Gigefei,
From a statistical perspective, your profile is attractive--a high GPA, postgrad work, and a very high GMAT. Sometimes, grad/postgrad work can supplement work experience. But of the schools you mentioned--particularly the so-called general management schools (HBS, Tuck, Kellogg)--2 years of work experience is very low and can even be prohibitive. There often needs to be something unique and differentiating in your profile with limited work experience, regardless of your GMAT score. (Our consultants have backgrounds at these programs and concur; I myself am a somewhat recent alum of one of these programs and entered with 3 years of post-bachelors work experience, but I was in the military before undergrad which is one of those differentiators and leadership factors which improves candidacy.)
That being said, there is a recent push at many programs to institute initiatives which skew younger. This is in part based on requests from especially finance-oriented companies who want younger talent. There is no guarantee that these programs will adjust admissions policies--just know that it's under consideration. Pushing for a banking role (or any other finance role) as you've stated may also bolster your profile, whereas it would be more likely that additional experience would be desired if you stated a move into general management or even consulting. But, as Jon pointed out, you're playing a dangerous game if you focus exclusively on those Top 10 schools while understanding that the limited work experience is a very real barrier which is more or less out of your hands. If you can supplement it with very real leadership experiences and initiatives that you've taken, though, it can only serve to help your chances
Just remember that the application is a full package--there's no single one that's perfect and being honest about the possible shortcomings (as you are) will help you understand what you need to do to overcome them. If you have any additional questions, please request an additional FREE 15-minute
profile review from a WyseGyde admissions consultant. WyseGyde consultants have track records of success at top schools such as Wharton, Booth, Tuck, HBS, Columbia, Darden, and the list goes on. They could certainly help guide you along your MBA path…and the
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