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A program instituted in a particular state allows parents to prepay

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A program instituted in a particular state allows parents to prepay  [#permalink]

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New post Updated on: 25 Mar 2019, 03:40
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A program instituted in a particular state allows parents to prepay their children’s future college tuition at current rates. The program then pays the tuition annually for the child at any of the state’s public colleges in which the child enrolls. Parents should participate in the program as a means of decreasing the cost for their children’s college education.

Which of the following, if true, is the most appropriate reason for parents not to participate in the program?


(A) The parents are unsure about which public college in the state the child will attend.

(B) The amount of money accumulated by putting the prepayment funds in an interest-bearing account today will be greater than the total cost of tuition for any of the public colleges when the child enrolls.

(C) The annual cost of tuition at the state’s pubic colleges is expected to increase at a faster rate than the annual increase in the cost of living.

(D) Some of the state’s public colleges are contemplating large increases in tuition next year.

(E) The prepayment plan would not cover the cost of room and board at any of the state’s public colleges.


The passage recommends that parents participate in a tuition prepayment program as a means of decreasing the cost of their children’s college education. The second choice suggests that placing the funds in an interest-bearing account would be more cost-effective than participating in the prepayment program. This would be an excellent reason for not participating in the prepayment program and is the best answer.

Neither the first nor the last choice provides a good reason for not participating. Since the program applies to whatever public college the child might choose to attend, the contingency described in the first choice is covered in the plan. The prepayment plan covers only the cost of tuition, so the last choice is irrelevant.

The third and fourth choices, by stating that tuition will increase, provide support for participating in the program.



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Originally posted by whichscore on 28 Mar 2011, 01:40.
Last edited by Bunuel on 25 Mar 2019, 03:40, edited 6 times in total.
Edited the question.
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Re: A program instituted in a particular state allows parents to prepay  [#permalink]

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New post 28 Mar 2011, 02:33
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Easy B. It gives a compelling reason why Parents should not invest in the said program.
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Re: A program instituted in a particular state allows parents to prepay  [#permalink]

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New post 29 Mar 2011, 08:14
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Remember when reading the answer choices that the question is, which is the most appropriate reason for a parent NOT to participate in the program

(A) The parents are unsure about which public college in the state the child will attend.

A...a is tempting (definitely was for me) because the reader thinks that the child could attend ANY state in the country, but closer examination reveals that the statement says "which public collegeIN THE STATE the child will attend. So the statement tells us that the child is going to reside in state no matter what and the program WILL benefit the parents...so A is out

(B) The amount of money accumulated by putting the prepayment funds in an interest-bearing
account today will be greater than the total cost of tuition for any of the pubic colleges when the child enrolls.


B...B tells us that if parents put their funds in an account today, then the amount will be greater than the total cost of tuition for any of the public colleges when the child enrolls...This read to me as...WHY SHOULD I GIVE MY MONEY TO YOU WHEN I CAN MAKE MORE BY MYSELF...essentially, there is no incentive for parents to pay for their child's tuition at current rates because they will have an ample amount if they put their money in an interest account and take it out in the future

(C) The annual cost of tuition at the state’s pubic colleges is expected to increase at a faster rate
than the annual increase in the cost of living


C..This is a reason TO invest...if tuition is expected to go up, then I would want to pay NOW at CURRENT PRICES.

(D) Some of the state’s public colleges are contemplating large increases in tuition next year.

D...not sure what it's called, but D uses the good old trick assuming that "if they are doing something, then we are gonna do it too". We can't assume this. So it's out

(E) The prepayment plan would not cover the cost of room and board at any of the state’s public
colleges.


