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# State officials report that soaring rates of liability insurance have

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State officials report that soaring rates of liability insurance have  [#permalink]

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07 Jan 2017, 06:22
State officials report that soaring rates of liability insurance have risen to force cutbacks in the operations of everything from local governments and school districts to day-care centers and recreational facilities.

(A) rates of liability insurance have risen to force - rates of is unidiomatic here ; the usage of soaring rates and have risen is redundant
(B) rates of liability insurance are a force for - rates of is unidiomatic here ; are a force for does not accurately convey the meaning that the soaring rates are actually forcing cutbacks in the present
(C) rates for liability insurance are forcing - Correct - it correctly uses the progressive verb form are forcing to indicate an ongoing situation.
(D) rises in liability insurance rates are forcing - rises is redundant as we already have soaring
(E) liability insurance rates have risen to force - the usage of soaring rates and have risen is redundant

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Re: State officials report that soaring rates of liability insurance have  [#permalink]

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23 May 2017, 17:13
IMO C.
Rate for is needed rather than Rate of.
Rate for - charged for.
Soaring -> Rising hence Rise is redundant.
are forcing - casual relationship . to force - intention, which is wrong in this scenario.

Only c corrects all these errors .
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Re: State officials report that soaring rates of liability insurance have  [#permalink]

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28 Nov 2017, 15:46
i did not pay attention to an important issue of "rate of" vs "rate for" in this question
soaring = rise => A and D are out.
B is passive and E has poor and awkward grammar.
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Re: State officials report that soaring rates of liability insurance have  [#permalink]

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14 Jul 2019, 02:35
Hi Experts - GMATNinja and VeritasKarishma
Here "soaring" modify "rates of liability insurance" or "soaring rates" modify "liability insurance" ?
According to my understanding "soaring rates" modify "liability insurance".
"soaring" modify "rates of liability insurance" is incorrect.
"soaring rate of liability insurance" is a better version if soaring is modifying rate.
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State officials report that soaring rates of liability insurance have  [#permalink]

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25 Jan 2020, 20:05
AjiteshArun VeritasKarishma MentorTutoring Abhi077 MikeScarn
Quote:
State officials report that soaring rates of liability insurance have risen to force cutbacks in the operations of everything from local governments and school districts to day-care centers and recreational facilities.

Any issue with verb tense (present perfect) in this sentence?
Being a non-native, I would prefer performing PoE on basis of other options than memorizing idioms.

Can redundancy of risen and soaring be used to eliminate this choice?
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State officials report that soaring rates of liability insurance have  [#permalink]

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26 Jan 2020, 05:28
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AjiteshArun VeritasKarishma MentorTutoring Abhi077 MikeScarn
Quote:
State officials report that soaring rates of liability insurance have risen to force cutbacks in the operations of everything from local governments and school districts to day-care centers and recreational facilities.

Any issue with verb tense (present perfect) in this sentence?
Being a non-native, I would prefer performing PoE on the basis of other options than memorizing idioms.

Can redundancy of risen and soaring be used to eliminate this choice?

The tense used is present perfect and is fine in the context of the sentence, the effect of the rising rates has started in the past and still is continuing in the present. the only problem here is the adjective 'soaring' which leads to redundancy error and we can eliminate A on that basis.
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Re: State officials report that soaring rates of liability insurance have  [#permalink]

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26 Jan 2020, 18:18
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AjiteshArun VeritasKarishma MentorTutoring Abhi077 MikeScarn
Quote:
State officials report that soaring rates of liability insurance have risen to force cutbacks in the operations of everything from local governments and school districts to day-care centers and recreational facilities.

Any issue with verb tense (present perfect) in this sentence?
Being a non-native, I would prefer performing PoE on basis of other options than memorizing idioms.

Can redundancy of risen and soaring be used to eliminate this choice?

... soaring rates of liability insurance have risen to force cutbacks...

1. You're correct: soaring + have risen is redundant.
2. Rate of insurance is incorrect. We'd normally use rate of with something that has a frequency or is changing, like rate of change of speed. For price, rate for is the one we want. Soaring rates for electricity, not soaring rates of electricity.
3. To force makes it sound as if that is the reason that the rates have risen.
4. Soaring indicates that the rates are still increasing, but have risen leaves us with something that seems to be over. That is, something "has risen", but may not be continuing to rise.

