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Stealthz3r
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pintukr
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Rashie1
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TutelageXMentor
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Hi !

You should specify which are the schools you are targeting. Moreover, your academic details are not given, hence difficult to suggest.

However, you must try to cross 650 or so to remain competitive.

Thanks

Stealthz3r
What should my target GMAT score be?
Academics

  • 10th: 8.6 CGPA
  • 12th: 84%
  • Bachelor of Management Studies: 7.0 CGPA
Work Experience
  • Currently working in catastrophe modeling at AXA XL
  • Will have 4+ years of experience by next March
  • Also freelanced on art and 3D projects during COVID, along with an internship in the same field before my current job
Certifications
  • PMP Silver Level
Extracurriculars
  • State-level football player
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ISBeacon
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Stealthz3r
Academics
  • 12th: 84%
  • Bachelor of Management Studies: 7.0 CGPA
Which college did you graduate from?

Slightly modest grades; target 685+ on the GMAT.
--
Ashish
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GradOcean
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Hi,

Considering you will have close to 4 years of work experience by next March, you would be eligible for programs like ISB, IIMA PGPX, IIMK PGP-BL, IIMM MBA, IIMU MBA GSCM/DEM, SPJIMR PGPM, and XLRI PGDM GM.

I would strongly recommend spending some time refining your post-MBA goals, as greater clarity around your intended career path will significantly strengthen your applications.

In terms of test scores, you should ideally target a GMAT FE score around 675 for ISB. While the average for the one-year IIM programs is typically a bit lower, aiming for 645+ would still keep you competitive across programs.

All the Best!

Happy to connect if you’d like to discuss your profile in more detail.

[color=#000000]Website: Gradocean.in
Email: [color=#006597][email protected]
[/color]
Phone: +91-9892714308[/color]


Stealthz3r
What should my target GMAT score be?
Academics

  • 10th: 8.6 CGPA
  • 12th: 84%
  • Bachelor of Management Studies: 7.0 CGPA
Work Experience
  • Currently working in catastrophe modeling at AXA XL
  • Will have 4+ years of experience by next March
  • Also freelanced on art and 3D projects during COVID, along with an internship in the same field before my current job
Certifications
  • PMP Silver Level
Extracurriculars
  • State-level football player
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CrackAdmission
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Dear Stealthz3r,

Please find below my evaluation of your profile:

Strengths
  • Catastrophe modeling at AXA XL is a niche, high-value domain. This positions you well in risk and insurance-focused programs
  • The creative freelance background (art + 3D) during COVID shows initiative and entrepreneurial thinking outside corporate structure
  • PMP at an early career stage signals structured thinking and delivery mindset
Areas to Work On
  • No evidence of leadership in the form of managing people, leading projects, or driving organizational change
  • Career story feels flat : 4 years in one role without visible growth, promotions, or expanding scope is a red flag
  • Football stays in school, nothing post-college; suggests extracurricular engagement died after graduation
  • Academics show a declining trend : 8.6 to 84% to 7.0 CGPA needs to be addressed proactively
Recommendation
  • Build a compelling "scope expansion" narrative within AXA XL; client exposure, model ownership, cross-team projects
  • Think of a compelling story from your work such as : How do insurers price premiums when COVID, wars, embargoes, silicon shortage etc. make historical catastrophe data irrelevant for future risk?
  • Pursue one leadership role outside work immediately. It can be mentorship, industry association, community initiative, forming and contributing to a niche interest specific group etc.
  • As far as GMAT is concerned, aim for 675+

I am an ISB Alum, CO15, and have been mentoring applicants crack ISB, IIMs and global MBA programs for last 8+ years. Feel free to reach out to seek guidance as and when you are ready.

Cheers and wish you all the very best !!
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admitStreet
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Stealthz3r - some more details can help assess better e.g. undergrad university, nature of your role(s), key projects, any progressions/ promotions?, directional career goals.

While there's no magic score, aiming for a 675-685+ with a balanced sectional split would be ideal for ISB and IIM's.

Regards,
Arvind
Founder, admitStreet | Request a free profile evaluation
W: https://admitstreet.com | LinkedIn | E: [email protected]


Stealthz3r
What should my target GMAT score be?
Academics

  • 10th: 8.6 CGPA
  • 12th: 84%
  • Bachelor of Management Studies: 7.0 CGPA
Work Experience
  • Currently working in catastrophe modeling at AXA XL
  • Will have 4+ years of experience by next March
  • Also freelanced on art and 3D projects during COVID, along with an internship in the same field before my current job
Certifications
  • PMP Silver Level
Extracurriculars
  • State-level football player
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Stealthz3r
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Last visit: 01 Sep 2026
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I have done my undergrad from the university of Delhi.

