V06-07

Question

Which of the following best completes the passage below?
 
Credit card companies are as concerned about identity theft as private citizens are. With only a short string of digits such as a social security or credit card number, thieves can often gain online access to everything from bank accounts to travel itineraries, creating large-scale problems. Anxiety over the vulnerability of personal information has led to stronger protective measures and is the impetus for .

A. longer jail sentences for those convicted of committing online identity theft
B. credit card companies limiting the amount of money they will return to customers who are victims of identity theft
C. some customers choosing to maintain several lower-limit credit cards rather than have a single card with a very high credit limit
D. fewer people than ever before applying for new credit card accounts
E. a new kind of credit card that uses fingerprint authentication to generate a second code required for checkout

Bunuel · Answer

Official Solution:

Which of the following best completes the passage below?
 
Credit card companies are as concerned about identity theft as private citizens are. With only a short string of digits such as a social security or credit card number, thieves can often gain online access to everything from bank accounts to travel itineraries, creating large-scale problems. Anxiety over the vulnerability of personal information has led to stronger protective measures and is the impetus for .

A. longer jail sentences for those convicted of committing online identity theft
B. credit card companies limiting the amount of money they will return to customers who are victims of identity theft
C. some customers choosing to maintain several lower-limit credit cards rather than have a single card with a very high credit limit
D. fewer people than ever before applying for new credit card accounts
E. a new kind of credit card that uses fingerprint authentication to generate a second code required for checkout

Situation : Anxiety over the possibility of identity theft has led credit card companies to take stronger protective measures.
 
  Reasoning :  Which is an example of a protective measure taken by credit card companies?  The first sentence makes it clear that the passage is about the concern that credit card companies show over the possibility of identity theft. The second sentence gives examples of the problems identity theft can cause, and the third introduces the idea of  protective measures . The correct option will specify one protective measure taken to prevent identity theft.
   This option identifies a  legal  measure taken after the fact, not a  protective  measure. 
 The amount of money returned to victims is outside the scope of this passage. 
 This is a security measure that an individual might take, but it is not performed by a credit card company. 
 This option does not deal with a protective measure taken by a credit card company. 
 This option correctly identifies a protective measure taken by credit card companies to prevent identity theft.

Answer: E

manhuynguyen · Answer

I think this is a  poor-quality  question and I don't agree with the explanation. Anxiety over the vulnerability of personal information" is the noun in this sentence.
"has led" and "is the" must be parallel. Therefore, the answer cannot be E, which is one example of "protective measure".

SKap13 · Answer

I think this is a poor quality question because it has several gaping holes.

"Anxiety over the vulnerability of personal information" implies that we're talking about the private citizen here, NOT the credit card company. The credit card company isn't anxious about ITS vulnerability, the people are the ones who are anxious. The CC companies are only worried because the thieves are "Creating large-scale problems". What can a company do to mitigate these "large scale problems"? They can mitigate their risk by making consumers open and "maintain several lower-limit credit cards rather than have a single card with a very high credit limit", thus reducing the odds that a thief will hack into a higher amount of money.

Also, and this may be subjective, "checkout" implies checking out of a physical location. This makes sense why a fingerprint authentication could work BUT the passage clearly says that the thieves can gain "online access". Therefore, regardless if a consumer verifies their fingerprints, a thief can always hack into the data online.

Again, poor question.

BottomJee · Answer

I think this is a  high-quality  question and I agree with explanation.

V06-07

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