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While consumer groups have become alarmed over the high rates of inter Updated on: 02 Oct 2018, 02:02
Originally posted by eybrj2 on 03 Apr 2012, 04:36.
Last edited by Bunuel on 02 Oct 2018, 02:02, edited 1 time in total.
Renamed the topic and edited the question.
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While consumer groups have become alarmed over the high rates of interest on purchases made with certain credit cards, there has been no significant decline in demanding or using them.


A. no significant decline in demanding or using them.

B. no significant decline in the demand for or use of such cards.

C. neither a significant decline in the demand for, nor in the use of them.

D. a significant decline neither in demanding such cards, nor in the use of them.

E. a significant decline neither in demanding or using such cards.


Show Spoiler
I found that some people say that "them" in A has an ambiguity issue.
Is it because there are many plural words other than credit cards, such as groups, rates, and purchases, before "them"?
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B
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While consumer groups have become alarmed over the high rates of inter 16 Feb 2016, 02:18
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thangvietnam
gerund, doing, can be used after a preposition/conjuction in the pattern

pre+doing+ main clause.

so the use of gerund after "decrease in" is ungrammatical
Show more

thangvietnam

In order to answer your query, I would have to first clarify that there are 2 types of gerunds:

First note that all gerunds are nouns. The two types of gerunds are as follows:

Simple gerund: Noun out, but verb in

Raising the national flag on independence day is a norm in our school.

Here raising is a simple gerund. If you look inside the phrase containing the gerund raising the national flag, you would notice that the verb function is more prominent than the noun function; i.e. you could easily use the phrase as a full working verb: I am raising the flag.

Complex gerund: Noun out, noun in.

The raising of the rebel flag indicates the downfall of the regime.

Here raising is a complex gerund. If you look inside the phrase containing the gerund The raising of the rebel flag, you would notice that the noun function is more prominent than the verb function; i.e. you cannot easily use the phrase as a full working verb: I am the raising of the rebel flag... senseless.

How to distinguish complex gerunds from simple gerunds? A complex gerund generally has an article, and in some cases an adjective, preceding it and a preposition after it. Following is an example from MGMAT SC strategy guide:

Tracking satellites is important for space agencies: simple gerund.
The accurate tracking of satellites is important for space agencies: complex gerund.

Now coming back to your query: usage such as decrease in may be followed by a complex gerund ( noun out, noun in), but not a simple gerund (noun out verb in).

In the above example demanding is a simple gerund and hence cannot be used after decrease in.

However the following usage is correct:

There has been a decrease in the spending of the consumers.

Here spending is a complex gerund.
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While consumer groups have become alarmed over the high rates of inter 16 Feb 2016, 15:31
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PrijitDebnath
sayantanc2k

Now coming back to your query: usage such as decrease in may be followed by a complex gerund ( noun out, noun in), but not a simple gerund (noun out verb in).
Can you explain exactly when "decrease in" cannot be followed by "demanding"?
Show more

PrijitDebnath

In such cases the rule is:
Best option is to use the noun form. In absence of a suitable noun form, use a complex gerund . Using a simple gerund is wrong.

Consider the following 2 cases:

Case I:

There has been no significant decline in demanding cards. : demanding is simple gerund. Wrong
There has been no significant decline in the demanding of cards.: demanding is a complex gerund - better than a simple gerund; but since a suitable noun demand is available, using complex gerund is awkward in this case.
There has been no significant decline in the demand of cards.: Correct. using the noun demand is better than using the simple gerund or the complex gerund.

Case II:

There has been no significant decline in spending dollars: spending is simple gerund. Wrong.
There has been no significant decline in the spending of dollars: spending is a complex gerund. Correct. (There is no suitable noun to replace this complex gerund).
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While consumer groups have become alarmed over the high rates of inter 19 Jan 2020, 08:26
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Dear Friends,

Here is a detailed explanation to this question-

eybrj2
While consumer groups have become alarmed over the high rates of interest on purchases made with certain credit cards, there has been no significant decline in demanding or using them.


