The background for Fuqua happens once you are admitted. So if you pay a deposit and they then find out you lied through the background check, you're out your deposit. Them's the breaks.

The fact that two companies went bust shouldn't be the end of the world. The analysts running the checks understand that in the current climate, such things happen. As long as you are open and up-front on this, there shouldn't be an issue. Just answer their questions, fill everything out that they ask for, and they'll take it from there. If they have questions they'll call you. The fact that you estimated things are a bit more iffy but you have an explanation for it. Unless you made some crazy claims or made up stories, you should be able to explain it to the analysts in case they ask.

I assume that we provide a phone number/contact point at your company for Kroll to use. That could be the HR department, or if you don' t have an HR department, someone that handles that type of work at your company. You'll probably just want to make sure that that person, as well as your supervisor and your recommenders, will confirm the title and salary you put on your apps.

I haven't gone through the check yet, so this is mainly speculation. But I'm in a similar position and this is my thinking.
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I have worked in consulting for several years, many times part-time and holding a second job. I was paid sometimes on a daily basis and other times as fee for service. Do schools also use the Kroll background check to find out if the applicant was employed full time? I will be clearer, on several occasions I worked in the US and abroad either as a translator, tutor or even waiter between consulting jobs. In putting together my application, could this be an issue if lets say I was not employed 40+ hours with the same company or if I spent several weeks between consultant contracts with the same firm? Thanks for helping answer these questions.

gone

does highschool come into play? does it go that far back?

As I've stated multiple times in this thread, unless you made a deliberate attempt to deceive the adcom in your essays, resume, or work experience, you don't have anything to worry about. Kroll isn't looking for a way to yank people's admissions, they just want to verify that no blatant liars slipped through the cracks. If there are any minor discrepancies (or if they can't reach a contact you listed) they'll call or email you and give you a chance to clarify. I've never heard of anyone getting unnecessarily hassled by Kroll.
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i didn't think they could verify extra currics... seems like a lot of work for them. which school is this for re re vera?

Anyone please help?

Business schools aren't going to rescind admission for bad credit, assuming they do a credit check. Credit checks are definitely done for the loan process, whether you get GradPLUS or a private loan. At least with the former, even if your credit is bad in terms for applying for a loan, you will likely get approved for the loan anyway, so long as you didn't get into default (over 90 days late on an account), filed for bankruptcy and got discharged within the past several years, or you're behind on other federal loans. Filing for bankruptcy pretty much bars you from getting a GradPLUS loan unless you have a cosigner.

Our fellow applicants to law school will not get rejected for bad credit either (it is theoretically possible that they and MBA students too may have their full cost of attendance covered with scholarships), but bad credit and failing to attempt to pay debts will likely prevent a student from sitting for a bar exam, because a credit report is reviewed during a character assessment phase. There is none of that for most MBA's as far as I know, unless you're in a JD/MBA program or a MD/MBA program where professional licensing may require these checks in order to practice law/medicine.

Seems to depend on the school. From other posts, it seems CBS gives confirmation very quickly. Stern seems to take anywhere from 6-8 weeks although a few people posted that they heard within about 3.

Kroll is open to calls, and I had to provide them with information they were having difficulty obtaining from a previous employer