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Ajeez
Is this usage correct ?

Expensive hobbies and crushing debt has made life difficult for the actor.

since this is a sentence joined by "and", hence its a plural,
I think it should be "have" instead of " has "

You are emphasising on two things : Expensive Hobbies,Crushing Debt

These two things are separate so usage of Have is correct and not has(singular in nature)

Meaning:-
Two things have made life difficult for the actor.
1. Expensive Hobbies.
2. Crushing Debt.

I hope that helps!