Hi Michele,
Since you posted this message in another Forum on this site, I've pasted over my response from there:
From what you've described, I don't think that you've put in the necessary time and effort to achieve these goals yet. It also sounds like you rushed into this process without properly assessing all of the 'steps' that it would take to properly accomplish your goals.
To start, many Test Takers spend 3 months (or more) of consistent study time before they hit their 'peak' scores, so your GMAT score is not surprising given that you spent just 1 month on your studies. There's also some question as to how you studied, but we'll come back to that in a moment.
Top Schools, such as Harvard, are remarkably competitive - so beyond having a strong GMAT score, you need a strong OVERALL profile AND you need to 'market yourself' properly to each Program. Given all of the work that goes into putting together proper applications, you'll likely need months and months of lead-time. This is meant to say that if you're truly serious about all of this, then you should be looking to apply in the Fall, 2016 - you'll need a good 'chunk' of this year to put all of these pieces together.
The immediate issue is your GMAT score - everything else hinges on that performance, so we have to start there.
1) What materials did you use during your studies?
2) What were the Quant and Verbal Scaled Scores on your Official GMAT?
3) How much time can you study during a typical week?
Remember that the GMAT is a predictable, standardized Test, so you CAN train to score at a higher level.
GMAT assassins aren't born, they're made,
Rich