A. no significant decline in demanding or using them.

B. no significant decline in the demand for or use of such cards.

C. neither a significant decline in the demand for, nor in the use of them.

D. a significant decline neither in demanding such cards, nor in the use of them.

E. a significant decline neither in demanding or using such cards.
Show more

Choice A: In this answer choice, the use of the pronoun "them" is ambiguous; it could refer to "groups", "rates", or "cards". Thus, this answer choice is correct.

Choice B: This answer choice avoids pronoun ambiguity, maintains proper idiom use, and conveys the intended meaning of the sentence. Thus, this answer choice is correct.

Choice C: This answer choice also displays the pronoun ambiguity found in Option A. Thus, this answer choice is incorrect.

Choice D: This answer choice also displays the pronoun ambiguity found in Options A and C. Thus, this answer choice is incorrect.

Choice E: This answer choice fails to employ the correct idiomatic form "neither...nor"; rather, it utilizes "neither...or." Moreover, in doing so, this answer choice also changes the meaning of the sentence to imply that there has been a significant decline. Thus, this answer choice is incorrect.

Hence, B is the best answer choice.

To understand the concept of "Either-Or and "Neither-Nor on GMAT", you may want to watch the following video (~1 minute):



To understand the concept of "Avoiding Pronoun Ambiguity on GMAT", you may want to watch the following video (~1 minute):



All the best!
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While consumer groups have become alarmed over the high rates of inter 03 Apr 2012, 04:57
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While consumer groups have become alarmed over the high rates of interest on purchases made with certain credit cards, there has been no significant decline in demanding or using them.

a) no significant decline in demanding or using them.
-->
1. THEM is ambiguous,
even if THEM stands for cards then also the meaning inferred is ambiguous;
it seems like action is kind of periodic and goes on and on depending on some factor. It doesnt delivers some generic standpoint.

b) no significant decline in the demand for or use of such cards.
--> CORRECT; UNAMBIGUOUS; The intended action is clear and shows the generic action clearly.

hope this helps...!!!
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While consumer groups have become alarmed over the high rates of inter 15 Feb 2016, 13:43
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eybrj2
While consumer groups have become alarmed over the high rates of interest on purchases made with certain credit cards, there has been no significant decline in demanding or using them.

a) no significant decline in demanding or using them.
b) no significant decline in the demand for or use of such cards.
c) neither a significant decline in the demand for, nor in the use of them.
d) a significant decline neither in demanding such cards, nor in the use of them.
e) a significant decline neither in demanding or using such cards.




I found that some people say that "them" in A has an ambiguity issue.
Is it because there are many plural words other than credit cards, such as groups, rates, and purchases, before "them"?
Show more

Let's have a look. D and E are out since both change the meaning. Also D has parallelism issue. C and A have ambiguity issue ("them"). "Them" might mean "purchases" or "cards" Hence B is correct
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While consumer groups have become alarmed over the high rates of inter 16 Feb 2016, 01:20
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I wish to know why "demanding" is wrong inhere.

we should use noun, not gerund , is that right?

anyone know about this point, pls share. thank
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gerund, doing, can be used after a preposition/conjuction in the pattern

pre+doing+ main clause.

so the use of gerund after "decrease in" is ungrammatical
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sayantanc2k

Now coming back to your query: usage such as decrease in may be followed by a complex gerund ( noun out, noun in), but not a simple gerund (noun out verb in).
Show more
Can you explain exactly when "decrease in" cannot be followed by "demanding"?
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PrijitDebnath
sayantanc2k

Now coming back to your query: usage such as decrease in may be followed by a complex gerund ( noun out, noun in), but not a simple gerund (noun out verb in).
Can you explain exactly when "decrease in" cannot be followed by "demanding"?
Show more

Simply because you do have a decrease in something,i.e. decrease of the prices or of the stock market. In this case you do have a decrease in the demand...not decreace in demanding

Hope this helps

Regards
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eybrj2
While consumer groups have become alarmed over the high rates of interest on purchases made with certain credit cards, there has been no significant decline in demanding or using them.

a) no significant decline in demanding or using them.
b) no significant decline in the demand for or use of such cards.
c) neither a significant decline in the demand for, nor in the use of them.
d) a significant decline neither in demanding such cards, nor in the use of them.
e) a significant decline neither in demanding or using such cards.