E this one is pure bait for college students or graduates, while we are all worried about room and board, and know that it comes in the overall package in college, room and board has no effect on tuition costs..so its out


Essentially, try to explain what the statements are saying in your own words. Sometimes I think that I think that I'm with an author and 5 friends, and I'm cracking jokes about how dumb their arguments are...

try it, making fun of people usually revolves around destroying arguments

tl;dr B IMO
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Re: A program instituted in a particular state allows parents to prepay  [#permalink]

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New post 30 Apr 2012, 09:38
+1 B

If the interest acount can generate a final amount greater than the amount that will be paid by the program, the interest acount will be useful not only to pay the college but also other things.
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Re: A program instituted in a particular state allows parents to prepay  [#permalink]

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New post 10 Jul 2018, 15:22
Quote:
A program instituted in a particular state allows parents to prepay their children’s future college tuition at current rates. The program then pays the tuition annually for the child at any of the state’s public colleges in which the child enrolls. Parents should participate in the program as a means of decreasing the cost for their children’s college education.

Which of the following, if true, is the most appropriate reason for parents not to participate in the program?

(A) The parents are unsure about which pubic college in the state the child will attend.

(B) The amount of money accumulated by putting the prepayment funds in an interest-bearing account today will be greater than the total cost of tuition for any of the pubic colleges when the child enrolls.

(C) The annual cost of tuition at the state’s pubic colleges is expected to increase at a faster rate than the annual increase in the cost of living.

(D) Some of the state’s public colleges are contemplating large increases in tuition next year.

(E) The prepayment plan would not cover the cost of room and board at any of the state’s public colleges.


GMATNinja pls help me to eliminate option (E).

How can we assume that "tuition fee" includes "room & board charges"? If these two are separate fees then it will be one of the reason for Parents to not invest, right?
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Re: A program instituted in a particular state allows parents to prepay  [#permalink]

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New post 11 Jul 2018, 01:42
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seed wrote:
Quote:
A program instituted in a particular state allows parents to prepay their children’s future college tuition at current rates. The program then pays the tuition annually for the child at any of the state’s public colleges in which the child enrolls. Parents should participate in the program as a means of decreasing the cost for their children’s college education.

Which of the following, if true, is the most appropriate reason for parents not to participate in the program?

(A) The parents are unsure about which pubic college in the state the child will attend.

(B) The amount of money accumulated by putting the prepayment funds in an interest-bearing account today will be greater than the total cost of tuition for any of the pubic colleges when the child enrolls.

(C) The annual cost of tuition at the state’s pubic colleges is expected to increase at a faster rate than the annual increase in the cost of living.

(D) Some of the state’s public colleges are contemplating large increases in tuition next year.

(E) The prepayment plan would not cover the cost of room and board at any of the state’s public colleges.


GMATNinja pls help me to eliminate option (E).

How can we assume that "tuition fee" includes "room & board charges"? If these two are separate fees then it will be one of the reason for Parents to not invest, right?


Hi seed ,
The conclusion is Parents should participate in the program as a means of decreasing the cost for their children’s college education.
Type - Weaken

(E) The prepayment plan would not cover the cost of room and board at any of the state’s public colleges. -- Even if the prepayment plan does not cover the cost of room and board at any of the state’s public colleges , Parents should participate if they can save money .

(B) The amount of money accumulated by putting the prepayment funds in an interest-bearing account today will be greater than the total cost of tuition for any of the pubic colleges when the child enrolls. -- CORRECT -- so by investing in the prepayment plan, parents would lose money


1.The annual tuition fees at state's public colleges is expected to decrease in a few years time as Government funding increases from next year onwards.
2.Most of the students in the given state will enroll in Private colleges.


Are the above valid weakeners too ?
AjiteshArun , GMATNinja , mikemcgarry , egmat , RonPurewal , DmitryFarber , MagooshExpert , ccooley , GMATNinjaTwo ,
VeritasPrepKarishma ,other experts-- please enlighten


Hope this helps!!
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Re: A program instituted in a particular state allows parents to prepay  [#permalink]

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New post 16 Jul 2018, 20:55
Skywalker18 wrote:
1.The annual tuition fees at state's public colleges is expected to decrease in a few years time as Government funding increases from next year onwards.
2.Most of the students in the given state will enroll in Private colleges.


