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Gil
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Admitted to Kellogg Class of 2011 Thread 15 Apr 2009, 10:02
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sc6868
Thank you ALL. She got the call and is very excited (so am I).

This is a great forum, very helpful.
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Congratulations! Ask her to sign up and introduce herself.
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jb32
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Admitted to Kellogg Class of 2011 Thread 15 Apr 2009, 10:09
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monkbent
Jerz, the way you describe it is how I understood it too. That's why I was wondering about jb32's plan where you don't have to pay for Doctor's visits (or only a copayment). That would be ideal with a kid. Anyhow, guess it's time for more research...

Thanks guys, and thanks for the info on the scholarship river.
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Well, Monk some (i.e. a lot of) plans cover 100% (with a $20 or $30 co-pay) of what insurance companies call 'Wellness Visits', i.e. physicals, immunizations, and regular checkups. Basically these are the kinds of things that children need a lot of and it makes sense to get a plan that has a copay and covers 100% of thse visits. I would say most insurance plans in the US do not charge much at all for regularly scheduled visits to your general physician. Of course this is dependent on your particular coverage, but a visit to a general physician for 'preventive maintenance' is pretty cheap. However, if you go to a hospital for care, you are looking at a pretty large bill. For instance with my plan at work, I pay a $20 co-pay to go see my general physician and everything is (usually) paid 100%. However, if I went to the ER for the same problems, I would probably be out $150+ (no copay and everything hits the deductible). All plans I've looked at so far are 100% for in-network wellness visits, and either 80% or 100% for coinsurance for urgent care and hosiptal visits. You can get 100% coverage, but its going to cost you about double.
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monkbent
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Admitted to Kellogg Class of 2011 Thread 15 Apr 2009, 10:25
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monkbent
Jerz, the way you describe it is how I understood it too. That's why I was wondering about jb32's plan where you don't have to pay for Doctor's visits (or only a copayment). That would be ideal with a kid. Anyhow, guess it's time for more research...

Thanks guys, and thanks for the info on the scholarship river.
Well, Monk some (i.e. a lot of) plans cover 100% (with a $20 or $30 co-pay) of what insurance companies call 'Wellness Visits', i.e. physicals, immunizations, and regular checkups. Basically these are the kinds of things that children need a lot of and it makes sense to get a plan that has a copay and covers 100% of thse visits. I would say most insurance plans in the US do not charge much at all for regularly scheduled visits to your general physician. Of course this is dependent on your particular coverage, but a visit to a general physician for 'preventive maintenance' is pretty cheap. However, if you go to a hospital for care, you are looking at a pretty large bill. For instance with my plan at work, I pay a $20 co-pay to go see my general physician and everything is (usually) paid 100%. However, if I went to the ER for the same problems, I would probably be out $150+ (no copay and everything hits the deductible). All plans I've looked at so far are 100% for in-network wellness visits, and either 80% or 100% for coinsurance for urgent care and hosiptal visits. You can get 100% coverage, but its going to cost you about double.
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Got it jb - that makes sense. Thanks for all the info.

It looks like there may be very good news btw for those with kids whose sig other doesn't work. PM me or familyman for details...
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OhThatMBA
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Admitted to Kellogg Class of 2011 Thread 15 Apr 2009, 12:12
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sc6868
Thank you ALL. She got the call and is very excited (so am I).

This is a great forum, very helpful.
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Nice, congratulations and hope to meet you both this fall.
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Admitted to Kellogg Class of 2011 Thread 15 Apr 2009, 12:26
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Ok guys I'm back from my 2 week vacation. What did I miss?

I'm assuming we are still on for the GClub Thursday nite dinner at the DAK II weekend - rite?
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isa
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Admitted to Kellogg Class of 2011 Thread 15 Apr 2009, 12:32
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shayne
Ok guys I'm back from my 2 week vacation. What did I miss?

I'm assuming we are still on for the GClub Thursday nite dinner at the DAK II weekend - rite?
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Yup still on! Send me a pm with your email and I'll add you to the email chain :)
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shayne
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Admitted to Kellogg Class of 2011 Thread 15 Apr 2009, 12:54
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shayne
Ok guys I'm back from my 2 week vacation. What did I miss?

I'm assuming we are still on for the GClub Thursday nite dinner at the DAK II weekend - rite?

Yup still on! Send me a pm with your email and I'll add you to the email chain :)
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Cool! PM Sent!
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OhThatMBA
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Admitted to Kellogg Class of 2011 Thread 15 Apr 2009, 13:09
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shayne
Ok guys I'm back from my 2 week vacation. What did I miss?

I'm assuming we are still on for the GClub Thursday nite dinner at the DAK II weekend - rite?
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Aside from the 1-day-only offer on scholarships for GClubbers, nothing much.
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shayne
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Admitted to Kellogg Class of 2011 Thread 15 Apr 2009, 13:57
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OhThatMBA
shayne
Ok guys I'm back from my 2 week vacation. What did I miss?

I'm assuming we are still on for the GClub Thursday nite dinner at the DAK II weekend - rite?
Aside from the 1-day-only offer on scholarships for GClubbers, nothing much.
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WHAT!! me wants scholarhsip too :cry: :cry:
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Admitted to Kellogg Class of 2011 Thread 17 Apr 2009, 14:07
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Gil
So they are seriously telling us that less than 10,000 dollars for 9 months is what our rent should be? Amazing. (~15K minus 5K for food)
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Here was the budget they sent me:
2Y MBA/MMM: 2009-2010 Standard Cost Of Attendance

Tuition: $49,074
Room/Board: 14,910
Books: 1,647
Travel: 1,266
Personal: 3,060
Health Insurance: 2,360
Computer: 1,800
Loan Fees 1,077
Total $75,194

Which, if you take Travel, Room and Board, Personal and your $1,500 tuition deposit divided by 9 months is $2,300 a month. Although not amazing, it certainly seems reasonable. If you live with a roommate, then $1,100 a month for rent is about average.
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Admitted to Kellogg Class of 2011 Thread 17 Apr 2009, 14:48
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Remember they base their numbers on averages. Lot of students have roommates or live in McManus so they bring down the housing average. The travel expenses is based on two trips home a year, and what people spend on average for that. So someone from Houston which is a 200 dollar flight drags down the value of a ticket to Hong Kong at 1200 a ticket.