I found that some people say that "them" in A has an ambiguity issue.
Is it because there are many plural words other than credit cards, such as groups, rates, and purchases, before "them"?
Show more

this is a hard one.
"them " is ambiguious" in A,C and D.
in A, demanding and using is used as gerund becaust they take direct object "them". because they are gerund , they can not take
noun+preposition going before them. this point is purely grammartical but is hard because grammar books dose not discuss it.
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sayantanc2k
thangvietnam
gerund, doing, can be used after a preposition/conjuction in the pattern

pre+doing+ main clause.

so the use of gerund after "decrease in" is ungrammatical

thangvietnam

In order to answer your query, I would have to first clarify that there are 2 types of gerunds:

First note that all gerunds are nouns. The two types of gerunds are as follows:

Simple gerund: Noun out, but verb in

Raising the national flag on independence day is a norm in our school.



Here raising is a simple gerund. If you look inside the phrase containing the gerund raising the national flag, you would notice that the verb function is more prominent than the noun function; i.e. you could easily use the phrase as a full working verb: I am raising the flag.

Complex gerund: Noun out, noun in.

The raising of the rebel flag indicates the downfall of the regime.

Here raising is a complex gerund. If you look inside the phrase containing the gerund The raising of the rebel flag, you would notice that the noun function is more prominent than the verb function; i.e. you cannot easily use the phrase as a full working verb: I am the raising of the rebel flag... senseless.

How to distinguish complex gerunds from simple gerunds? A complex gerund generally has an article, and in some cases an adjective, preceding it and a preposition after it. Following is an example from MGMAT SC strategy guide:

Tracking satellites is important for space agencies: simple gerund.
The accurate tracking of satellites is important for space agencies: complex gerund.

Now coming back to your query: usage such as decrease in may be followed by a complex gerund ( noun out, noun in), but not a simple gerund (noun out verb in).

In the above example demanding is a simple gerund and hence cannot be used after decrease in.

However the following usage is correct:

There has been a decrease in the spending of the consumers.

Here spending is a complex gerund.
Show more

grammar books do not say enough of gerund and participle, or more exactly never say enough about DOING.
raising of
is a noun, not a gerund.

do you know the difference between the so called participle and gerund. I am not the winner of gmat but a failer of gmat.
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for this question, a simple explanation is

if noun exist, use noun, not doing. A is wrong
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Gerunds
Here is a small write-up in Gerunds. Maybe this could be of some help to those who want to differentiate between gerunds, present participles and verbs that use the verb+ing forms.

Quote:
A Gerund is a verb taking the ‘ing’ form and, functioning essentially as a
noun. A gerund may be followed by more descriptive words such as adjectives, prepositions or objects of prepositions and in such they are called gerund phrases

Example

"Feeling gratitude and not expressing it is like wrapping a present and not giving it." ---- An old saying.

Here the words feeling, expressing, wrapping and giving are examples of gerunds.

Gerunds and Present Participles

Present participles also take the ‘ing’ form. However a present participle functions as a non-finite form of a verb phrase, In contrast, gerunds behave like nouns.

How to differentiate a gerund from a present participle or from part of a progressive tense verb .

Let us take a simple verb sing; its ‘ing’ form is singing. It can be either a present participle or a gerund or can be part of a past or present progressive tense.

1. Progressive tense

When a verb+ing word is preceded by an auxiliary verb, then it becomes a verb, indicating the tense.

