working on MBA application?
To give you a brief profile
Indian citizen.
Female
Work experience
I have been working in the Private credit space for the past eight years. I have worked extensively on financial due diligence, preparation of financial model, preparation of credit investment memo and transaction structuring. My work experience constitutes 4 years of Credit research work for US-based Private credit funds, 1 year of working as Co-Founder for a Fintech startup and past 4 years as Sell-Side Investment Banker, primarily focusing on Private Credit.
Education
I have a CFA charter, MBA from Nirma University and Bachelor's in engineering from BIT
I took Gmat and scored 720. I am hoping to retake the exam in next 10 days and try to score atleast 740.
Post MBA goals
Join a US credit fund active in HY private credit or join a bulge bracket bank
Regards,
Tarang
22 Nov 2020, 16:53
Kudos
Bookmarks
Hi Tarang,
no, it's not too late to start working on MBA applications. You still have about 6-8 weeks to make it to most Round 2 deadlines, so there is still plenty of time.
As for an evaluation of your profile, we would need to know the schools you are targeting. It would also help to have more detail about your work experience. Feel free to email me your resume at [email protected].
In any case, given that you have 8-9 years of work experience and an MBA, I assume you are in your early 30's. If I'm correct, this would put you on the older side for Top MBA programs in the US. But you would be within the range for European programs. But top European schools like INSEAD and LBS require international experience. Do you have any?
As for GMAT, the rule of thumb for Indian applicants is to score at least 20-30 points above the schools' average, so if you're targeting Top US schools (e.g. M7), try to score at least 750.
Thank you very much.
Warm regards
Alex
no, it's not too late to start working on MBA applications. You still have about 6-8 weeks to make it to most Round 2 deadlines, so there is still plenty of time.
As for an evaluation of your profile, we would need to know the schools you are targeting. It would also help to have more detail about your work experience. Feel free to email me your resume at [email protected].
In any case, given that you have 8-9 years of work experience and an MBA, I assume you are in your early 30's. If I'm correct, this would put you on the older side for Top MBA programs in the US. But you would be within the range for European programs. But top European schools like INSEAD and LBS require international experience. Do you have any?
As for GMAT, the rule of thumb for Indian applicants is to score at least 20-30 points above the schools' average, so if you're targeting Top US schools (e.g. M7), try to score at least 750.
Thank you very much.
Warm regards
Alex
02 May 2026, 07:53
Kudos
Bookmarks
Hi everyone,
I would really appreciate an honest and realistic profile evaluation for MBA/MiF programs.
Background:
- Education: B.A. (Hons) Economics (3-year program), graduated in 2022 in India
- GPA: 2.72/4 (lower primarily due to COVID period disruptions)
Test Scores:
- GMAT: 675 (Q86, V85, DI80)
Work Experience:
- ~3.5 years as a Credit Analyst
- Worked on credit analysis projects with large financial institutions through my current firm
Additional Context:
- 10-month gap in my profile due to health issues
Post-MBA Goals:
- Finance/ strategy roles target towards Venture Capital(still refining between MBA vs MiF depending on fit)
Target Schools:
- HEC Paris (MiF/MBA)
- INSEAD (MBA)
- ESSEC Business School (MiF)
Main Questions:
1. Given my low GPA, do I have a realistic shot at HEC, or would it be too ambitious even with a 675 GMAT?
2. For January 2027 intake, would I still be competitive for scholarships if I apply, or am I already late in the cycle?
3. Any suggestions on school selection (reach/target/safe) based on my profile?
4. Can I still apply for MIF programmes or am I too old for it? (i'll be turning 26 soon.)
I’ve spoken to a few consultants and received mixed feedback—some say HEC is possible, while others have ruled it out entirely. I’m trying to get a more grounded perspective from this community.
Thanks in advance for your help!
I would really appreciate an honest and realistic profile evaluation for MBA/MiF programs.
Background:
- Education: B.A. (Hons) Economics (3-year program), graduated in 2022 in India
- GPA: 2.72/4 (lower primarily due to COVID period disruptions)
Test Scores:
- GMAT: 675 (Q86, V85, DI80)
Work Experience:
- ~3.5 years as a Credit Analyst
- Worked on credit analysis projects with large financial institutions through my current firm
Additional Context:
- 10-month gap in my profile due to health issues
Post-MBA Goals:
- Finance/ strategy roles target towards Venture Capital(still refining between MBA vs MiF depending on fit)
Target Schools:
- HEC Paris (MiF/MBA)
- INSEAD (MBA)
- ESSEC Business School (MiF)
Main Questions:
1. Given my low GPA, do I have a realistic shot at HEC, or would it be too ambitious even with a 675 GMAT?
2. For January 2027 intake, would I still be competitive for scholarships if I apply, or am I already late in the cycle?
3. Any suggestions on school selection (reach/target/safe) based on my profile?
4. Can I still apply for MIF programmes or am I too old for it? (i'll be turning 26 soon.)
I’ve spoken to a few consultants and received mixed feedback—some say HEC is possible, while others have ruled it out entirely. I’m trying to get a more grounded perspective from this community.
Thanks in advance for your help!
