Last visit was: 29 Apr 2026, 19:53 It is currently 29 Apr 2026, 19:53
Close
GMAT Club Daily Prep
Thank you for using the timer - this advanced tool can estimate your performance and suggest more practice questions. We have subscribed you to Daily Prep Questions via email.

Customized
for You

we will pick new questions that match your level based on your Timer History

Track
Your Progress

every week, we’ll send you an estimated GMAT score based on your performance

Practice
Pays

we will pick new questions that match your level based on your Timer History
Not interested in getting valuable practice questions and articles delivered to your email? No problem, unsubscribe here.
Close
Request Expert Reply
Confirm Cancel
User avatar
rohan2345
User avatar
Current Student
Joined: 29 Jan 2015
Last visit: 29 Aug 2024
Posts: 1,366
Own Kudos:
3,184
 [51]
Given Kudos: 144
Location: India
WE:General Management (Consumer Packaged Goods)
Products:
Posts: 1,366
Kudos: 3,184
 [51]
6
Kudos
Add Kudos
45
Bookmarks
Bookmark this Post
Most Helpful Reply
User avatar
daagh
User avatar
Major Poster
Joined: 19 Feb 2007
Last visit: 16 Oct 2020
Posts: 5,262
Own Kudos:
42,465
 [21]
Given Kudos: 422
Status: enjoying
Location: India
WE:Education (Education)
Expert
Expert reply
Posts: 5,262
Kudos: 42,465
 [21]
7
Kudos
Add Kudos
14
Bookmarks
Bookmark this Post
User avatar
daagh
User avatar
Major Poster
Joined: 19 Feb 2007
Last visit: 16 Oct 2020
Posts: 5,262
Own Kudos:
42,465
 [11]
Given Kudos: 422
Status: enjoying
Location: India
WE:Education (Education)
Expert
Expert reply
Posts: 5,262
Kudos: 42,465
 [11]
5
Kudos
Add Kudos
6
Bookmarks
Bookmark this Post
General Discussion
User avatar
adkikani
User avatar
IIM School Moderator
Joined: 04 Sep 2016
Last visit: 24 Dec 2023
Posts: 1,223
Own Kudos:
1,359
 [2]
Given Kudos: 1,207
Location: India
WE:Engineering (Other)
Posts: 1,223
Kudos: 1,359
 [2]
1
Kudos
Add Kudos
1
Bookmarks
Bookmark this Post
GMATNinja egmat mikemcgarry

Please help to identify the usage of IF vs SHOULD

I understood that we need a singular verb for subject bankruptcy.
User avatar
BeingHan
Joined: 30 Mar 2017
Last visit: 01 Feb 2026
Posts: 51
Own Kudos:
62
 [1]
Given Kudos: 39
Posts: 51
Kudos: 62
 [1]
1
Kudos
Add Kudos
Bookmarks
Bookmark this Post
As per gmat, should can not take place of If Then construct.
Now coming back to the question.
A : since it contains would be , if part will need to be hypothetical subjunctive , and this is not the case here .
B : the tenses are all mixed up.
C: the sentence, though in hypothetical subjunctive, starts with should, and 'is ' is used
D and E both suffer from SV disagreement.
All the options don't fall in line IMO.

Sent from my Moto G (5) Plus using GMAT Club Forum mobile app
avatar
Abantika
Joined: 21 Mar 2017
Last visit: 24 Mar 2018
Posts: 10
Own Kudos:
Given Kudos: 190
Posts: 10
Kudos: 2
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Can someone please explain y C is the OA
User avatar
mohshu
Joined: 21 Mar 2016
Last visit: 26 Dec 2019
Posts: 410
Own Kudos:
Given Kudos: 103
Products:
Posts: 410
Kudos: 143
Kudos
Add Kudos
Bookmarks
Bookmark this Post
narrowed down to B and C,,,

can any expert pitch in please,,,,
User avatar
Sasindran
Joined: 17 Oct 2016
Last visit: 08 Jul 2023
Posts: 250
Own Kudos:
Given Kudos: 127
Location: India
Concentration: Operations, Strategy
GPA: 3.73
WE:Design (Real Estate)
Posts: 250
Kudos: 334
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Need expert help with this question. daagh, GMATNinja, mikemcgarry
User avatar
AkshdeepS
Joined: 13 Apr 2013
Last visit: 20 Apr 2026
Posts: 1,423
Own Kudos:
Given Kudos: 1,002
Status:It's near - I can see.
Location: India
Concentration: International Business, Operations
GPA: 3.01
WE:Engineering (Real Estate)
Products:
Posts: 1,423
Kudos: 1,938
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Hi, why use of "if " is incorrect and of "should" is correct?
User avatar
itisSheldon
Joined: 03 Mar 2018
Last visit: 26 Jan 2022
Posts: 160
Own Kudos:
687
 [2]
Given Kudos: 101
Posts: 160
Kudos: 687
 [2]
1
Kudos
Add Kudos
Bookmarks
Bookmark this Post
at stake, should a significant number of these loans be repudiated, is be the bankruptcy of some of the world's largest financial institutions.

