Try to locate the GPA range for each school. I think you could pull off Cornell but not very optimistic about M7. What is the reason you need to apply this year? the CFA should help somewhat; demonstrating that you are capable of serious study.
This has been addressed ad nauseam but I'll ask on behalf of all former underachievers clawing their way back. 2.3 GPA from state school on the east coast, quantitative major; disinterested in school and immature, no other excuses. 2.5 yrs in retail banking with one promotion, followed by a jump to asset management 6 years ago. Two promotions since then, now managing just over $1 bn in assets for various non-profits. Snagged CFA designation on the way. Various volunteering events, internships, and summer jobs through the years but nothing consistent.
740 GMAT and in a rush to get applications in top form for R1 this year. Could probably manage a 760 with another few weeks of prep but more than half of this community seems to favor a better resume/app profile than 20-30 extra points this close to the deadline. Is there any point applying to M7? I don't mind putting in work and getting introspective to spin a good comeback story, but trying to be pragmatic.