Your GMAT of 615 is indeed on the lower side for these competitive French MiF/MSc Finance programs, especially as an Indian male applicant (a highly over-represented demographic where many peers submit 655+ scores, and often CFA L2/L3 for extra edge)
A 615 can hurt your competitiveness(particularly in over-rep pools)since adcoms use it heavily for quant readiness and to benchmark against similar applicants. That said, your CFA Level 1 + solid US bachelor's + boutique PE internship + large insurance internship + current GCC strategy consulting role provides meaningful offsets (professional maturity, finance relevance, international exposure stand out). Many similar profiles still get admits if essays, recommendations, and interviews demonstrate strong fit and storytelling
Later rounds do hurt!!!! --> Fewer seats remain, scholarships are scarcer, and quotas for internationals/Indians often fill earlier, intensifying competition from waitlisted or higher-scoring applicants
Realistic shot remains (especially ESCP in current R2 window), but the GMAT is a notable weakness—> your strengths can compensate, not fully erase it. Apply broadly (add SKEMA likely higher odds) and consider a quick retake if deadlines allow for a boost