Am singing
Is singing
Was singing
Were singing
Have been singing
Has been singing
Had been singing
Will be singing

2. Present participle

When the verb+ing form or its phrase acts an adjective, modifying a noun, then it is a present participle.

Singing a song, Tom walked along the river.
Shouting abuses, Dick tried to browbeat Harry
By sending a bouquet, the students expressed their love for their teacher.

Here, the ‘ing’ forms modify a noun that is placed next to the comma. These are all participles.

3. Gerund

On the contrary, when the ‘ing’ form is followed by a verb or verb phrase then it will be a gerund.

Going by his words will lead to wrong conclusions
Shopping on week- ends is cumbersome because of heavy crowds.

4. A gerund is essentially a noun trying to do an action. We can apply some of the attributes of a noun and see whether the ing form fits within the parameters of the noun.

4A. The first such test is whether the ing form acts as a subject or object.

Singing is a pleasant entertainment

Here singing is the subject of a simple sentence; only a noun or a noun phrase can act as the subject of a clause. Hence, in the given context, ‘singing’ is a gerund

4B. See whether the ing form is an object of the verb

Tom likes singing
Singing is the object of the verb ‘is’; it is a gerund

4C. see whether it has any adjective preceding it, especially in the form of a possessive pronoun

Tom feels that his singing is better than that of many others

Here the verb+ing form singing is modified by the possessive pronoun ‘his’. Hence, singing is a gerund.

4D.Sometimes an article is a gerund - marker. See whether the ing verb is preceded by an article such as ‘the’
‘The shopping’ at the Spencer’s is a delight.

4E. See whether the ing word can be replaced by the word ‘it’ and the sentence still completes the meaning. The pronoun ‘it’ can complete the meaning while a participle cannot.

Singing is a good past time

Here we can replace singing with the pronoun it – It is a good past time.

4F... see whether the ing word or the entire ing phrase can be replaced by the word ‘something’

Singing along the riverbank, Tom jogged for nearly four miles in one hour
(Singing) Something along the riverbank, Tom jogged for nearly four miles in one hour

(Singing along the river bank) Something, Tom jogged for nearly four miles in one hour

When you replace the ‘ing’ word or phrase with something, nothing meaningful turns out. Therefore, the phrase starting with singing cannot be a gerund.

Now try this.

Signing along the riverbank is a refreshing pastime

After replacing the ‘ing’ word with something, the sentence reads as
Something (Singing )along the river bank is a refreshing pastime

Now you can see there is some meaning in the clause. Therefore, the ‘ing’ phrase is a gerund in the context.

EO &E
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'In demanding' is a prepositional phrase that acts as either an adjective or an adverb. Can it ever be a noun or a gerund?
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PrijitDebnath
sayantanc2k

Now coming back to your query: usage such as decrease in may be followed by a complex gerund ( noun out, noun in), but not a simple gerund (noun out verb in).
Can you explain exactly when "decrease in" cannot be followed by "demanding"?

PrijitDebnath

In such cases the rule is:
Best option is to use the noun form. In absence of a suitable noun form, use a complex gerund . Using a simple gerund is wrong.

Consider the following 2 cases:

Case I:

There has been no significant decline in demanding cards. : demanding is simple gerund. Wrong
There has been no significant decline in the demanding of cards.: demanding is a complex gerund - better than a simple gerund; but since a suitable noun demand is available, using complex gerund is awkward in this case.
There has been no significant decline in the demand of cards.: Correct. using the noun demand is better than using the simple gerund or the complex gerund.

Case II:

There has been no significant decline in spending dollars: spending is simple gerund. Wrong.
There has been no significant decline in the spending of dollars: spending is a complex gerund. Correct. (There is no suitable noun to replace this complex gerund).
Show more

However, I figured out that demanding is not correct because it was looking awkward. I read your explanation and found it difficult to distinguish where to use simple gerund and where to use complex one just on the basis of emphasis. Is there any other way to figure out where to use simple gerund and where to use complex one? Thanks !!
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sayantanc2k


PrijitDebnath

In such cases the rule is:
Best option is to use the noun form. In absence of a suitable noun form, use a complex gerund . Using a simple gerund is wrong.

