Stealthz3r You're asking the score question, but the more interesting tension in your profile is that catastrophe modeling at AXA XL is a genuinely uncommon background in the Indian one-year applicant pool, and that should shape how you think about the target, not just the number itself.
- On the score, treat Focus 675 as your real anchor for ISB and IIM A PGPX, not 645. A 645 (roughly Classic 700) keeps you in the conversation, but with a 7.0 undergrad CGPA from a BMS program, the GMAT is doing double duty as both a competence signal and an academic-rigor signal. You want the score working for you, not just neutralising the academics.
- IIM A PGPX in particular is realistic for you only if you frame yourself as a 4+ year applicant in a class where the average is closer to a decade. That means the application has to lean hard on depth of role, not breadth of years. Cat modeling is technical and quantitative, so play that up rather than apologising for the timeline.
- ISB reads the BMS plus 7.0 differently than IIM A does. ISB is more forgiving on undergrad if the test score and work narrative are sharp, which is why pushing toward Focus 685 matters more for ISB than chasing eligibility for the IIMs.
- The PMP and the COVID-era art and 3D work are more useful than you probably think, but only if you connect them to a coherent post-MBA goal. Right now they read as interesting fragments. In my experience, adcoms reward fragments that resolve into a thesis.
Lock the post-MBA goal first, then reverse-engineer the score target. If you can credibly aim at insurance-tech, risk analytics, or climate-risk consulting post-MBA, your profile suddenly looks pointed rather than scattered.
Stealthz3r
What should my target GMAT score be?
Academics- 10th: 8.6 CGPA
- 12th: 84%
- Bachelor of Management Studies: 7.0 CGPA
Work Experience- Currently working in catastrophe modeling at AXA XL
- Will have 4+ years of experience by next March
- Also freelanced on art and 3D projects during COVID, along with an internship in the same field before my current job
CertificationsExtracurriculars- State-level football player