If this is how GMAT works, this is how it works. However, from a native speaking and meaning perspective, there's clearly a big flaw in the official correct choice.
After elimination, it comes down to choice A and C. Everything else has meaning or conciseness issues.
Core sentence of the two remaining choices are:
A: "Why cheese inhibit decay is unclear, but Dr. Bowen speculates that..."
C: "How cheese inhibit decay is not clear, but Dr. Bowen speculates that..."
From a native speaker's point of view, we to use "how" to describe the way something is done; "why" is reserved for intent reasoning.
For example, compare the following sentences:
"How they solve the puzzle" vs "Why they solve the puzzle"
"How" implies asking the process by which they solve the puzzle. For example, you could answer: "They solve by lining up the edges first, then filling in the center"
"Why" implies asking the intent of their action. You could answer: "They solve the puzzle because they are bored during coronavirus lockdown."
In this question's case, the remaining sentence describes not the intent of cheese inhibiting decay, but the process by which cheese inhibits decay. The cheese does not have intent.