We're spoiled for choice here.
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Re: State officials report that soaring rates of liability insurance have  [#permalink]

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26 Jan 2020, 21:28
dreamofbest2020 wrote:
Hi Experts - GMATNinja and VeritasKarishma
Here "soaring" modify "rates of liability insurance" or "soaring rates" modify "liability insurance" ?
According to my understanding "soaring rates" modify "liability insurance".
"soaring" modify "rates of liability insurance" is incorrect.
"soaring rate of liability insurance" is a better version if soaring is modifying rate.

soaring modifies rates (noun).
"of liability insurance" modifies rates too - tells us what kind of rates these are. These are rates of liability insurance.
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Re: State officials report that soaring rates of liability insurance have  [#permalink]

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26 Jan 2020, 21:41
AjiteshArun VeritasKarishma MentorTutoring Abhi077 MikeScarn
Quote:
State officials report that soaring rates of liability insurance have risen to force cutbacks in the operations of everything from local governments and school districts to day-care centers and recreational facilities.

Any issue with verb tense (present perfect) in this sentence?
Being a non-native, I would prefer performing PoE on basis of other options than memorizing idioms.

Can redundancy of risen and soaring be used to eliminate this choice?

You can say:
soaring rates ... have forced cutbacks ...
or
rates ... have risen, forcing cutbacks ...

Use of both soaring and risen is wrong. "soaring" in not underlined so we have to live with it.
As for the tense, since we are saying "soaring rates..." I would like to say "are forcing". Since rates soaring is an ongoing process, they are forcing cutbacks (an ongoing process).
Though, "have forced" would also be fine to show that we have noticed cutbacks. There is relevance to the present because of the use of present perfect.
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Re: State officials report that soaring rates of liability insurance have  [#permalink]

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28 Jan 2020, 19:22
[quote="RaviChandra"]State officials report that soaring rates of liability insurance have risen to force cutbacks in the operations of everything from local governments and school districts to day-care centers and recreational facilities.

(A) rates of liability insurance have risen to force

(B) rates of liability insurance are a force for

(C) rates for liability insurance are forcing

(D) rises in liability insurance rates are forcing

(E) liability insurance rates have risen to force

rate of /rate for is a problem for us because they are hard to remember. but we have another clue for differentiate B and C .
are a force for " is long and not direct. "are forcing' is concise and direct.

use verb to make sentence direct and concise. this is explained in style book not in grammar book. but nothing to learn more about this point. we can learn this point inhere and that is enough.

now, you already know about direct and consice phrase. it is verb phrase, not noun phrase. that is all. you are an expert on concise and direct expression already.
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Re: State officials report that soaring rates of liability insurance have  [#permalink]

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09 Feb 2020, 22:48
can u elaborate difference between rates of and rates for
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Re: State officials report that soaring rates of liability insurance have  [#permalink]

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15 Mar 2020, 01:06
Aman1012 wrote:
can u elaborate difference between rates of and rates for

Aman1012
Have you gone through the explanations given by AjiteshArun and other experts?
You query has been very beautifully attended by them.
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Re: State officials report that soaring rates of liability insurance have  [#permalink]

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27 Mar 2020, 14:40
Even without the redundancy error, one could probably solve this.
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Re: State officials report that soaring rates of liability insurance have  [#permalink]

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12 May 2020, 13:32
cccmom wrote:
There is also a verb issue here. On my first try of this question, I thought it should be "have risen" because the rates are rising and continue to rise. But, this one is tricky, because they put the word soaring in the sentence. This meaning already indicates the action is happening and continuing to happen, so the present perfect is not needed! Present tense works!

Isn't 'soaring' used as a gerund in this case? Thus making no difference to the actual verb construction? In any case, 'soaring' would mean that the rates have been increasing for some time and are continuing to increase --> Past continuing into present is 'have been', right?

Help would be appreciated. Thanks.
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Re: State officials report that soaring rates of liability insurance have  [#permalink]

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03 Jul 2020, 09:20
State officials report that soaring rates of liability insurance have risen to force cutbacks in the operations of everything from local governments and school districts to day-care centers and recreational facilities.

(A) rates of liability insurance have risen to force

(B) rates of liability insurance are a force for

(C) rates for liability insurance are forcing

(D) rises in liability insurance rates are forcing

(E) liability insurance rates have risen to force

"rise" and "soaring" are redundant. So A, D, and E are out.

Comparing B and C:

Remember:
"a force": noun form of "force", refers to the result.
"forcing": verb+ing form of "force", refers to the action/process.

Since the original sentence used "report" and "soaring", we can infer that the original sentence intended to use action of "force". Therefore, forcing is correct.

The same logic can be applied to many other words. Such as "comparing", "comparison". The usage depends on the context of the original sentence.

In addition, "rates for" + price, and "rates of" + measure.

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Re: State officials report that soaring rates of liability insurance have   [#permalink] 03 Jul 2020, 09:20

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# State officials report that soaring rates of liability insurance have

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