Are the above valid weakeners too ?
AjiteshArun , GMATNinja , mikemcgarry , egmat , RonPurewal , DmitryFarber , MagooshExpert , ccooley , GMATNinjaTwo ,
VeritasPrepKarishma ,other experts-- please enlighten

Hi Skywalker18,

Yes, those are both valid weakeners! :-)

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Re: A program instituted in a particular state allows parents to prepay  [#permalink]

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New post 20 Jul 2018, 13:08
seed wrote:
Quote:
A program instituted in a particular state allows parents to prepay their children’s future college tuition at current rates. The program then pays the tuition annually for the child at any of the state’s public colleges in which the child enrolls. Parents should participate in the program as a means of decreasing the cost for their children’s college education.

Which of the following, if true, is the most appropriate reason for parents not to participate in the program?

(A) The parents are unsure about which pubic college in the state the child will attend.

(B) The amount of money accumulated by putting the prepayment funds in an interest-bearing account today will be greater than the total cost of tuition for any of the pubic colleges when the child enrolls.

(C) The annual cost of tuition at the state’s pubic colleges is expected to increase at a faster rate than the annual increase in the cost of living.

(D) Some of the state’s public colleges are contemplating large increases in tuition next year.

(E) The prepayment plan would not cover the cost of room and board at any of the state’s public colleges.


GMATNinjapls help me to eliminate option (E).

How can we assume that "tuition fee" includes "room & board charges"? If these two are separate fees then it will be one of the reason for Parents to not invest, right?

This question is tempting us to overthink what we've read, so let's focus on being ridiculously precise with the exact language in the passage.

The author concludes that parents should participate in the prepayment program as a means of decreasing the cost of their children's college education. The prepayment program accepts payments for tuition at current rates. Tuition, by definition, is a fee charged for academic instruction. As you've noted, tuition does not include room and board. They are separate fees.

This is not an assumption by the author, because this separation already exists in the definitions of these words. This also means that Choice (E) isn't adding any new information, and doesn't have any logical impact on the author's conclusion about savings on tuition. If (E) is true, the prepayment plan works exactly the same way, and paying tuition at current rates is just as likely (or unlikely) to result in a decrease in the overall cost of college education for these students.

In other words, the parents will have to pay for room and board regardless of whether they use the prepayment plan. We are only interested in whether parents will save money on tuition by utilizing the prepayment plan.

Because (E) doesn't change our evaluation of the prepayment plan, it is not an appropriate reason for parents to not participate. So we eliminate this choice and go for choice (B), which directly addresses how current prepayment funds could be better used to make college tuition more affordable in the future.

I hope this helps!
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Re: A program instituted in a particular state allows parents to prepay  [#permalink]

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New post 18 Nov 2018, 08:00
A program instituted in a particular state allows parents to prepay their children’s future college tuition at current rates. The program then pays the tuition annually for the child at any of the state’s public colleges in which the child enrolls. Parents should participate in the program as a means of decreasing the cost for their children’s college education.

Which of the following, if true, is the most appropriate reason for parents not to participate in the program?


(A) The parents are unsure about which public college in the state the child will attend. -- Irrelevant

(B) The amount of money accumulated by putting the prepayment funds in an interest-bearing account today will be greater than the total cost of tuition for any of the public colleges when the child enrolls. -- The money received in an interest-bearing account is more than the tuition fee, then why would parents go for the programme proposed? They don't need to go to this programme. Strong explanation. Correct

(C) The annual cost of tuition at the state’s public colleges is expected to increase at a faster rate than the annual increase in the cost of living. -- this forces the parents to join the programme.

(D) Some of the state’s public colleges are contemplating large increases in tuition next year. -- this forces the parents to join the programme.

(E) The prepayment plan would not cover the cost of room and board at any of the state’s public colleges. -- very weak reasoning when compared to statement B
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Re: A program instituted in a particular state allows parents to prepay   [#permalink] 18 Nov 2018, 08:00
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