Consider the following 2 cases:

Case I:

There has been no significant decline in demanding cards. : demanding is simple gerund. Wrong
There has been no significant decline in the demanding of cards.: demanding is a complex gerund - better than a simple gerund; but since a suitable noun demand is available, using complex gerund is awkward in this case.
There has been no significant decline in the demand of cards.: Correct. using the noun demand is better than using the simple gerund or the complex gerund.

Case II:

There has been no significant decline in spending dollars: spending is simple gerund. Wrong.
There has been no significant decline in the spending of dollars: spending is a complex gerund. Correct. (There is no suitable noun to replace this complex gerund).

However, I figured out that demanding is not correct because it was looking awkward. I read your explanation and found it difficult to distinguish where to use simple gerund and where to use complex one just on the basis of emphasis. Is there any other way to figure out where to use simple gerund and where to use complex one? Thanks !!
Show more

The Manhattan SC guide explains the usage nicely - following are excerpts from the book:
"In any list of action nouns, always choose the complex gerund phrase (often with articles and the word Of) over the simple gerund phrase!
Also, if an appropriate action noun for a particular verb already exists in English, then avoid creating a complex gerund phrase. Instead, use the pre-existing action noun."

"In brief, there are three categories of nouns: (1) Concrete Nouns, (2) Action Nouns and Complex Gerunds, and (3) Simple Gerunds. Do not mix these categories."
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[quote="eybrj2"]While consumer groups have become alarmed over the high rates of interest on purchases made with certain credit cards, there has been no significant decline in demanding or using them.

a) no significant decline in demanding or using them.
b) no significant decline in the demand for or use of such cards.
c) neither a significant decline in the demand for, nor in the use of them.
d) a significant decline neither in demanding such cards, nor in the use of them.
e) a significant decline neither in demanding or using such cards.

look at choice A and B, I dont think gmat test us the difference between "decline in the demand " and "decline in demanding". so, we dont discuss this point
"them" in choice A can be acceptable on gmat but because choice B is here, "them" in choice A is inferious. A is gone.
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While consumer groups have become alarmed over the high rates of inter 18 Jan 2020, 17:34
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Parallelism and pronouns


While consumer groups have become alarmed over the high rates of interest on purchases made with certain credit cards, there has been no significant decline in demanding or using them.


A. no significant decline in demanding or using them. ---- "Them" is ambiguous. There are several possible references (groups, rates, cards).

B. no significant decline in the demand for or use of such cards. ----- CORRECT. Fixes the ambiguity.

C. neither a significant decline in the demand for, nor in the use of them. ------ Incorrect use of correlative idiom NEITHER X NOR Y (not parallel).

D. a significant decline neither in demanding such cards, nor in the use of them. -------- Wrong meaning as it implies that there has in fact been a significant decline. Ambiguous use of pronoun "them"

E. a significant decline neither in demanding or using such cards. ------- Wrong meaning as it implies that there has in fact been a significant decline. Additionally, correlative idiom NEITHER X NOR Y is not set correctly.
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PrachiiPrasaad
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While consumer groups have become alarmed over the high rates of inter 19 Feb 2022, 23:08
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Option A and B doesn’t have either to pair up with or , how is b correct?

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While consumer groups have become alarmed over the high rates of inter 20 Feb 2022, 05:10
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PrachiiPrasaad
Option A and B doesn’t have either to pair up with or , how is b correct?
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Hi Prachi, "either" should be followed by "or"; but "or" does not necessarily have to be preceded by "either".

The structure is:

...there has been no significant decline in the X (demand for) or Y (use of) such cards.
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