If you choose to live in on of the expensive places then the assumption is you will be pulling money out of your pocket. One thing to realize is that you can petition to get more loans if you need to. I would say its a safe bet that less than half the class takes 100% of the loan package, they dont want people taking out way more money than they should. In the past some people would take max loans and invest it, but imagine if people did that this year.

If you are married and/or have kids, if your spouse cant work then you can definitely get more aid. So if you are an international and your wife doesnt get a visa, you can definitely take out more money to cover that added expense. I think most schools are within a few thousand dollars, it is one of those things that happens. I definitely would suggest no one be foolish enough to be swayed by the amount of debt one school says it will cause you. If you want more you can usually get more if you have a reason, and if you dont want it all then dont take it.
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Admitted to Kellogg Class of 2011 Thread 20 Apr 2009, 02:02
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Just curious, how many people are there on the Facebook group for 2009 admitted students?
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Jerz
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Admitted to Kellogg Class of 2011 Thread 20 Apr 2009, 03:34
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adcxaway
Just curious, how many people are there on the Facebook group for 2009 admitted students?
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In total there's currently 241 people in the group, so a little less than half the class. If my memory serves, there's probably 7-8 people from gmatclub in the group.
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Admitted to Kellogg Class of 2011 Thread 20 Apr 2009, 06:47
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Is anyone else at all frustrated by how unhelpful the staff at Kellogg is? I have tried to contact about 4 different people with various questions, only 1 of whom has bothered to respond to my emails and phone calls. Some of these things relate to trying to figure out discrepancies in their own instructions on how to enroll! It's pretty annoying and hopefully not representative of the school's administrative functioning once matriculated.
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Rubashov1
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Addendum to previous post: so it seems I needed to grill a receptionist at student affairs to get my answer regarding due dates for the medical records form (as opposed to the head of student records and something-related, who ignored my calls/emails).

It turns out, once again, that Kellogg screwed up with the medical records form.

First they had the form for med school students on their website. I called to inquire if this is incorrect, but never heard back (surprise!). A few weeks later the form had been switched to the logical one.

Then, while working on the form, I notice that it has a due date of May 1 for summer entrants, while the Kellogg welcome website has June 1. Uh oh! News flash - Kellogg's website was wrong again! So the website will probably be fixed in a few weeks, meaning a week or so after the due date for 1Ys.

Lovely. :lol:
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Gil
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Admitted to Kellogg Class of 2011 Thread 20 Apr 2009, 07:32
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rca215
Is anyone else at all frustrated by how unhelpful the staff at Kellogg is? I have tried to contact about 4 different people with various questions, only 1 of whom has bothered to respond to my emails and phone calls. Some of these things relate to trying to figure out discrepancies in their own instructions on how to enroll! It's pretty annoying and hopefully not representative of the school's administrative functioning once matriculated.
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I have had a great experience with a girl named Amanda at financial aid. If you need help in that field, send me a PM and I will send you her e-mail. She is really great.

Gil
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Admitted to Kellogg Class of 2011 Thread 20 Apr 2009, 07:43
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Gil
rca215
Is anyone else at all frustrated by how unhelpful the staff at Kellogg is? I have tried to contact about 4 different people with various questions, only 1 of whom has bothered to respond to my emails and phone calls. Some of these things relate to trying to figure out discrepancies in their own instructions on how to enroll! It's pretty annoying and hopefully not representative of the school's administrative functioning once matriculated.


I have had a great experience with a girl named Amanda at financial aid. If you need help in that field, send me a PM and I will send you her e-mail. She is really great.

Gil
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Yes, Amanda and Debbie Kraus (who does McManus-related stuff) have been very helpful. I think all the others are just fake names on the website. I'm not sure they really exist. :-D

Your note on Amanda reminds me that I'm actually 2 for 5 in getting people to respond to inquiries.

(okay, I'm done ranting :lol: )
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vijapp
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Admitted to Kellogg Class of 2011 Thread 20 Apr 2009, 08:00
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I have found Amanda from financial aid to be super-helpful as well. In general, the staff seem to be slow responding to emails and I have found calling them to be the best way to get my questions answered.
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Jerz
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Admitted to Kellogg Class of 2011 Thread 20 Apr 2009, 08:11
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rca215

Your note on Amanda reminds me that I'm actually 2 for 5 in getting people to respond to inquiries.

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C'mon let's put things in perspective: If you're successful 2 out of every 5 times at bat in baseball and you're a hall of famer!

:wink:
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Rubashov1
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Admitted to Kellogg Class of 2011 Thread 20 Apr 2009, 09:30
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Jerz
rca215

Your note on Amanda reminds me that I'm actually 2 for 5 in getting people to respond to inquiries.


C'mon let's put things in perspective: If you're successful 2 out of every 5 times at bat in baseball and you're a hall of famer!

:wink:
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:lol: :lol:

Your post led me to Wikipedia. Did you know Babe Ruth had a .324 batting average? That's nuts for a slugger type.
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