After semi colon we need an independent clause. So Experts, can anyone please explain the usage of "is" in the sentence and also the purpose of the phrase " should a significant number of these loans be repudiated"
User avatar
dimmak
Joined: 08 Sep 2017
Last visit: 04 Jun 2019
Posts: 54
Own Kudos:
Given Kudos: 185
Location: Colombia
GMAT 1: 710 Q49 V39
Products:
GMAT 1: 710 Q49 V39
Posts: 54
Kudos: 575
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Can someone please fix this question? In the question stem, "be" must be underlined...
User avatar
akadiyan
User avatar
Retired Moderator
Joined: 31 May 2017
Last visit: 20 Jun 2025
Posts: 724
Own Kudos:
Given Kudos: 53
Concentration: Technology, Strategy
Products:
Posts: 724
Kudos: 706
Kudos
Add Kudos
Bookmarks
Bookmark this Post
In the underlined part " if there is a repudiation of a significant number of these loans, would be" , "be" is not underlined.

I realized this after reading the solution provided by daagh.
User avatar
arya251294
Joined: 03 Jan 2019
Last visit: 16 Mar 2024
Posts: 184
Own Kudos:
60
 [1]
Given Kudos: 368
GMAT 1: 700 Q49 V36
GMAT 1: 700 Q49 V36
Posts: 184
Kudos: 60
 [1]
1
Kudos
Add Kudos
Bookmarks
Bookmark this Post
rohan2345
Major funding agencies have arranged for several assistance loans amounting to over $1.1 trillion to the developing nations; at stake, if there is a repudiation of a significant number of these loans, would be the bankruptcy of some of the world's largest financial institutions.

A. if there is a repudiation of a significant number of these loans, would be
B. if a significant number of these loans will be repudiated, is
C. should a significant number of these loans be repudiated, is
D. should a significant number of these loans be repudiated, are
E. should they repudiate a significant number of these loans, are

Isn't it a if...then type question?
If there is a repudiation of a significant number of the loans, the bankruptcy of the FI would be at stake?

Still not able to wrap my head around "is at stake"in option (C).
Because it is not currently at stake, the bankruptcy is dependent on a condition only then it would be at stake.
Is my understanding correct?
Please help.
avatar
veenakush
Joined: 13 Mar 2017
Last visit: 12 Apr 2021
Posts: 1
Given Kudos: 39
Posts: 1
Kudos: 0
Kudos
Add Kudos
Bookmarks
Bookmark this Post
I am confused between
C. should a significant number of these loans be repudiated, is
D. should a significant number of these loans be repudiated, are

the reason why C is correct is because is should be " is the bankrupcy " and not "are the bankrupcy"?

can you elaborate when D will be the correct option?
should a significant number of these loans be repudiated, are the bankruptcies....?
avatar
SofiaDahiya
Joined: 28 Jun 2016
Last visit: 19 Nov 2021
Posts: 29
Own Kudos:
Given Kudos: 129
Posts: 29
Kudos: 42
Kudos
Add Kudos
Bookmarks
Bookmark this Post
veenakush
I am confused between
C. should a significant number of these loans be repudiated, is
D. should a significant number of these loans be repudiated, are

the reason why C is correct is because is should be " is the bankrupcy " and not "are the bankrupcy"?

can you elaborate when D will be the correct option?
should a significant number of these loans be repudiated, are the bankruptcies....?


As per my understanding, you can read this sentence (after semicolon) as below:

if a significant number of these loans are repudiated, bankruptcy of some of the world's largest financial institutions is at stake.
OR
if a significant number of these loans are repudiated, at stake is bankruptcy of some of the world's largest financial institutions
OR
should a significant number of these loans be repudiated, bankruptcy of some of the world's largest financial institutions is at stake.
OR
should a significant number of these loans be repudiated, at stake is bankruptcy of some of the world's largest financial institutions

'is' has been used because 'bankruptcy' is singular. If there was plural noun in place of 'bankruptcy', 'are' would be used.
User avatar
arya251294
Joined: 03 Jan 2019
Last visit: 16 Mar 2024
Posts: 184
Own Kudos:
Given Kudos: 368
GMAT 1: 700 Q49 V36
GMAT 1: 700 Q49 V36
Posts: 184
Kudos: 60
Kudos
Add Kudos
Bookmarks
Bookmark this Post
SofiaSaini
veenakush
I am confused between
C. should a significant number of these loans be repudiated, is
D. should a significant number of these loans be repudiated, are

the reason why C is correct is because is should be " is the bankrupcy " and not "are the bankrupcy"?

can you elaborate when D will be the correct option?
should a significant number of these loans be repudiated, are the bankruptcies....?


As per my understanding, you can read this sentence (after semicolon) as below:

if a significant number of these loans are repudiated, bankruptcy of some of the world's largest financial institutions is at stake.
OR
if a significant number of these loans are repudiated, at stake is bankruptcy of some of the world's largest financial institutions
OR
should a significant number of these loans be repudiated, bankruptcy of some of the world's largest financial institutions is at stake.
OR
should a significant number of these loans be repudiated, at stake is bankruptcy of some of the world's largest financial institutions

'is' has been used because 'bankruptcy' is singular. If there was plural noun in place of 'bankruptcy', 'are' would be used.

Don't you think we should be using "would be" instead of "is" as the bankruptcy is dependent on a condition and then only it would be at stake; it currently isn't.
User avatar
VerbalBot
User avatar
Non-Human User
Joined: 01 Oct 2013
Last visit: 04 Jan 2021
Posts: 19,426
Own Kudos:
Posts: 19,426
Kudos: 1,010
Kudos
Add Kudos
Bookmarks
Bookmark this Post
Automated notice from GMAT Club VerbalBot:

A member just gave Kudos to this thread, showing it’s still useful. I’ve bumped it to the top so more people can benefit. Feel free to add your own questions or solutions.

This post was generated automatically.
Moderators:
GMAT Club Verbal Expert
7391 posts
509 posts
363 posts