Hi
KarishmaBThanks for getting back. I have a follow up in Doubt 2)
Doubt 2)
In option D) The rate of automobile fatalities in states that do not have mandatory seat belt laws is greater than the rate of fatalities in states that do have such laws.
It can also be the case that in the states where the seat belt laws are not mandatory, some people choose to wear belts. In that scenario, it can be the case that people who choose not to wear belts cause harm to : [people wearing the belts + people not wearing the belts + passerbys].
Doubt 2a
As per you, injuries for passerbys are same for both the scenarios and we can ignore it. However, I am still not convinced here. What if people not wearing seatbelts drive recklessly and cause more injuries.
Doubt 2b
But what about the injuries caused to [people wearing the belts] by [people not wearing the belts]. This would be considered as "others" right? Or is it a jump in inference to say that [people wearing the belts] will be affected in this case?
KarishmaB
Doubt 1)
In option B) Automobile insurance rates for all automobile owners are higher because of the need to pay for the increased injuries or deaths of people not wearing seat belts.
how do we know that we have to consider financial harm as well? The passage mentions harm and my thinking was to consider only bodily harm and not other kinds of harms hence I rejected it
Harm doesn't mean only bodily harm. It can be any kind of harm. Besides, what else can be the answer? No other option is relevant. Only this option discusses financial harm to others and since we are looking for harm caused to others, this has to be the answer.
Doubt 2)
In option D) The rate of automobile fatalities in states that do not have mandatory seat belt laws is greater than the rate of fatalities in states that do have such laws.
Why are we saying that "People not wearing seat belts are harming themselves. The argument says that is acceptable." The argument says that "
people have the right to take risks as long as people do not harm others as a result of taking the risks." does "others" not include other people not wearing the seatbelts themselves? We can also think it like, an automobile driver not wearing a seatbelt harming a passerby. Would this statement not help in weakening the impact here? We need to understand and deduce what is reasonable. The only role of a seat belt is in deciding how much bodily harm is faced by the person in the car when the car is involved in an accident. The harm caused to an outsider on the street is the same irrespective of whether the driver was wearing a seat belt or not. A seta belt will not save a pedestrian. So by not wearing a seat belt, the driver is only risking himself, not the person on the street. The person on the street faces the exact same risk, whether the driver wears a seatbelt or not. The rate of fatalities increase because the people in the car face higher risk. Hence option (D) is irrelevant.