I work at AXA XL in catastrophe modeling, where I model potential losses for insurance and reinsurance portfolios during quote and binder workflows. My work helps underwriters evaluate the financial impact of catastrophic events like hurricanes, floods, and earthquakes before policies are finalized, using tools like RMS and Moody’s UnderwriterIQ.
Over the past few years, my responsibilities have expanded beyond technical modeling. I audit other analysts’ modeling work to ensure accuracy and consistency, mentor junior analysts on workflows and modeling standards, and regularly communicate with stakeholders to identify inefficiencies and improve processes across the team.
additionally, I was promoted to Senior Analyst after my second year.




TutelageXMentor
Hi !

You should specify which are the schools you are targeting. Moreover, your academic details are not given, hence difficult to suggest.

However, you must try to cross 650 or so to remain competitive.

Thanks



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Stealthz3r
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I forgot to mention that I was a part of my college football team as well and I still actively play and swim.

Here is a description of my role:
I work at AXA XL in catastrophe risk analytics, where I model potential losses for insurance and reinsurance portfolios during quote and binder workflows. My work helps underwriters evaluate the financial impact of catastrophic events like hurricanes, floods, and earthquakes before policies are finalized, using tools like RMS and Moody’s UnderwriterIQ.
Over the past few years, my responsibilities have expanded beyond technical modeling. I audit other analysts’ modeling work to ensure accuracy and consistency, mentor junior analysts on workflows and modeling standards, and regularly communicate with stakeholders to identify inefficiencies and improve processes across the team.
I was promoted to Senior Analyst after my second year.


CrackAdmission
Dear Stealthz3r,

Please find below my evaluation of your profile:

Strengths

  • Catastrophe modeling at AXA XL is a niche, high-value domain. This positions you well in risk and insurance-focused programs
  • The creative freelance background (art + 3D) during COVID shows initiative and entrepreneurial thinking outside corporate structure
  • PMP at an early career stage signals structured thinking and delivery mindset
Areas to Work On

  • No evidence of leadership in the form of managing people, leading projects, or driving organizational change
  • Career story feels flat : 4 years in one role without visible growth, promotions, or expanding scope is a red flag
  • Football stays in school, nothing post-college; suggests extracurricular engagement died after graduation
  • Academics show a declining trend : 8.6 to 84% to 7.0 CGPA needs to be addressed proactively
Recommendation

  • Build a compelling "scope expansion" narrative within AXA XL; client exposure, model ownership, cross-team projects
  • Think of a compelling story from your work such as : How do insurers price premiums when COVID, wars, embargoes, silicon shortage etc. make historical catastrophe data irrelevant for future risk?
  • Pursue one leadership role outside work immediately. It can be mentorship, industry association, community initiative, forming and contributing to a niche interest specific group etc.
  • As far as GMAT is concerned, aim for 675+

I am an ISB Alum, CO15, and have been mentoring applicants crack ISB, IIMs and global MBA programs for last 8+ years. Feel free to reach out to seek guidance as and when you are ready.

Cheers and wish you all the very best !!
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GyanOne
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Stealthz3r You're asking the score question, but the more interesting tension in your profile is that catastrophe modeling at AXA XL is a genuinely uncommon background in the Indian one-year applicant pool, and that should shape how you think about the target, not just the number itself.

- On the score, treat Focus 675 as your real anchor for ISB and IIM A PGPX, not 645. A 645 (roughly Classic 700) keeps you in the conversation, but with a 7.0 undergrad CGPA from a BMS program, the GMAT is doing double duty as both a competence signal and an academic-rigor signal. You want the score working for you, not just neutralising the academics.
- IIM A PGPX in particular is realistic for you only if you frame yourself as a 4+ year applicant in a class where the average is closer to a decade. That means the application has to lean hard on depth of role, not breadth of years. Cat modeling is technical and quantitative, so play that up rather than apologising for the timeline.
- ISB reads the BMS plus 7.0 differently than IIM A does. ISB is more forgiving on undergrad if the test score and work narrative are sharp, which is why pushing toward Focus 685 matters more for ISB than chasing eligibility for the IIMs.
- The PMP and the COVID-era art and 3D work are more useful than you probably think, but only if you connect them to a coherent post-MBA goal. Right now they read as interesting fragments. In my experience, adcoms reward fragments that resolve into a thesis.

Lock the post-MBA goal first, then reverse-engineer the score target. If you can credibly aim at insurance-tech, risk analytics, or climate-risk consulting post-MBA, your profile suddenly looks pointed rather than scattered.

Stealthz3r
What should my target GMAT score be?
Academics

  • 10th: 8.6 CGPA
  • 12th: 84%
  • Bachelor of Management Studies: 7.0 CGPA
Work Experience
  • Currently working in catastrophe modeling at AXA XL
  • Will have 4+ years of experience by next March
  • Also freelanced on art and 3D projects during COVID, along with an internship in the same field before my current job
Certifications
  • PMP Silver Level
Extracurriculars
  • State-level football player
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