Candidate X: Liability insurance protects individual targets of suits from having to pay for damages if a judgment of liability is rendered against them.
>> Liability insurance would prevent the insured from paying heavy damages in case damage charges are imposed by lawsuits.
This form of insurance should be outlawed
>>Conclusion
because juries would render more fair and reasonable awards to injured parties if the jurors knew there would be no insurance company paying for the damages.
>> there would be more fair and reasonable judgment if jury knows there is no insurance company to pay for the damages.
>> if jury knows there is insurance company they may or may not pay too much attention, but if they know there is no insurance company that can pay damages to injured parties then they would focus to avoid any wrong judgment.
Assumption:
I need some statement that can fill the gap and makes my conclusion support and should be true as per argument.
Prethinking: the information of insurance company plays some role in judgement .
Which of the following is an assumption made in drawing the conclusion above?
(A) Insurance companies charge unreasonable premiums for liability insurance.
>> I am looking for answer choices that has some relation with judgement decisions; not based on premiums
(B) People would be less likely to sue in court for damages if they knew they would get small awards.
>> they may or may not get small or big awards. This option doesn’t help me to support the conclusion
(C) At present, insurance companies do not pay for damage awarded to the injured party in a nonjury trial.
>> I am not concerned about non-jury trial
(D) At present, juries do not always render awards based solely on an estimate of damages suffered by injured parties.- CORRECT
>>as I mentioned, jury makes decision based on informaiton of insutance companies. So if I assume that awards are not based on damages estimation then it makes sense . because if jury knows that it has no insurance company then whether damage is small or big they will still pay attention.
(E) At present, juries are not informed enough to judge liability suits fairly.
>> we are not told what is the status now. We are evaluation cause and effect relationship. This option weakens the argument.