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Of the 70 percent of Americans who applied or reapplied for automobile

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Of the 70 percent of Americans who applied or reapplied for automobile [#permalink]

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New post 04 Jun 2016, 22:57
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Question Stats:

64% (01:21) correct 36% (01:29) wrong based on 468 sessions

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Of the 70 percent of Americans who applied or reapplied for automobile insurance last year, only 10% requested and read a booklet provided by the Federal Government on automobile safety and strategies for reducing insurance costs. Therefore, at least 90 percent of Americans who bought auto insurance this year are paying too much for their policy.

The reasoning behind this conclusion is called into question by which of the following?

A. Consumers must pay a fee to obtain the Federal booklet by mail.
B. The booklet offers ideas for reducing insurance costs that are unavailable elsewhere
C. Some consumers are able to choose a good policy without the aid of the booklet.
D. Of the 30 percent of Americans who do not have automobile insurance, 10 percent are uninsured drivers and 20 percent do not drive.
E. Knowledge of automobile safety techniques tends to reduce a driver's monthly insurance payment.


First: Pre-thinking the answer, following e-gmat approach : 1) Any evidence of more than 10% of Americans who ain't paying too much for the policy.

I chose 'D'. Though later I understood why C is the answer. But my question is 'how to pre-think' so as I can move the context for ' paying less or more for the policy' to ' a good policy' as per C. Infact none of the answers address the context of the passage so as to be a good weaken answer.

Look forward for some discussion on this! Many thanks chetan2u
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Re: Of the 70 percent of Americans who applied or reapplied for automobile [#permalink]

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New post 06 Jun 2016, 09:06
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ruchi857 wrote:
Of the 70 percent of Americans who applied or reapplied for automobile insurance last year, only 10% requested and read a booklet provided by the Federal Government on automobile safety and strategies for reducing insurance costs. Therefore, at least 90 percent of Americans who bought auto insurance this year are paying too much for their policy.

The reasoning behind this conclusion is called into question by which of the following?

A. Consumers must pay a fee to obtain the Federal booklet by mail.
B. The booklet offers ideas for reducing insurance costs that are unavailable elsewhere
C. Some consumers are able to choose a good policy without the aid of the booklet.
D. Of the 30 percent of Americans who do not have automobile insurance, 10 percent are uninsured drivers and 20 percent do not drive.
E. Knowledge of automobile safety techniques tends to reduce a driver's monthly insurance payment.



What do we need to weaken?
The fact that people can pay less inspite of not having the booklet.

We can do this by saying that yes the people have the intellect to buy a good insurance scheme even without a booklet.
This is what the option C says.

You need to figure out what needs to be weakened first. Once you have done this, pre thinking should not be difficult.
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Re: Of the 70 percent of Americans who applied or reapplied for automobile [#permalink]

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New post 30 Sep 2016, 02:14
People can find good policy doesn't mean those policies are of lower cost!

C is misleading..
How can C be answer?

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Re: Of the 70 percent of Americans who applied or reapplied for automobile [#permalink]

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New post 21 Nov 2016, 10:21
I also could not understand the reasoning.

A. Consumers must pay a fee to obtain the Federal booklet by mail. (I assume in the end consumers pay less for insurance costs because of the booklet. But when the price of the booklet added, it is not less. I think the situation as; there are two options; -1st policy- no booklet + more insurance cost -2nd policy-with booklet + less insurance cost. Having "less insurance" does not directly lead to 1st policy price = 2nd policy price. Thus, A must be correct. What do you think?
B. The booklet offers ideas for reducing insurance costs that are unavailable elsewhere (strengthen the argument even)
C. Some consumers are able to choose a good policy without the aid of the booklet. (the argument talks about paying less because of knowing more about "automobile safety and strategies for reducing insurance costs." The booklet is not about picking the good policy. The ones who get the booklet can get the good policy and still can pay "less" because of their knowledge about " automobile safety and strategies for reducing insurance costs." In the end, I was between A and C and, eliminated C as an irrelevant choice
D. Of the 30 percent of Americans who do not have automobile insurance, 10 percents are uninsured drivers and 20 percent do not drive. irrelevant
E. Knowledge of automobile safety techniques tends to reduce a driver's monthly insurance payment. strengthen
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Of the 70 percent of Americans who applied or reapplied for automobile [#permalink]

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New post 22 Nov 2016, 05:06
chismooo wrote:
I also could not understand the reasoning.

A. Consumers must pay a fee to obtain the Federal booklet by mail. (I assume in the end consumers pay less for insurance costs because of the booklet. But when the price of the booklet added, it is not less. I think the situation as; there are two options; -1st policy- no booklet + more insurance cost -2nd policy-with booklet + less insurance cost. Having "less insurance" does not directly lead to 1st policy price = 2nd policy price. Thus, A must be correct. What do you think?
B. The booklet offers ideas for reducing insurance costs that are unavailable elsewhere (strengthen the argument even)
C. Some consumers are able to choose a good policy without the aid of the booklet. (the argument talks about paying less because of knowing more about "automobile safety and strategies for reducing insurance costs." The booklet is not about picking the good policy. The ones who get the booklet can get the good policy and still can pay "less" because of their knowledge about " automobile safety and strategies for reducing insurance costs." In the end, I was between A and C and, eliminated C as an irrelevant choice
D. Of the 30 percent of Americans who do not have automobile insurance, 10 percents are uninsured drivers and 20 percent do not drive. irrelevant
E. Knowledge of automobile safety techniques tends to reduce a driver's monthly insurance payment. strengthen


Your reasoning for C is valid. The option would be better if "good" were replaced by "cheap".

However your reasoning for A is impractical. Booklet cost is in no way comparable to insurance costs (or even the difference between costly and cheap insurance costs) - it is a negligible fraction of the insurance cost.
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Re: Of the 70 percent of Americans who applied or reapplied for automobile [#permalink]

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New post 04 Sep 2017, 22:28
[quote="ruchi857"]Of the 70 percent of Americans who applied or reapplied for automobile insurance last year, only 10% requested and read a booklet provided by the Federal Government on automobile safety and strategies for reducing insurance costs. Therefore, at least 90 percent of Americans who bought auto insurance this year are paying too much for their policy.

The reasoning behind this conclusion is called into question by which of the following?

A. Consumers must pay a fee to obtain the Federal booklet by mail.
B. The booklet offers ideas for reducing insurance costs that are unavailable elsewhere
C. Some consumers are able to choose a good policy without the aid of the booklet.
D. Of the 30 percent of Americans who do not have automobile insurance, 10 percent are uninsured drivers and 20 percent do not drive.
E. Knowledge of automobile safety techniques tends to reduce a driver's monthly insurance payment.

The conclusion is "at least 90 percent of Americans who bought auto insurance this year are paying too much for their policy."
this means some people who bought auto insurance are not paying too much

How can C weaken the conclusion?
Experts please help :cry:
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Of the 70 percent of Americans who applied or reapplied for automobile [#permalink]

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New post 05 Sep 2017, 00:53
HarpreetSinghBajwa wrote:

The conclusion is "at least 90 percent of Americans who bought auto insurance this year are paying too much for their policy."
this means some people who bought auto insurance are not paying too much

How can C weaken the conclusion?
Experts please help :cry:


Please note that the argument makes a scope shift from "who applied and reapplied" to "who bought". So, what if the people "who applied" have just applied and didn't bought, or may be that "applying" is just a part of government rules, and so on. So there is a leap...., and that the assumption is -

Few people who applied or reapplied are able to choose/buy a good policy with the aid of the booklet

Since, "few" and "some" technically is something "more than 1" in a sample space, we can say that C just confirms the opposite of our assumptions that - Some consumers [= people who bought] are able to choose a good policy without the aid of the booklet.


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Re: Of the 70 percent of Americans who applied or reapplied for automobile [#permalink]

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New post 05 Sep 2017, 08:00
MorningRunner wrote:
People can find good policy doesn't mean those policies are of lower cost!

C is misleading..
How can C be answer?

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One of the things that has helped me the most when it comes to critical reasoning questions is accepting the fact that the right answer may not be the perfect answer. Logically, you are right in stating that the argument put forth in option C is not the most sound and practically, may not result in a lower premium. However, look at the other options - all of them make no sense in terms of weakening the conclusion reached in the statement. Hence, we have to go with C because it's the best available choice out of the five options available to us. It's not perfect, but it's the least bad option we've got.
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Of the 70 percent of Americans who applied or reapplied for automobile [#permalink]

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New post 05 Sep 2017, 08:28
HarpreetSinghBajwa wrote:
ruchi857 wrote:
Of the 70 percent of Americans who applied or reapplied for automobile insurance last year, only 10% requested and read a booklet provided by the Federal Government on automobile safety and strategies for reducing insurance costs. Therefore, at least 90 percent of Americans who bought auto insurance this year are paying too much for their policy.

The reasoning behind this conclusion is called into question by which of the following?

A. Consumers must pay a fee to obtain the Federal booklet by mail.
B. The booklet offers ideas for reducing insurance costs that are unavailable elsewhere
C. Some consumers are able to choose a good policy without the aid of the booklet.
D. Of the 30 percent of Americans who do not have automobile insurance, 10 percent are uninsured drivers and 20 percent do not drive.
E. Knowledge of automobile safety techniques tends to reduce a driver's monthly insurance payment.

The conclusion is "at least 90 percent of Americans who bought auto insurance this year are paying too much for their policy."
this means some people who bought auto insurance are not paying too much

How can C weaken the conclusion?
Experts please help :cry:


Hello Harpeet,

Not an expert but this is what I understand.

The statement says 70 percent of Americans who applied or reapplied for automobile insurance last year, only 10% requested and read a booklet provided by the Federal Government on automobile safety and strategies for reducing insurance costs
. Here the author fails to understand that people who did not request for the booklet just don't know about " automobile safety and strategies for reducing insurance costs" But what if they already knew? and they didn't buy the booklet because they knew all the safety and strategies... This what the option C says " Some consumers are able to choose a good policy without the aid of the booklet."
Of the 70 percent of Americans who applied or reapplied for automobile   [#permalink] 05 Sep 2017, 08:28
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Of the 70 percent of Americans who applied or reapplied for automobile

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